Start of my Debt free life.

o2bfree

Well yesterday was a busy day.
Attended 2 parties - my DD's friends in the afternoon and a 60th in the evening.
Had a very lovely time at both and no cost except gifts at £5 each:)

Shopping came in on budget but will probably need bread in the week so very happy with that.
Also bought 2 savings stamps to start me off:j

o2bfree

Making a payment today of £129.98.

Yesterday I gave the house a good old clean and felt so much better for it.
Didn't enjoy doing it on my day off but that's life

jwil

o2bfree wrote: »

Making a payment today of £129.98.

Yesterday I gave the house a good old clean and felt so much better for it.
Didn't enjoy doing it on my day off but that's life

It's amazing how much better a clean house can make you feel.... or so I hear :rotfl:

o2bfree

So this week I have had to up my budget on petrol as prices are going to go up and I want to be prepared.
Once the nicer weather comes I think I maybe getting my bike out.
Another couple of payments made of £2.49 and £41.20.

Aiming for a quiet week on the spending front this week:)

o2bfree

Nothing much to report MSEwise.
Made a few overpayments on jwil's challenge

Seem to be keeping within budget at the mo so pleased with that.

Hoping to have a jiggle of the budget next week to see if I can save anymore.

Well start of a new week, have a good one all:)

o2bfree

Well look at me. Not been on here for a while.
My poor neglected diary:o

Well not much going on here except a bit of debt-busting and being frugal.

Got some payments to make tomorrow so will up date my sig then.

Not such a long month this one so might get a bit more paid off but I am happy with my progress and it is making me a bit more organised to, so that's a bonus!!!!:D

Hope all are well in Diaryland:)

o2bfree

Have not been posting but been reading the many inspirational diaries.
But today I had to announce that the attacking of the Nasty CC is working - today I went sub £8K. So happy.
Now this weird being happy about having £8K of debt (well more actually, but trying to attack this one firstas highest APR) but I have been looking forward to getting below £8K and getting the interest down.
:j:j:j
Still a long way to go but achieveing this proves the techniques of PAD or PAW (payment a week,as I do) really work.
I am so pleased I found all of you thanks.

beanielou

Like PAW
Great news on sub 8k :j :j

o2bfree

I have just checked some Lottery tickets (still chasing the dream:rotfl:)
And I won £16.30- thought about spending it but decided to pay it off debt :j
Would never have thought like that before my LBM:o So will be off to the bank with that on Monday and then it will be winging it's way to nasty CC.

o2bfree

Well after following some diaries on here I decided to make a couple of phone calls.
Firstly, A health plan I had to get money back on visits to opticians and dentist etc. I had it for a year and worked out I paid more into it than I could have claimed back so I cancelled it saving £15.95 a month.:)
Then rang Sky and asked what they could offer me.I wasn't expecting anything really but I have my TV, broadband and phone with them. They gave me 6 months free line rental saving £66 in all.:T

Very happy.:j

Going to open a savings account to put the money in as I have been paying it so shouldn't miss it.