virgin upped my apr to 27.9 !!!!!

sdj25

You can't really call that a 'bait & switch' then. Does suck that they increased you to so much though.

Speaking of Life of Balance cards - the alternative to sainsbury's is the &more card, or if you can't get that have a look at the Morgan Stanley - they have something along the lines of 3.9% BT until July 2010.

dazed

got to love the people that slate MBNA when they have 'probably' used there 0% for moving there DEBT around

Bisoy

Dazed just curios, with your privilege do you often have repeat offers from MBNA?;)

dazed

Bisoy wrote:

Dazed just curios, with your privilege do you often have repeat offers from MBNA?;)

I aint got no priviledge mate

But you do get good deals if you get thru to the right dept.

0800 7831116

BONJOEY

has anyone else had any luck lowering the apr after an increase?

BONJOEY

my balance transfer has gone through, so what you reckon i should do? phone up now? and say what?

dazed

Does you MBNA card now have a zero balance or a balance less than £600 ?

BONJOEY

i have just checked the balance has gone to my other card but come not off the virgin yet, so it still shows a balance on my virgin , i did phone up and theres no budging in there department , so as soon as the bt has gone through and cleared my virgin im gonna close the account, they cant treat there customers like that, ive never made a late payment, got a bad credit history or anything like that, its embarrasing it is the highest apr card i have so ill defently be binning it!

Toomuchdebt

MBNA raised my interest rate from 14% to 26.9%!!!Trouble is I can't transfer it anywhere and it's my highest balance so I'm stuffed to put it mildly.

tpurch

I receive my letter 2 days ago, APR going up to 27.9%:mad: (this is the second time this year that they have tried that :wall:). Basically I am at the top of my 8400 credit limit - so I guess they see me as a risk.

Called Virgin and asked them to reconsider the APR as I wasn't going to pay 27.9 % (if I wanted that rate I would have got a store card)

I explained that I would pay off the account by cashing in my sharesave plan with work(which I don't want to do) and then Cancel the card if they couldn't do anything better. They had a quick look at my account and then said they would leave the APR at my current rate on this occasion :j.