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MSE News: Over 40% of cashback site users don't get paid

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  • edited 31 August 2010 at 4:11PM
    mrmajikamrmajika Forumite
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    edited 31 August 2010 at 4:11PM
    I would just like to highlight the ABSOLUTELY MASSIVE benefits of using cashback websites compared to using Martin's click through links that "help the site".
    I agree 100%.
    Martin says that he has made a lot of money from the site, if that is the case why does MSE continue to hand out such self serving, poor advice that makes the MSE site wealthier???

    I'm not sure this is fair. The advice given by MSE is, in my experience, ALWAYS 100% spot on and unbiased. As Martin has stated in the past when similar critisism has been levelled, the articles and tips always seek out the best buy irrespective of whether or not it is the most profitable for the site.

    Again, to be fair to Martin and the site, they have an article which clearly sets out how the site is funded and they also provide 2 types of links where applicable; one referral link which helps the site and one non referral link. I'd say that this approach is pretty unique. I can't think of any other sites that operate like this.
    Just how much does MSE make from these click through links????
    I'm not sure we can expect MSE to release such information. Is that fair??

    IMHO the site strikes the balance pretty well. They have a cashback section that clearly explains how cashback sites operate and how to utilize them.
    Whilst my posts do not constitute financial advice, I am always, without fail, 100% right! :D
  • edited 31 August 2010 at 4:14PM
    JasXJasX Forumite
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    edited 31 August 2010 at 4:14PM
    I would just like to highlight the ABSOLUTELY MASSIVE benefits of using cashback websites compared to using Martin's click through links that "help the site".

    I think MSE is NOT :mad: giving the best advice to consumers at all, in this instance.


    I agree, and on reflection it seems to be this one MSE author in particular is a bit of a serial offfender (There was a random article by him the other month about sainsbury's suddenly having the best energy deal on the market.... -which they didn't by a long way**)

    Personally I'm convinced the SMALL minority of those who don't get paid generally either don't know how to manage/clear their browser coookies or make a point of phoning up the company they purchased from to fiddle with their order/take it offline and get voided that way.

    The MSE article author either doesn't credit his audience with much intelligence or simply falls into that category themself.... either way not a good advert for the site :/


    **Source:
    http://forums.moneysavingexpert.com/showthread.php?t=2509789&highlight=
  • I'm not sure this is fair. The advice given by MSE is, in my experience, ALWAYS 100% spot on and unbiased. As Martin has stated in the past when similar critisism has been levelled, the articles and tips always seek out the best buy irrespective of whether or not it is the most profitable for the site.

    So why not explain to customers about the MASSIVE benefits of NOT clicking through MSE?
    Again, to be fair to Martin and the site, they have an article which clearly sets out how the site is funded and they also provide 2 types of links where applicable; one referral link which helps the site and one non referral link. I'd say that this approach is pretty unique. I can't think of any other sites that operate like this

    They might have an article but what greets you straight away when you enter the main site??? It isn't that article, it is headlines about switching energy providers.....
    They might provide 2 sets of links BUT they do not explain the benefits of switching using other methods.
    I'm not sure we can expect MSE to release such information. Is that fair??

    To resolve this conflict of interest?
    I think it's grossly unfair NOT to explain how to go about it and publish front page articles saying 40% of cashback site users haven't received cashback.....
    Where on the whole they have benefited consumers massively.
  • suljkasuljka Forumite
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    As informative... or misleading this article may be, depending on the ones point of view, I am not going to go into that debate and will instead ask some advice as to what we as consumers can do about it if not being paid our well deserved cashback from certain sites? Surely some sort of protection must be available to consumers in these cases and seeing that some sites are making fortunes on us there must be a way to held them accountable??
    Like a number of others I have been using few different cashback sites, but one in particular has proved to fail their promise, namely Mrs Cashback. I have had some cashback from them in the past and have therefore continued using them but now I have number of transactions that are either showing as Untracked or Pending for absolute ages (the winner must be one from 2007!!!), At the same time curiously some of the recent (small) transactions are showing as available in my total?! All attempts of contacting them fall on death ears or get an automatic response at best and now the website itself seems to be unavailable?! Martin, surely this is worth a proper investigation?
    Don't get mad, get even :A
  • "Cashback should be seen as an added bonus, rather than a core part of the decision for getting a product.
    "Never count the cash as yours until it's in your bank account as things can, and do, go wrong." "


    Why?


    Cashback is a material part of an offer - you can't use it to make a sale and then say it isn't there. If payment isn't timely or isn't made at all, you should be able to claim the money.
  • thepearcethepearce Forumite
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    As has been said a few times already I find the article lacking in essential clarification - so much so that it could be misleading. I've earned thousands from cashback sites over the years. Have I ever had a tracking failure or decline? - you betcha. I've raised enquiries of course. Have any of these failed (for whatever spurious reason [or none!] to pay? - sadly yes (not many)... but going by this article I'm in the "over 40%".

    I'd hate to think this article puts off anyone who so far has not been bothered with all this cashback malarkey (and bizarrely there are still lots).
  • callum9999callum9999 Forumite
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    oakhouse13 wrote: »
    "Cashback should be seen as an added bonus, rather than a core part of the decision for getting a product.
    "Never count the cash as yours until it's in your bank account as things can, and do, go wrong." "


    Why?


    Cashback is a material part of an offer - you can't use it to make a sale and then say it isn't there. If payment isn't timely or isn't made at all, you should be able to claim the money.

    No it's not, you don't seem to understand how they work.

    The adverts that you see on websites give the website commission when people click on them - that is exactly what cashback websites are. The only difference is they pass some/all of the commission they receive from your click on to you.

    At no point is the cashback ever promoted as part of the offer on the actual site you are buying from. If there is a problem and the website doesn't receive the advertising payment then you don't get paid.
  • "the actual site you are buying from."

    Quidco for example says "Just start your purchase at Quidco" so you purchase the cashback from the cashback site by starting your purchase there instead of with the merchant or another business. Cashback is their offer. If you start your purchase there, the offer is they pay the cashback.
  • I buy a lot of stuff from Mothercare via Topcashback and for some reason it never registers but it does track. Then I fill out a little form and Topcashback gets me the money. Technically I guess I am one of the 41% but I have always got my money and I do not blame Topcashback as it is clearly a Mothercare fault.
    Articles like this will make people think cashback sites are scams and they will miss out on savings :(
  • edited 1 September 2010 at 12:10AM
    AnonAnon Forumite
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    edited 1 September 2010 at 12:10AM
    Like others, I have had many £s from cashback over the years, using Quidco, TCB and then others depending on the deal. Generally, these are without incident (and for large purchases like insurance and mobile contracts, that is important). I have had a few deals not track but all these have eventually come through after reporting them to the cashback site. The biggest problem I have found is not the cashback sites, though there are some out there that "have issues", for example, claiming to be 100% when they clearly are not, as they are 50% of Quidco, TCB etc., but some unscrupulous suppliers (or affiliate networks) taking many months (sometimes years!!) to pay up on genuine transactions that have been taken out, validated and then they just have not paid, despite (I am assured!) constant chasing from the cashback site. As some of the suppliers are household names, this is even more surprising.

    Although I understand the general claim that it should be seen as a bonus (after all, you shouldn't be paying more for the goods or services than you would if you just went and bought them straightaway, so in this way it is), I don't agree and now generally factor cashback into the deal. With the technical reliability of the affiliate network and (some!) cashback site systems now involved, then there should be no reason not to. As a result, if the transaction is genuine and has tracked correctly then there is no real (honest) reason why the retailer shouldn't pay the affiliate network, the affiliate shouldn't pay the affiliate (in this case,the cashback site) and the cashback site shouldn't pay out to members.

    I am an advocate of cashback and have converted many of my family and friends onto this and my general message is if you clear your cookies and ensure that your browser can track properly (most cashback sites have instructions to check) and go direct from the cashback site to complete your purchase, then in the vast majority of cases there isn't an issue.

    Anon
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