40 and Foolish!

NewLeaf_2

Bobster, Jadwiga is the live in housekeeper who looks after the house and the dogs as OH and I each work about 4-6 months of the year out of the country

and you are right it is expensive

dorothy52

OMG New Leaf - I have just lost an evening reading your whole diary - I can't believe it's 10pm! I really want to post but I am on an early shift tomorrow and must go to bed, but I will be back tomorrow - Oh my, you have had such a rotten run of bad luck, this will change - it IS changing - I will post again tomorrow, in the meantime, chin up Girl, you are an honourary Brit and we smile in the face of adversity. I admire you so much and will type more when I have time.

Take care

Dot
xx

Fortune_Smiles

Just been doing some research so I can talk to HMRC about Mr F's new 'T' code (basically 'T' stands for Total **** Up). Came across this article which I thought you might find helpful too http://www.thisismoney.co.uk/money/news/article-1689454/How-check-challenge-tax-code.html

Fortune x

NewLeaf_2

Fortune you do make me laugh.

So I took a diazepam and called THEM this morning. If I fall asleep while writing this post I will hit the reply button as soon as I wake up.. ha!

So I did get some sage advice that when calling THEM if a woman answers put the phone down and keep trying until you get a gent. Which I did.

Unsympathetic? tick!
Clueless? tick!
monotone? tick!
told me it was my fault for being a thicko and having a company car? TICK! (plus I already knew that)

His best offer for me was £190 a week (impossible) He asked me to but it on a credit card (NO!)
So I told him I would pay it on a budget plan I can set up through the website (which apparently isn't the "right" plan) and he wanted to know what assets I had, to which I replied (NONE OF YOUR BEESWAX) I asked him if they were still taking my £85 a week. he said yes they would continue to take it, so I said fantastic, and I hung up.

Then I had to repeat same scenario pretending to be OH (handy time to be a lesbian) and went through the same SH*t

So net-net I will pay what I can and they can still have their £85 a week from both of us and send me shouty letters. You can reason with these people it is impossible!

missrlr

Well done you for calling them TWICE.

I would just be careful is the £85 coming out of your account on a Direct Debit or Standing Order, if the former they can amend the amount so pop it in writing to them today that you spoke to x person on y date and agreed to continue the £85 per week payment for the tax year 11/12
Ditto for OH
Send with proof of posting and keep on file then if anything happens you can scream and shout at them with evidence

NewLeaf_2

Ok missrlr thanks for explaining that ... now here is where I become an idiot... how do I cancel the direct debit and change it to a standing order? What information would I need from them to set up a standing order?

*Robin*

NewLeaf wrote: »

Ok missrlr thanks for explaining that ... now here is where I become an idiot... how do I cancel the direct debit and change it to a standing order? What information would I need from them to set up a standing order?

I was told I couldn't pay via SO, it had to be DD (so can't be changed or stopped without THEIR agreement).

Will be interested to hear if anyone advises that that's not correct? :think:

missrlr

beautifully put fredandwilma.

NewLeaf - sorry I would recommend a call back and make sure the DD is only for £85 and then say you want to change to SO and what are the details, plus you can use these details to pay more when you need - no more calling them!

Don't want to worry you but the only other thing is to have a dedicated account with ONLY the exact amount for the DD each week and NO OD facility in it so they can't take any more

NewLeaf_2

Ok I rang THEM again (queque 2nd diazapam) they wont do a SO. I have an idea. I can photocopy their nasty grams with the bank giro thing at the bottom so I have a bunch of those paying in tickets and then just keep taking them to the bank and cancel the direct debits (does this sound like a good idea or is it the diazepam talking)?

*Robin*

fredandwilma wrote: »

I suspect THEM will only accept payment by DD and not SO?

That's what I meant; THEY told me they'd only accept a DD, not a SO.

..Which is what THEY have also told NewLeaf:

NewLeaf wrote:

Ok I rang THEM again (queque 2nd diazapam) they wont do a SO.

I have an idea. I can photocopy their nasty grams with the bank giro thing at the bottom so I have a bunch of those paying in tickets and then just keep taking them to the bank and cancel the direct debits (does this sound like a good idea or is it the diazepam talking)?

Umm, it's a bit of a fuzzy memory, but I think someone told me that THEIR alarm-bells will ring if you try and cancel the DD while still owing money. Not worth risking THEM taking "further action for debt recovery" if THEY perceive a lack of co-operation?

I didn't understand the result of your 'phone-calls to THEM, NewLeaf?