Life after bankruptcy?

ani_26

Yesterday was a heavy day. I broke all my promises to not spend any more money on plants. I've done well. How many days is it since i bought a plant? Yesterday i saw some pots of sunflowers. I've never owned a sunflower. I do now. Oh dear I also saw a book i fancied in a charity shop. Its not often i see a book i fancy, these days. Shocking price, £1. Why are items so expensive in charity shops, these days? I managed to barter and get the price reduced to 50p, although i felt like a criminal in doing so. Its not like i'm trying to rip them off, crikey. Yes, i know i can't afford items like plants and books, but these days it's more a question of looking after the mind. There's little i can do about my financial position and my debts. Its all in the lap of the gods.


My book is called Two feet, four paws, The girl who walked her dog 4,500 miles. Its looks an interesting read, although i'm not sure if i'll manage to read it, as my concentration levels are so low.


Its my sort of book. Quote from the Foreward :- Walking allows you to see and feel things you miss at twentieth century speed.

I like this from the preface :-


Is it true that travellers that set out to explore some part of our globe, experience more than their average amount of luck? And is this why they are given shelter by strangers, offered beasts of burden to lighten heavy loads, offered food when their plates are empty; found by guardian angels in the abscence of human life, and find more goodness than maliciousness at every turn? Could this all be luck?

Or is it if you take the risk of the journey and trust whatever fate it holds, you will be shown the inherent goodness which still makes up our world - however hidden it often may be?

Through our journey i came to realise that by making oneself available to that inherent goodness, you will notice that all is not lost in the midst of our consumerist, often selfish, and sometimes violent soceity. It is important that we realise this, and each of us, in our own way, can make such journeys of exploration, for it is often there on our doorstep.


I also bought Wild Swans, Three Daughters of China, for 25p last week. A very imprtant book? A book i've always intended to read, but never have. I think my levels of concentration, definitely, aren't up to that one. Still, you can't beat reading a book, as opposed to a kindle.

ani_26

On a practical level, i got very stressed out yesterday, with all the legal stuff, and with reluctance, decided it would have to wait until i'm in a better place, and able to cope with it emotionally, and practically. I didn't realise, i have up until 6 years to make my claim. Its frustrating, but you can only do, what you can do. Since it's contributed to so much of the stress and the place i am, now, reluctantly, it has to go on the back burner, until i'm in a better place, to cope with it. If ever, huh?

The good news came from the financial institution. I'm now the proud owner of another current account with another financial institution. Of course, there's no money for that account, as yet, but heyho. I was very impressed with their attitude toward me. Made me feel like a human being, despite. A person. I only have a basic cash card, for now, but they say they will review the account after 6 months with a view to upgrading with a " proper " bankcard and overdraft facility. Hmmm Not too sure about that. The idea is to become financially stable enough to manage on actual income. Also lots of other benefits i may never use, like free travel insurance :rotfl: and access to savings accounts. Yes savings accounts. Its like i'm a normal human being. Except of course, i have no income. I told them this. I suppose i tend to forget i'm off sick, as i don't tend to think into the future. But i guess opening another account, was looking into the future. Or maybe self preservation, if the council and others, continue to get me strikes on my current account, by attempting to take money they know fine well, i don't have. Also have an appointment there next week, for impartial advice on that other thing which has been filed to the back of the memory bank. Some things i can remember, some things i can't, these days. So far, i'm very impressed with them.


Apart from that, things are settling down here, now. No other imminent appointments, and i feel i now have some " space " , to what? Live minute to minute, basically. Its pointless setting targets i can't achieve. Its putting pressure on myself, and a feeling of failure, if i don't achieve. No lists. I'm in another realm, to others on here, who keep diaries, but at least i acknowledge / realise this. Its back to basics. Simple thoughts. If its a fine day, i'll look to doing some walking or gardening. Not a target, of say 10 miles. Until i'm done. If its a wet day, i really must start sorting the inside of this place, ( i won't say unpacking.) Small steps, until i know if i'm EVER going to receive any benefits.


Oh, and i went with the walking group last night. There's so many walks around here, i should get to know them all. It was a struggle walking uphill, at first, but by the end of the walk, i was getting into my stride. It's amazing to actually experience the endorphins, again. And what's more, they are free.

Aesop

ani_26 wrote: »

Oh, and i went with the walking group last night. There's so many walks around here, i should get to know them all. It was a struggle walking uphill, at first, but by the end of the walk, i was getting into my stride. It's amazing to actually experience the endorphins, again. And what's more, they are free.

Pleased to hear this ani. I need to start getting more exercise, but I would need to own a pair of trainers first so I could do more walking.

But good to hear you are managing the walking so you could go again

Aesop

ani_26 wrote: »

I also bought Wild Swans, Three Daughters of China, for 25p last week. A very imprtant book? A book i've always intended to read, but never have. I think my levels of concentration, definitely, aren't up to that one. Still, you can't beat reading a book, as opposed to a kindle.

I read this years ago. Can't remember how I felt at the end of it, and what I thought of the book but definitely worth reading.

I love holding a book and reading a book, but for me now practicality means I want to own a kindle. I like curling up on the sofa or rocking chair with a book in my hand, it is not the same feeling as holding a kindle. But as I spend a lot of time on buses and lately on trains travelling with DS, or for work, I don't always have room for a book, or want to carry a book, so eventually I will have saved enough vouchers for my kindle.

ani_26

Been proactive and rung dwp. Yes, my claim has overun the required date. They will investigate and ring me back within 3 hours. 1 and half left to go...... :whistle::whistle:

ani_26

On the minus side, i'm £136 overdrawn on the account i closed two months ago :rotfl: Bank? has taken 10 weeks to process items paid for, ( i.e rent,) before account was closed. Will have to be added to debt repayment plan, question mark, see what *** has to say about that. A M A Z I N G :whistle:

ani_26

45 minutes to go.

Off to collect free hanging baskets

beanielou

Here's hoping sorted soon x

ani_26

beanielou wrote: »

Here's hoping sorted soon x

Fraid not beanie.


Yes they rang me back. They won't have time to process my claim today, due to the backlog. Will have to wait until tuesday, with the bank holiday, ( and the rest.) They are unable to give interim payments. Oh well, thats definitely buying no more plants, then :rotfl:


On the plus side, i've now got a shedload of hanging baskets and plantpots. Shop person said just help myself whenever i want. Now all i need is the motivation. And the weather.

ani_26

Oh, and i got a bag of baking potatoes for 10p a loaf of bread for 10p, and a bag of six limes, for 10p. Shame about the g & t. Still, can always make lime juice to add for flavouring, to other things. That's incredibly cheap, considering the cost of limes.


Where would i be without the local shops?