Apple's I cant believe Ive done it again diary

mintymoneysaver

elantan wrote: »

see that sounds all delicious to me ... i really need to get myself organised lol

yeah i do the whole quidco etc the lot ... i have been out of debt before but have slipped back its so easy done .... kinda like weight easy to put on really hard to loose ...

it is scarily easily to get back into it, isn't it. I'm back here again for the third time 'ONLY' owing £3000 but that's more than enough for me!

Good luck with your ebaying, Apple, I really don't think I've got much else to get rid of, but you've inspired me to go and have a root around....

Applecider_2

Nottoobadyet wrote: »

Hey apple - happy new diary!!

Do you ever join the weekly meal planning thread on the OS board? its fab and inspiring, shows up every Thursday or so.

How was turkey? Can I ask where you went and how it was? I'm considering going over Crimbo as otherwise I will spend it alone in the UK :-(

I went to Bodrum it was really nice, managed to get an all inclusive for about £360 and it was gorgeous well worth the money! I stayed in a four star and there were some gorgeous ones on the way to our one. Some of the resorts can be expensive, i will find out the name of the hotel for you its gone out of my head for some reason. Let me know if you do book tho, in case ive been there.

My ebaying has gone really well in the end! sold my camcorder for a stunning £95 woohoo.

All in all I have £350 in my paypal account
£39 on ebay fees
£70 postage (that royal mail makes some money!!!!!)

So roughly made £240 not bad - considering I didnt use any of those things!!

Cant wait for my brother to give me the money for my couch I sold him, it will really get one of those creditcards down.

Thanks everyone for your replies. My sealed pot challenge seems to be going well... im dying to smash it already!! Wages on thursday aswell woohoo I can pay £350 off my debt then yeessssss.

As bad as it is getting into debt - The feeling of paying it off is great. This is my second time round too and last time it was £13,000 but this is FOR SURE my last time.....

I will have a look at the meal planning thread thanks for that :beer:

Applecider_2

Woooo hooo its payday tomorrow

£350 off my overdraft tomorrow plus all the money I made on ebay also comng off that and on my credit card. Cant wait to update

Applecider_2

Right its payday.... oh yes im happy to say my totals have come down. Using my paypal money from ebay and £350 in wages Ive paid off some debt my new debts are

Overdraft - -£450 NOW £0 !!!!!!!! woo hoooooooooo
HAL CC - £1047 - Gone up because needed petrol £1138 dammit
Very - £700 - £600
VIRGIN - £3389 - £3355
Barclaycard - £3373 - £3298

okkkk

Heres the big moment... well for me!

New total
£8391. Im happy with that. I know its still high but its come down due to some hard work. Plus theres the bonus that My brother owes me £400 and my friend owes me £160 and another friend £40 ANDDDDDD my sealed pot may have a nice lil suprise when I open it. Im hoping my nice boyfriend has been putting pounds in, although I doubt it when I hinted she pulled a face and sed im saving for a morgage myself... hmmm

changing my sig now. Next month im hoping to take a further £350 off. YES!

I need a new idea to make money this month. Im ebayed out, need to do some quidcos and really need learn about competetions. ANYONE know of good ones to enter?

Applecider_2

Thought I would change colour and change font :cool: ahhhh the little things in life!!

I am going to start making money that is not on ebay cause lets face it theres nothing more in my house that will sell!!
Oh theres a couple of fancy dress outfits and a couple of dresses Ive got that I can put on so maybe theres about £20 quid there. But gonna give myself a break as im sick of listing things and people think im mad in work.

So far ive got some things ive done on quidco:
free experian trial for my credit report - £20
Changed my power from Btrish gas to SP - £52

Ive also got cashbackkings
virginholidays (wedding) -£50
Airport parking £8

hmmmmm thats seems to be about it for now but its a nice total of £130 when that comes through will pay it off my credit card.

going to do some comps this week as well anyone know any good sites to go on? im going to have a gander in a min.

that seems to be it for now. hmmmm. I dont know what else I can do now. Ive got £290 for myself this month and ive filled my tank with petrol. thats roughly £60 a week - should be ok, not too many bdays coming up. Ohhh imagine if had money left at the end of the month and put it in my jar. that would be lush.
:beer:

Applecider_2

Right tomorrow im on a misson to get everything thru quidco!! Not long til I get new car insurance and yano what that meaaaaaaaaans! QUIDCO!!! oh im also doing some comping but not doing very well!! theres not many website that I can find and they seem to be all about adverising but i suppose thats how they do it.

Because of the money people owe me
Bro £400
Mates £220

my owed total is actually £7771 - but not going to put it down until I get it and it comes from my card. Plus the extra £200 so

£7571 not as bad as ive been losing sleepover

I have THE JAR but cant open it until its full because of the wish and the luck... The wish is very important to me therefore I will stick to it. everyday I put at least a quid in it!!

so far im paying every month

£380 - Halifax one
£70 - Barclaycard
£40 - Catalogue
£35 - Virgin

so thtats £520 a month. 12 months and thats a grand total of £6240 therefore Im going to set my debt free date for October 2011. Woo hoo. however if there are any extras with work instead of buying clothes will pay them off my credit card. so Maybe earlier but defo wana be debt free by then.

Applecider_2

comping isnt working out for me!! Ive decided ive got some antiques in my nans so going to have a look see how much they are worth, also my mum says i have a premimum bond worth hundred quid. its all worth it.

Todays fave pic:



After paying my bills im at £8261. Im dying to simplify things and get on 2 cards.... but as it is, its 3 cards, 1 catalogue.

Applecider_2

I could be claiming back for my PPI insurance. This could be good!!!

Applecider_2

well ive ordered all my old statements from the bank costing £5 each!!! Going back all the way to 2005 so heres hoping my account numbers are on there. Ive also sent a letter to HSBC to get my fellas PPI back as they pretty much forced him into it but I wont be getting any of that hes got an overdraft he dying to get rid of it. Once I can find some trace of my account numbers maybe I can claim for all those lovely companies taking my money!

My friends have given me the money they owe me now nearly.

I dunno why but im not great at the moment seem to have lost the go in me. constant headaches and panic about xmas! blaaah anyways I will get over it. Gonna look for some more things t sell on ebay this week.

Starting to grow some veg see how that goes. Oh and council tax has written to me I owe them money. Woopee... not.

Applecider_2

Wooo hooo had money owed to me and paypal used that to pay off my credit card its down to £706 and im owed 400!!!!!!!!!!!! So far £7781. Sounds much better than £9,000!!!!