Gona start pulling my finger out!

mandz1

well we got to school on time. after i took my youngest to the park and to see the ducks. was going to take my library books back as they are due back today but the bloody thing isnt open til half 1. so we came home and i have peeled the spuds ready for dinner and made a nice cup of tea to help me along as i now go onto the HA websites to bid on houses.
Pay day tomorrow and 1 dd coming out and i need to pay a few other people aswell.
If anyone actually reads my diary, i may be back!!!!

mandz1

payday today and nearly all of it gone!
£40 payment to debt.
£25 payment to mum cos she brought me something off her argos card. PAID IN FULL NOW! :j
£18 to mum cos she brought some nappies for me the other day.
£9 paid for avon on stuff i needed (kids shampoo and bubble bath.)
£4.50 spent on new underwear, but really needed this.
£1.30 magazine
£3.20 bus fare
and probably some other bits and bobs that i cant remember atm

Good news, i sold my mums dishwasher on ebay for her and the bloke picked it up at 7 pm so got a tenner of my mum for selling it.

Thursday get paid again and atm i have going out:-
£30 debt payment
£22 to mum for catalouge stuff (this will then be paid in full) :j
Cant think of anything else going out at this moment in time.

Oh i brought a cake tin and loaf tin today aswell as i wanna start learning to make some bread and cakes myself properly. (cant afford a breadmaker )
They only cost a pound each, so will see how good they actually are!
anyway think thats it for today! off to find a recipe for banana bread.

mandz1

got stuff on ebay ending later. got a bottle of wine in for me to have a glass tonight as need it after today. started really good and i was in a pretty good mood, then a baliff from rossendales came round about the money i owe for unpaid ct. really made me angry as its in mine and my exs name but they are always hassling me and i dont work. he also said that if i didnt pay then they could arrest me, take me to court and i could get sent down but seeing as i have young dependants that MIGHT not happen. hate it how 90% of my debt is down to my ex and i have to deal with all the crap. i have txt him to say i want some money. he hasnt gave me f all for the kids since we split and nothing for the debt. god i wana punch him.
didnt let the baliff in btw just told him straight, its my mums house and f all in the house belongs to me apart from clothes. majorly !!!!!! off today, lets hope its gets better hopefully.
anyway off to wash last of the pots and put dinner on. kids r fighting so im goin in kitchen to get away from the screaming

mandz1

paid £30 off 1 debt
£10 off another
gotta go post office and post 1 ebay item.
spent £11.34 in mr Ts but they had cheese and special k on offer and bread. plus had to buy prepacked sandwiches for my sons lunchbag today as we had no bread or cobs last night.
hopefully wont spend alot when going to post this ebay item. Gota pick 1 of my nieces up from school later.

just thought maybe i should have my lunch b4 i go out, then i wont have to buy something for me and ds2 while im out. OK going to have lunch then go out for a walk down to the post office.
may be back whoevers listening.

mandz1

Well today i have looked through some of my smaller debts and think i may have decided to use my child benefit every month to spread across a few of them. my kids wont go without so im thinking that if i can pay bigger amount every month to the smaller debts and only my minimum payment to the others, then i could clear the smaller debt withing about 12 months, then when i have paid off the small ones i can add even more money to the bigger ones and clear them afterwards. I have worked out monthly repayments to the small debts and how many payments it would take to clear them. going to sleep on it and have a look again tomorrow.

Also i have wrote a meal plan for dinners every day and hopefully when me and my mum go shopping tomorrow she wont keep adding stuff to the trolley like she normally does (mainly choccies).

anyway, going now i think. bored and tired!

mandz1

well been shopping today for the weeks food. just going to have to top up on bread and milk probably throughout the week. hoping not to spend any money over the weekend. we will see how it goes.
still need to look through what im going to do over my debts. need some ideas to clear them quicker.
anyway off to see what we have got on the list for todays din dins.

mandz1

spent a bit yesterday and today! oh dear. MUST TRY HARDER. well the kids are with their dad and im just chilling. trying to think of money making ideas, but none are coming to me head atm.

mandz1

Well few things done already done!

took ds1 to school
rang baliff to set up payment for friday
relisted 4 things on ebay
cleaned living room up.

still to do:-
send 1 ebay item off.
buy envelopes for ebay item.
sort out paperwork and shred unwanted items
bid on properties on ha websites.

anyway, off i go again as i need to do alot of these things b4 i pick my ds1 up from school and then have to make dinner aswell and ds2 is playing up now so better go make him happy.

mandz1

mandz1 wrote: »

Well few things done already done!



still to do:-
[STRIKE]send 1 ebay item off.[/STRIKE]
[STRIKE]buy envelopes for ebay item.[/STRIKE]
sort out paperwork and shred unwanted items
bid on properties on ha websites.

Just about to bid on houses but will have to do the shreding tomorrow now. im too chilled now.
back has been hurting all day and my legs r hurting from all the walking ive done over past couple of days.
did go on wii fit and weigh myself today, and it says ive lost 3lbs:T happy bout it but not too happy as i dont want to keep putting it back on again like i normally do. Just wish it would all drop of and i could have a body to die for. i can always dream.
anyway off to bid on houses, cos i really want my own place.

girlracer

hey andz
keep up the hard work
and dont worry if no ones writing on ur diary, use it as motivation for yourself, i dont think theres a lot ppl can say as u seem to know what it is you gotta do

keep up the good work xx