What happens when JSA expires?

homeworkgirl

I am sure I was told JSA can only be claimed for 2yrs? As I have nearly reached that point I am getting worried about what happens then. Also, I am getting help with my mortgage interest and I am sure there is a 2yr limit on that as well under the new rules. Due to my age and past health problems I don't hold out a lot of hope in getting a job so is anyone able to tell me what to expect financially when the two years is up? Many thanks.

p00hsticks

homeworkgirl wrote: »

I am sure I was told JSA can only be claimed for 2yrs? As I have nearly reached that point I am getting worried about what happens then. Also, I am getting help with my mortgage interest and I am sure there is a 2yr limit on that as well under the new rules. Due to my age and past health problems I don't hold out a lot of hope in getting a job so is anyone able to tell me what to expect financially when the two years is up? Many thanks.

Contributions based JSA is only for six months, so if you've already been claiming for nearly two years presumably you are on income based JSA ? As far as I'm aware this can carry on for as long as you satisfy the criteria for entitlement - presumably you are still actively looking for work despite your age and health problems ?

alwaysonthego_2

There is a 2 year limit on claiming help with your mortgage if you are claiming JSA, the rule does not apply for ESA.

How old are you?

homeworkgirl

p00hsticks wrote: »

Contributions based JSA is only for six months, so if you've already been claiming for nearly two years presumably you are on income based JSA ? As far as I'm aware this can carry on for as long as you satisfy the criteria for entitlement - presumably you are still actively looking for work despite your age and health problems ?

Hi, yes I automatically got transferred to the income based one after 6 months and yes I am still looking for a job.

homeworkgirl

alwaysonthego wrote: »

There is a 2 year limit on claiming help with your mortgage if you are claiming JSA, the rule does not apply for ESA.

How old are you?

Hi, I am 56

alwaysonthego_2

Was just checking you were eligible for pension credits, but you are way off.

You really do need to sort this if you are getting close to the 2 year mark.

homeworkgirl

In what way do you suggest I "sort it"? Do you mean by getting a job which seems impossible at the moment or that I take some other action?

dmg24

homeworkgirl wrote: »

In what way do you suggest I "sort it"? Do you mean by getting a job which seems impossible at the moment or that I take some other action?

As you are on JSA, you should be actively seeking work. Perhaps you need to widen your search, be that geographically or looking at different sectors? Many retailers prefer to take on older workers, have you looked into this area?

dmg24

I am a little confused. According to this thread you work? Have you both been out of work for two years, and what has happened to the work you claim to do?

Basically, we both started going to a music club once a week whilst our husbands looked after our children (we both have only one child and they are the same age). We both agreed how lovely it was to go out on our own like we used to and referred to it as "our girlie night". This went on for about 2 yrs and I really enjoyed these evenings out but suddenly my friend's 10yr old son asked if he could go along one night and from then on she started taking him along most weeks. I gently reminded her that it was supposed to be our girlie night but she said if he asked to go she couldnt really say no. I was upset that she hadn''t even asked how I felt about him going along in the first place and secondly because although I love the boy to bits, I wanted to be child free for one night a week. I also work with children all day. When it became obvious that she was not prepared to back down on it, I suggested a compromise as I didnt want to lose her friendship after so many years. However, I was totally devastated when she turned around and said I had made her choose between her son and myself and if he wanted to go every week he could and I could please myself what I did about it.

Oldernotwiser

homeworkgirl wrote: »

In what way do you suggest I "sort it"? Do you mean by getting a job which seems impossible at the moment or that I take some other action?

You could sell your property and move into rented accommodation; it would seem to be your main alternative if you don't get a job.

Edit: Looking at your earlier posts it would seem as if you would have enough equity in your property to buy something else - this might well be a better option for you.

andyandflo

Why not consider ESA(IB) as an alternative. You will find that the same support is there.