📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

One Debt Vs 100 Days - Take 4

1373840424392

Comments

  • bigbeff
    bigbeff Posts: 1,119 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    OH MY GOD, I have won just short of £67000 on Jackpotjoy!! Only put a tenner on to play with!! I don't think I'll believe it until I have the money!!!!!

    THAT WILL MEAN DEBT FREE (apart from mortgage) with about £60k left to decide whether to pay part off mortgage etc....or savings.....or who knows.....I will keep you updated, I just hope it comes through smoothly - I can't quite believe it!!
    Debt busting 2022 Total £15842.68 £0 (100% paid since 1/1/22)
  • Congratulation Bigbeff :j - spend it /save it wisely X
    This time I haven't smoked since 6th Jan 2014 and still going ok.
    Fingers crossed x
  • beanielou
    beanielou Posts: 95,697 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Wow thats fantastic news bigbeff :grin:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Nichelette
    Nichelette Posts: 2,131 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    bigbeff wrote: »
    OH MY GOD, I have won just short of £67000 on Jackpotjoy!! Only put a tenner on to play with!! I don't think I'll believe it until I have the money!!!!!

    THAT WILL MEAN DEBT FREE (apart from mortgage) with about £60k left to decide whether to pay part off mortgage etc....or savings.....or who knows.....I will keep you updated, I just hope it comes through smoothly - I can't quite believe it!!

    That's amazing, congratulations!

    Beanie - Each number represents £100 I have left on the loan. I'm trying to break it down into chunks of £100 to make it seem more manageable. I think the numbers look horrible and really annoy me, so I have them there to make me pay it off asap to get rid of them!
    Finally bought a home
    Starting mortgage £289,500 31.01.19 - Current outstanding £192,586.98/CENTER]
    Overpayments since 27.03.19: £52,407.47
  • SazM030306
    SazM030306 Posts: 1,317 Forumite
    bigbeff wrote: »
    OH MY GOD, I have won just short of £67000 on Jackpotjoy!! Only put a tenner on to play with!! I don't think I'll believe it until I have the money!!!!!

    THAT WILL MEAN DEBT FREE (apart from mortgage) with about £60k left to decide whether to pay part off mortgage etc....or savings.....or who knows.....I will keep you updated, I just hope it comes through smoothly - I can't quite believe it!!

    OMG!! CONGRATULATIONS!!! That's fantastic I'm not surprised you can't believe it!! You lucky bu**er :D
    :heart2: THANK YOU MARTIN!! :heart2:
  • babes21
    babes21 Posts: 1,665 Forumite
    bigbeff wrote: »
    OH MY GOD, I have won just short of £67000 on Jackpotjoy!! Only put a tenner on to play with!! I don't think I'll believe it until I have the money!!!!!

    THAT WILL MEAN DEBT FREE (apart from mortgage) with about £60k left to decide whether to pay part off mortgage etc....or savings.....or who knows.....I will keep you updated, I just hope it comes through smoothly - I can't quite believe it!!

    WOW, that's fab news!!! :j.
  • Hannah_10
    Hannah_10 Posts: 1,774 Forumite
    If you're reading this thread thinking "everyone's doing do well, I must be the only one who hasn't started" take heart... Neither have I.

    So far I've got advice from a charity and hopefully I am going to be put on a scheme that matches my payments to the water arrears pound for pound. I'm waiting on a reply from the charity about that though. So my 100-day challenge has so far varied the amount I owe by a big fat zero.

    Just posting this as a bit of consolation for anyone sat there thinking they're the only one getting nowehere... Nope I'm right back on the starting blocks still too.
    I refuse to be afraid of the big bad wolf, spiders, or debt collection agencies; one of them's not real and the other two are powerless without my fear.
    (Ok, one of them is powerless, spiders can be nasty.)


    As of the last count I have cleared
    [STRIKE]23.16%[/STRIKE] 22.49% of my debt. :(
  • Hannah, you are doing something Hun. That's what this is about, getting off our b*tts and trying so sort out a debt. You've put this in motion so you are already off the starting blocks :)
    This time I haven't smoked since 6th Jan 2014 and still going ok.
    Fingers crossed x
  • happytails
    happytails Posts: 1,554 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    bigbeff wrote: »
    OH MY GOD, I have won just short of £67000 on Jackpotjoy!! Only put a tenner on to play with!! I don't think I'll believe it until I have the money!!!!!

    THAT WILL MEAN DEBT FREE (apart from mortgage) with about £60k left to decide whether to pay part off mortgage etc....or savings.....or who knows.....I will keep you updated, I just hope it comes through smoothly - I can't quite believe it!!

    :T:T:T you lucky thing!
    DFW Total £21,800 to clear by Dec 2022
    MFW Total £184,950 £179,066 to clear by 2035
  • happytails
    happytails Posts: 1,554 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Well to spur myself on a bit - So far OH has made approx £360 in overtime after tax and NI :T So for now i am going to count this figure and will adjust as necessary when wage slip comes through and the money hits our account :j There might also be a bonus coming but its not guaranteed so fingers crossed guys

    So total so far

    £400.20 ~ £1250
    :T

    Sarah x
    DFW Total £21,800 to clear by Dec 2022
    MFW Total £184,950 £179,066 to clear by 2035
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.5K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.