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Is there anything I can do about this loan?

1235789

Comments

  • mambo69
    mambo69 Posts: 451 Forumite
    9.5 OVER 6 years at 15.9% gives around £200. but 6 years is an odd loan term for that loan?
  • mambo69 wrote: »
    9.5 OVER 6 years at 15.9% gives around £200. but 6 years is an odd loan term for that loan?


    what is the point in this post?

    nobody asked about the term or rate of the loan
  • nandj_2
    nandj_2 Posts: 55 Forumite
    how completely irresponsible

    the OP has no missed payments at all, and you think, based on YOUR experience, that they should not payback a penny.

    oh dear, you have offered some very good advice in this thread, but im afraid that bit is just rediculous

    If you bothered to read all my posts in this thread rather than just one, I told her to keep all payments but to send a letter asking to reduce payments.

    The post you are referring to is in this thread but a seperate spat with another poster.

    NandJ
    £8500. GE Capital Woodchester, Car Loan - Unenforceable :j
    £3898. RBS, Credit Card - Unenforceable :j
    £3200. Welcome Finance, Loan - Unenforceable :j
    £2500. HSBC, Overdraft - Dealing With :beer:
    £8500. HSBC, Loan - Unenforceable :j
    £8900. Lloyds CCJ, Loan - CCJ Set Aside & Unenforceable :j
  • mambo69
    mambo69 Posts: 451 Forumite
    I was wondering what term it was over and at what rate, as if been paying for 4 years and still had 2 left just seems odd to me

    Thanks for the rudeness by the way, i will check all your email for pointless posts as well in future
  • nandj_2
    nandj_2 Posts: 55 Forumite
    You're a complete muppet if you think your behaviour was any better than theirs.

    I think I came out on top and my signature proves it, so at the end of the day I am right, your wrong end of!

    As for calling me a muppet, I have over 16,000 posts on another site helping others out of exactly the same situation and already this week am into my 3rd stautory demand set-aside.

    Yes I will to continue to help others find legal loop-holes.

    This is post is going to roll and roll - happy days

    NandJ
    £8500. GE Capital Woodchester, Car Loan - Unenforceable :j
    £3898. RBS, Credit Card - Unenforceable :j
    £3200. Welcome Finance, Loan - Unenforceable :j
    £2500. HSBC, Overdraft - Dealing With :beer:
    £8500. HSBC, Loan - Unenforceable :j
    £8900. Lloyds CCJ, Loan - CCJ Set Aside & Unenforceable :j
  • ILW
    ILW Posts: 18,333 Forumite
    nandj wrote: »
    I think I came out on top and my signature proves it, so at the end of the day I am right, your wrong end of!

    As for calling me a muppet, I have over 16,000 posts on another site helping others out of exactly the same situation and already this week am into my 3rd stautory demand set-aside.

    Yes I will to continue to help others find legal loop-holes.

    This is post is going to roll and roll - happy days

    NandJ

    I for one do not believe a word of it and would advise anybody to be very cautious with any advice given.
  • nandj_2
    nandj_2 Posts: 55 Forumite
    ILW wrote: »
    I for one do not believe a word of it and would advise anybody to be very cautious with any advice given.

    More than happy to scan up documents from DCA's that they have no paperwork!

    NandJ
    £8500. GE Capital Woodchester, Car Loan - Unenforceable :j
    £3898. RBS, Credit Card - Unenforceable :j
    £3200. Welcome Finance, Loan - Unenforceable :j
    £2500. HSBC, Overdraft - Dealing With :beer:
    £8500. HSBC, Loan - Unenforceable :j
    £8900. Lloyds CCJ, Loan - CCJ Set Aside & Unenforceable :j
  • nandj wrote: »
    I think I came out on top and my signature proves it, so at the end of the day I am right, your wrong end of!

    As for calling me a muppet, I have over 16,000 posts on another site helping others out of exactly the same situation and already this week am into my 3rd stautory demand set-aside.

    Yes I will to continue to help others find legal loop-holes.

    This is post is going to roll and roll - happy days

    NandJ

    What do you mean came out on top? You stole a whole bunch of someone elses money? hardy a victory for the little person is it?

    Not exactly teaching people to be responsible for their own decisions?

    No, wait, as long as you can get away with it it's ok isn't it? sucker for me being responsible by paying back what I owe.

    Edit: and what do you mean I am wrong? wrong about what? you being a muppet? I think your posts speak for themselves.
    Thinking critically since 1996....
  • flutterby_lil
    flutterby_lil Posts: 1,879 Forumite
    Could you get a job?
  • flutterby_lil
    flutterby_lil Posts: 1,879 Forumite
    nandj - what does your signature mean, just curious about saying unenforceable? Thanks
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