Life after bankruptcy?

beanielou

Hopefully Tuesday then.
My friend paid 30p the other day for 1 lime :eek:

miggy

I came across this long ago Ani, or I'd have thought it was written for you:

If of thy worldly goods thou art bereft
And of it all two loaves alone to thee are left,
Sell one, and with the dole
But hyacinths to feed thy soul.

I know it wasn't written for you simply because 'sunflowers' would have fitted in just as well and for all I know you may loathe hyacinths.

Congrats on the bank account, and boo to the dwp - it would be cool if they were like utilities and paid you for delay over 24 hours... ah well, we can dream.

My memory was definitely affected by stress and it's taken its time recovering, but you'll get there.

ani_26

miggy wrote: »

I came across this long ago Ani, or I'd have thought it was written for you:

If of thy worldly goods thou art bereft
And of it all two loaves alone to thee are left,
Sell one, and with the dole
But hyacinths to feed thy soul.

I know it wasn't written for you simply because 'sunflowers' would have fitted in just as well and for all I know you may loathe hyacinths.

Congrats on the bank account, and boo to the dwp - it would be cool if they were like utilities and paid you for delay over 24 hours... ah well, we can dream.

My memory was definitely affected by stress and it's taken its time recovering, but you'll get there.

Too right. I'm not a lover of hyacinths, and there won't be any on or around these premises, ( or none that i'm aware of at the moment.)


I'm now seriously considerig changing al my affairs to this bank, after the fiasco today with my other bank. How can a bank just turn round two months later and take debits from an account they know is closed? Insanity.

ani_26

beanielou wrote: »

Hopefully Tuesday then.
My friend paid 30p the other day for 1 lime :eek:

Yes, i think the lemons and limes are 40 / 45p each, in the local shop. Bargain. I can always find something to do with limes.

miggy

ani_26 wrote: »

I can always find something to do with limes.

Plant some pips and see if you can grow a lime tree (free limes in a few years)?

I did this with lemons: lots grew though it's too early to see if I can get fruit.

What are your plans for all the hanging baskets?

MatyMoo

miggy wrote: »

Plant some pips and see if you can grow a lime tree (free limes in a few years)?

I did this with lemons: lots grew though it's too early to see if I can get fruit.

What are your plans for all the hanging baskets?

Sell them ????

ani_26

miggy wrote: »

What are your plans for all the hanging baskets?

What hanging baskets?

Well, i now have all the " ingredients ", but we are still having frosts and heavy frosts forecast, here, so it's an excuse to cloud the lack of motivation.

ani_26

MatyMoo wrote: »

Sell them ????

Anyone want to buy a ( hypothetical ) hanging basket?


I was having this conversation with the shop person who gave me my free hanging baskets, ( i've now got in the region of 14, i think) In actual fact, it can cost almost as much to create them yourself, which is maybe why people buy them ready made, unless you grow from seed, are given free hanging baskets, etc.

Anyway, i'm rubbish at creativity. I'm just going to chuck everything in, and see what happens.

Eventually?


Besides. I feel like being selfish, and i want them for myself

ani_26

I'm in a decline again. Maybe the fact i'm STILL trying to sort my financial situation, which is also in decline, as i go further into debt, and whatever anyone says, i seemingly have no control over it. Received a call from my current bank, yesterday. They have taken 2 / 3 months to process 4 payments. How can that be? Which now gives me an additional £136 worth of debt. Not much, in the grand scheme of things, but they want the payment. How? I'm now in the realms of debt management, with my bank, yes, go on, say it, through something i feel is through no fault of my own. Realistically, i know i'll have to leave it for da to sort, but that appointment is another 3 weeks away. Besides, i'm still in the position where nothing can be sorted or paid, until my benefits have been acknowledged / sorted.


The realisation that it's now almost two months since i've been signed off, on sick, and what have i done in two months? Spent most of it trying to sort out my none existent finances. I still haven't got financial stability, albeit, my £71 per week esa? The rent and ct, still aren't being paid. Nor are the debts, which are mounting to a state which i can't control. I haven't borrowed any money, ( how could i do that?), but it just seems one thing after the other. I'm starting to panic, as i realise i may have to go back to work as i enter the last month of my sick note. I hope my gp won't sign me off until i'm well again. Because i'm not. But i may have to go back to work, just to get money. Money, money, money. The thing we all can't live without. Can't live with. Can't live without.


I know, i haven't had that period of recovery. The point where everything is sorted. I'm in receipt of money, debts are being repaid, I stop getting letters / phone calls, on a daily basis. The point where i can finally do nothing. Think about nothing. And allow my mind, body and spirit, to recover. There's only one way to achieve this, right now.

ani_26

Got another phone call from my bank, today. It seems like all the hard work to keep my account in order, has been wasted. I still have another £15 to go on my overdraft, ( which i don't have,) from the unauthorised dd by the c*. When i started laughing hysterically, they asked me if i was alright. I'm fine, was my reply. What am i living on? They said they will stop ringing me and put it on hold until i've seen the da. Of course, it doesn't make any difference, if i'm still not in receipt of benefits, by then.


Aside from that, i've spent 6 hours in the garden today. A good day, at the office. I've done all the weeding, and then some. I now have 4 hanging baskets and two more tubs. Unfortunately, i ran out of compost, because i wasn't expecting to make so many hanging baskets when i bought the compost. I've still lots of bulbs and baskets left, and some additional seeds for some moere sweet peas. Talking of which, my sweet peas and lavender are now seedlings. I managed to resuscitate my delphiniums, by purchasing some canes, after they were flattened by the winds, last week. Now i'm worried about the lupins, as they are in the windiest spot, of the garden, i've now found out. Ah well. Still got some more canes left. My lilies, well, what can i say. Maybe its all the limestone? Planted some more lilies today, along with fuchsia, begonia's, petunia's, gladioli, and i can't remember what else, such is my memory. Still got anemone's, petunia's, some more fuchsia, and lilies, and a whole host of other plants which i can't remember the names of either, left to plant. Most of it is frost susceptible so maybe its best to wait. Which reminds me, i'll have to move the baskets, tonight. I've taken the hanging bits off some of the baskets so i can have tubs instead, as there's still stuff sprouting in the garden all the time, including the stuff i've already planted myself. And i can't remember what that was, either. Got lots more sweet pea seeds, dirt cheap. Going to have lots of sweet peas. Enough to cut and bring indoors. There's nowt like the smell of sweet peas. Or the look, either. Mustn't forget, i want some more sweet williams, and holy moses, i bought a scented violet plant yesterday. Wasn't missing the opportunity again. There's always something on, in the community. Oh dear. It wasn't quite the colour i wanted, its pale violet and lemon, but i love the scent, and i've got it in my bedroom, whilst its frosty. Oh dear, there's no hope for me. Ha, nohope again