Our attempt at being MF!!

fothers365 · 22 July 2013 at 10:43AM

Enjoy your course!:T

I am really hoping the weather picks up again too- typical that as school holidays start the weather turns.

CathT · 23 July 2013 at 11:09AM

fothers365 wrote: »

Enjoy your course!:T

I am really hoping the weather picks up again too- typical that as school holidays start the weather turns.

Thank you. I hope it does too! Much easier to entertain the children outside!

Had a salesman round and we have decided to have a couple of new windows and doors. It will improve our access into the garden and solve some of the condensation issues upstairs. Just need to find the money now! :rotfl::rotfl:

It feels like we are doing a lot in a short space of time but financially it's do-able if well managed. I have reduced our OP's to £7 a month for the time being! I'm all for knocking months off the mortgage but that's not of much benefit if there's money to be found right now. If I can find £186 to get us under 100k next month though I will be delighted! If not it will be delayed to October.

Have worked my wages out on my salary when I go back to university and it's looking promising. There's a lot to be said for not living to your means, never mind living above them!

Have saved more than half of the money for the drive and that's being done after next month payday. I can't wait until the work is done, house will be fab!

Lois_E · 23 July 2013 at 11:16AM

Wow! You are doing brilliantly. Well done Cath. :beer:

CathT · 24 July 2013 at 7:12AM

Thanks Lois, was chatting with DH last night and realised that since just before last Christmas we have:

knocked out a wall and had new kitchen-diner
replaced the boiler
had new flat roof on garage and new guttering.
some roof work and repointing
fitted bedroom furniture in box room and decoration
redecorated our bedroom and had new furniture
decorated lounge

Booked jobs being done shortly are:

new drive
new d/stairs cloakroom and some alteration of utility room to create new back door plus replacement of some windows

It's all go here at the moment. DH was saying he would still like to build above the garage at some point but I don't really think we need to and it's not worth it as all houses have a ceiling price and it wouldn't be worth it here. The children have a huge playroom so should manage with smaller bedrooms.

Anyway, who knows where my new career path may take me so we could just keep our options open.

FloppyDisk · 24 July 2013 at 9:22AM

Good luck with all the work Cath, and the new career! Fingers crossed you can just sneak under 100k, that would be a lovely milestone to achieve before all the madness kicks off!

Floppy x

pixiedust09 · 24 July 2013 at 9:41AM

Hi Cath, Wow you have achieved loads in your house over the past year :eek:. I wish my DH would get on with things here. We've been in our house for 15 years and I'm still waiting for major jobs and decorating to be done. Its such a juggling act though, with what any extra pennies should go towards, OP's, Home improvements, or a Holiday etc.

Good luck with you OP's and hope your new drive looks bootifull.

CathT · 29 July 2013 at 8:35AM

Just to add, DH hasn't done any of the work. DIY is not his thing so we have had to have the professionals in. We had our lounge done by the decorator and I've not painted since. He's been back to our house a lot!

Why is it when you have a plan for a frugal month you get unexpected expenses???? :mad:

My car is in the garage this week and DH's car had a major fault last week and his steering locked whilst driving. That is now fixed and apart from him being shaken up at the time he is fine. That has cost £130 to fix and I had to write a cheque for the deposit for the windows which was another £250. My conversation with DH asking if we could manage on £350 for the month was pointless as it's all been spent! So damage limitation it is until payday.

Plan for today is

Choose new carpet for boxroom when man comes to measure up.
Window surveyor coming today
Sort out DD's wardrobe (I have actually pulled everything out of it so it HAS to be done now!!)
Take children to join the library
Ring payroll
Ring university
Get in touch with lady about a course I have done.
Do some housework and decluttering!

CathT · 29 July 2013 at 8:36PM

CathT wrote: »

Plan for today is
Choose new carpet for boxroom when man comes to measure up. Done, will be fitted tomoro at cost of £57

Window surveyor coming today done, now waiting on plumber

Sort out DD's wardrobe (I have actually pulled everything out of it so it HAS to be done now!!) done! looks so much better!

Take children to join the library done

Ring payroll done, get mising pay next month

Ring university done, will pop in tomoro to sort paperwork

Get in touch with lady about a course I have done. done

Do some housework and decluttering! well, I hoovered!!

List not looking bad at all! Accounts just about in credit too. Have a few hours tomorrow just me and DD so plan to do something nice with her as we rarely get time just the two of us