We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

virgin upped my apr to 27.9 !!!!!

12346

Comments

  • Is there an internet equivilant of verbal diarrhoea?
    Conjugating the verb 'to be":
    -o I am humble -o You are attention seeking -o She is Nadine Dorries
  • We could label it SPAM? There must be a rule somewhere on this site against what he's doing..... whatever that is!
    OU Student! - ED209, SDK125, DSE212, SK124, DSE141, SD226, DXR222, DD303, DD307 = BSc Psychology
  • well update , i phoned virgin as my balance transfer has gone through, i told them i wish to close my account, as the apr has gone up way to high,

    the apr was origionally 15.9 apr, they upped this to 27.9 :eek:

    outcome = kept account open, now the apr is....... wait for it.........
    .....7.9% :T :T :T

    and a brill deal on balance transfer as well, so im now pleased :rotfl:
  • The_Boss
    The_Boss Posts: 5,867 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Well done - what was the balance transfer deal?
  • 1.9% 9 months, better than nothing lol
  • The_Boss
    The_Boss Posts: 5,867 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    BONJOEY wrote:
    1.9% 9 months, better than nothing lol

    Sounds good - how long have you had your card?

    I'm hoping for an offer like that!
  • just under 2 years, i read in your first post your planning on doing this with morgan stanly, my advise is dont pnone them until the balance transfer has gone through, and dont threaten to close, say your considering closing your account,
    you still have a full balance? or you gonna bt it?
  • vwman_3
    vwman_3 Posts: 688 Forumite
    intreast wrote:
    hi i am french i took 95000 pounds from c cards o/d loans and went back to france 5 yrs a go they never found me and they wont i live in dijon and brought a aflat there with the money nice flat

    Ahhh Le Plonka..............
    Aiming to be debt free....but still off target
  • vwman_3
    vwman_3 Posts: 688 Forumite
    BONJOEY wrote:
    well update , i phoned virgin as my balance transfer has gone through, i told them i wish to close my account, as the apr has gone up way to high,

    the apr was origionally 15.9 apr, they upped this to 27.9 :eek:

    outcome = kept account open, now the apr is....... wait for it.........
    .....7.9% :T :T :T

    and a brill deal on balance transfer as well, so im now pleased :rotfl:


    Well done:T :D :T
    Aiming to be debt free....but still off target
  • The_Boss
    The_Boss Posts: 5,867 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    BONJOEY wrote:
    just under 2 years, i read in your first post your planning on doing this with morgan stanly, my advise is dont pnone them until the balance transfer has gone through, and dont threaten to close, say your considering closing your account,
    you still have a full balance? or you gonna bt it?

    I've got a balance of £1.8k which I will be able to pay off by mid October. I'm half thinking of working on the MBNA instead, as I have had it for just over 3 years and you never hear about Morgan Stanley offering customers a deal to stop them closing. Then again, my MBNA balance is £600 more than the Morgan Stanley so wont be able to do that until november.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.3K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.4K Spending & Discounts
  • 245.4K Work, Benefits & Business
  • 601.1K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.