how do i get on disability benefits any tips

bigjl

prettypeach wrote: »

Of FGS so many sheep round here.
Why does everything have to end up in a gang mentality?
Even if one person is trying to 'beat the system' or something, why does that have to tar all of MSE or the sensibilties of gangs of sheep?
:wall:

If you read the original post, without your rose tinted specs, you will se that in this case it definately appears that way.

But having read your other posts I don't think you are concerned.

Just remember there are gangs of sheep, or infact lemmings that have the same point of view as you, to blindly defend thread after thread asking how to increase your benefits or ensure continued entitlement is no better than blindly supporting the same.

My postings are based on what the OP has said, and what opinion I have come to after reading their posts, nothing more.

andyandflo

sh1305 wrote: »

This could land you in serious trouble and your insurance would be void / invalid. You may also get a fine.

Yes I can see that, but I have heard that most insurance companies would not wish to quote with that info or at best load the policy to such an extent that I would not be able to afford the premiums. Which in an indirect way means having to give up driving.

Does other peoples' safety not matter to you? They don't just decide not to let you drive - they have good reason to say yes or no.

Ah, I think you will find that that is the case. It is down to the DVLA based on medical evidence (ATOS does come to mind!!) whether they issue a licence. Once in the system there is no going back.

Indie_Kid

andyandflo wrote: »

Yes I can see that, but I have heard that most insurance companies would not wish to quote with that info or at best load the policy to such an extent that I would not be able to afford the premiums. Which in an indirect way means having to give up driving.

Get a push bike then...

pwales_2

bigjl wrote: »

I did a long post to answer this but went to make a coffee and it logged me out before I had posted. So here goes my second go.

What exactly is your point, other than to be derogatory about Ambulance staff, do you think there is a different Anatomy & Physiology taught to Ambulance staff. And other HCP.

There may be more detail in a Dr's training but the body is the body.

Your Conus Medullaris is at L2 rather than L1, though when I studied A&P the textbook mentioned it was not always in the same place , but normally around L1/L2.

The CM then goes into a narrow bundle of fibrous tissue called the filum terminale, surrounding this is the cauda equina, basically a group of nerve roots that dangles from the conus medullaris.

From these nerve roots spring nerves that control the lower body, including the bladder, genitals, legs and feet, etc.

Damage to the conus medullaris leads to a collection of symptoms known as conus medullaris syndrome. Or cauda equine syndrome.

Would you have made the same comments if a Dr had posted what I did earlier?

Do you know much about Ambulance work, not the taking home of the old dears, or PTS as we call it. But real proper Frontline Ambulance work, do you really think my entire job is driving.

You are making a judgement about somebodies medical knowledge just because part of the job involves driving, would you be surprised to learn that we side step A&E for MI's, or Heart Attack patients, and take them straight to the CathLab.

Maybe I should have used quotes, for my earlier post, but that written above was from my head rather than a quote from an NHS website, which I used to save time.

My spelling and punctuation aren't the best, but seriously when you are having a dig then at least have the good grace to spell correctly and try and use punctuation and sentences so that your post makes sense.

I may have taken your comments the wrong way, if so I apologise.

what i was saying is medical "stuff" should not be posted on a benefits /money saving forum because the "facts " may not be right
i am also sure that posting medical things is against forum rules

Indie_Kid

pwales wrote: »

what i was saying is medical "stuff" should not be posted on a benefits /money saving forum because the "facts " may not be right
i am also sure that posting medical things is against forum rules

You are correct. There are stickies in the health & disability & dosh forums about this.

andyandflo

bigjl wrote: »

andyandflo wrote: »

As far as being a Type 1 diabetic, we have several at work, one is back driving on Blues.

It is a notifiable condition but I don't think it means they take your license off you automatically, though if you had a hypo and had an RTC which caused injury then you would be in a bit of a sticky wicket.

The use of strong painkillers is also not an issue unless they cause a detrimental effect to your driving, such as lack of focus or drowsiness. If they cause you any problems then they could put you in a postion when you could be guilty of driving whilst unfit through drink or drugs.

I would never advise anybody to drive with a notifiable condition, especially when the condition doesn't stop them
from driving completely legally, it just doesn't justify the risk.

An Insurance company would also have a field day, by not informing them you are putting yourself at risk of future litigation in the unfortunate event of an RTC. As they would hold you in breech of your T&C and cancel the policy, not a good situation.

My Uncle had lost both lower legs due to complications of Diabetes, he had a motability car, no problems whatsoever, he was also on some strong painkillers due to his various medical conditions.

Thanks for that comprehensive reply.

From what I have heard it is down to a medical for DVLA to see if I am fit. Others I know regularly lose their licence for 6/12 months at a time.

As regards the Morphine, I take it with me every where I go as I have no warning when an attack will occur. It is the only relief that works up to a point - then off to A&E for some of the real stuff!!
I could be miles away from home or hospital - there is not much you can do on a motorway except pull over, self medicate and get either home or hospital.

What I know - from enquiries made on Confused.Com and others that with a disclosure to the insurance company would result in no insurance due to the extrtemely high loading or failure to quote.
Indirectly that would lead to the loss of my ability to drive.
Either way damned if I do, damned if I don't.

My worry also is that once the cat is out of the bag there is no going back.

I have worked hard all of my driving life to be a safe driver - 45 years with no convictions or penalty points - only to lose it over this.

dmg24

andyandflo wrote: »

Thanks for that comprehensive reply.

From what I have heard it is down to a medical for DVLA to see if I am fit. Others I know regularly lose their licence for 6/12 months at a time.

As regards the Morphine, I take it with me every where I go as I have no warning when an attack will occur. It is the only relief that works up to a point - then off to A&E for some of the real stuff!!
I could be miles away from home or hospital - there is not much you can do on a motorway except pull over, self medicate and get either home or hospital.

What I know - from enquiries made on Confused.Com and others that with a disclosure to the insurance company would result in no insurance due to the extrtemely high loading or failure to quote.
Indirectly that would lead to the loss of my ability to drive.
Either way damned if I do, damned if I don't.

My worry also is that once the cat is out of the bag there is no going back.

I have worked hard all of my driving life to be a safe driver - 45 years with no convictions or penalty points - only to lose it over this.

Everyone is a safe driver until they have an accident. If you value your right to drive over the safety of others, then you really need to get a reality check.

bigjl

sh1305 wrote: »

You are correct. There are stickies in the health & disability & dosh forums about this.

I think you would find that is specific medical advise, as in oh, you have a rash, take cream z three times a day, etc, etc.

I don't consider discussing general medical conditions with references to A&P to be giving medical advice.

I also reserve the right to be wrong about this. But I am also a trained HCP and all my "facts" are indeed facts, i don't see why I would post inaccurate or misleading information in that way, some may, when talking about benefits etc.

But, hey, I just drive the Ambulance don't I.:D

Indie_Kid

bigjl wrote: »

I also reserve the right to be wrong about this. But I am also a trained HCP and all my "facts" are indeed facts, i don't see why I would post inaccurate or misleading information in that way, some may, when talking about benefits etc.

But how do people on here know that?

bigjl

I can see where you are coming from with that andyandflo, but just because you don't get a quote straight away doesn't mean you will get loaded or refused.

Just that you are a nontypical customer and they need to refer to underwriting, have had the same thing when trying to insure an Impreza and an imported people carrier.

Why not pop into a local Swntons, as you can speak to a person rather than a website of bod on the phone, my wife is insured through them, cheaper than Admiral, never had to claim with them but they seem decent enough. In an old fashioned kind of a way.

Don't risk it for the sake of a few quid a year, you could even mention to them that you are tablet controlled at the moment and might be going onto Insulin and want to know if it will make a difference to the premium.

Also start to write down your BM in your little notebook, if you don't already, as that formed the basis of the people at work being allowed to drive on blues again, it proved that they where keeping their sugar controlled.