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One Debt Vs 100 Days - Take 4
Comments
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Blimey broken hearted thats a bit harsh.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
wow big beff that is amazing!!!
well done everyone on the payments...
sorry brokenhearted that things are so tough... could RAS, GeorgeUK or CCCS offer any help or support?
£1100 goes out overnight... to the post office £1100 paid of £2892Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
Bigbeff - Congratulations you lucky thing you!
Nichelette _ What a good idea- Good luck!
Hannah - Don't you lose heart either. We always find something from somewhere no matter how small the amount is. Good luck
Brokenhearted - Hope you get it sorted, it isn't on that at all!
Wow . I only came on for a quickie and so much seems to have happened. I really like it that there is so much encouragement on this thread and people are so friendly. It's nice to be here.
anyway...
£3.37 ~ £1902.04
which is £3 from p cone and 37p saved from last weeks shopping budget..right into the pot!I can't be bothered updating this anymore0 -
Good morning everyone,
£615 off - remaining balance is now £1896
BBOriginal debt at LBM July 2008, £47, 654.34. Debt at January 2016, £21,443. Barclaycard [STRIKE]£9,000[/STRIKE]£8,756, Tesco cc [STRIKE]£3000[/STRIKE]£1,136. Debenhams storecard [STRIKE]£350[/STRIKE]£263, OD [STRIKE]£3,500[/STRIKE] £3,000, Corp Tax £3,036, Study loan £1,750, Smaller debts £2,000.
Since my LBM I have not been fully committed so now I have had a 2nd LBM.
Aiming to be debt free by December 2016:D0 -
Paid £10 this morning. £802 left.One debt in 100 days £384/1264(£865 left)Pay all your debt off by xmas 2014 £276/18864NSD 4 and 4 in a row0
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Morning all, missing the sunshine - it is so grey and rainy here
£11 for me today please.
£1730 remainingThis time I haven't smoked since 6th Jan 2014 and still going ok.
Fingers crossed x0 -
Morning all
i have a question...in the last 100 day challenge i pledged 500 but only made 160ish (still amazing for me really:p) and on this one i have pledged the remainder of that to get to the full amount. This money is supposed to help me lower various debts so i can leave home.
Now i have car repairs coming up and i need to find +300 from somewhere. I can scrape up about 200 but that still leaves another 100 plus i have to dig up from somewhere or swipe ( 0% for 3 months CC). Because of the great effort that's gone into putting this money aside i am loathe to touch it- i know it makes no sense but it is such an achievement. I could cry at the rubbishness of it all- one step forward- ten steps back. what do i do:(Blessed are the poor in spirit: for theirs is the kingdom of heavenMatthew 5:30 -
Hi everyone
So many people are doing so well already. I am struggling a bit but will get there. £5 today.
Paid £35/386 left
Good luck everyone0 -
Ive ground to a halt debtfreemission TBH.
But we will get there
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Chin up everyone - we are all doing well. Its taking part and caring about your situation and doing something about it that is important.
I feel like it is a never ending vicious debt circle that I float around each day and that I'll be stuck here forever. One week I pay a bit off the next week I have to spend out loads.
But if I hadn't been doing these challenges DH and I would have probably have been £4000 worse off than we are now plus the interest on top. It is sooo worth it.
Keep going peeps - every little helps it doesn't matter how long it takes (lets face it, it isn't going anywhere is it). This time I haven't smoked since 6th Jan 2014 and still going ok.
Fingers crossed x0
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