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Fit for anything Friday 13th August Daily Chat

17810121321

Comments

  • redsquirrel80
    redsquirrel80 Posts: 12,457 Forumite
    Right on with the positive things..

    5) Arranged to have lunch with my mentor at work (not really work related as we just end up talking about gardening and hillwalking and stuff)

    ---
    I need some opinions. I've decided I want to do an online course to get me back into studying Philosophy so I can at some point finish my degree in it. It's £180 which I'm not entirely sure if I have spare this month or not. I want to get signed up as soon as possible to get a place. Sooo I'm thinking about borrowing the £180 from the account where I've been paying off the overdraft to get the course sorted, and then paying that back in as soon as I can - shouldn't be too long doing that, but it feels a bit wrong when I've been working towards paying it off :o Any thoughts?
    Debt@16.12.09 £10,362.38, now debt free as of 29.02.2012.
    "I cannot make my days longer so I strive to make them better."
  • Wee_Jo
    Wee_Jo Posts: 821 Forumite
    13 positive things today to improve your health, reduce your debt and/or make the lives of those you love a little happier.

    I like this challenge, Luc! Thank you!

    Ok, I will start off with a few and hopefully add more....
    1. I saved some change to my piggybank today
    2. Snuggling with hubby this evening
    3. Send a wee card to my friend who has split up with her boyfriend :(
    4. Told Mummy she is my bestest friend and that I love her
    5. Go for a walk
    Well done Kayleigh on the soon to be debt free-ness!! :T

    Graduation party, Lou!!! Wooooooo!!! :beer:
    LBM 04/05/10 :T DEBT FREE 30/07/10 :j I made it!
    CHALLENGES: 0 bought lunches June or July :)
    Aug SoL: 15/21 June NSDs: 11/14 July NSDs 12/11 :j Aug NSDs: 5/12 Savings target: £500/5000
  • Lucifa73
    Lucifa73 Posts: 7,726 Forumite
    Part of the Furniture Combo Breaker
    NO Bun - its a M&S Count on US one - average at best
    LouiseJ wrote: »
    It could very well be a partay Spud, altough its a bit embarrasing throwing a party for graduating at my age:o

    I will be 40 the following year though:)

    My Mum graduated at 38 (or there abouts) and we had a huge party. It was fab. I htink it means more because it takes much more effort to fit it around being a grown up;)
    Trying to sort out a new mobile contract but T Mobile are driving me mad.

    I would NEVER go back to T-Mobile. Orange are my new best friend:D
    Sooo I'm thinking about borrowing the £180 from the account where I've been paying off the overdraft to get the course sorted, and then paying that back in as soon as I can - shouldn't be too long doing that, but it feels a bit wrong when I've been working towards paying it off :o Any thoughts?
    Personally I think its worth doing. You really want to do it. You're not frittering the money on 'stuff'. Its not going to set you too far of the DFW track. So long as its what your really want and you're not doing it because you think you 'ought' to...
    26.2.19/14.1.19: T MC 3629.26/3629.26 : VM 0% 1050/13876.59 : W 0% 100/1485 = 4409.26/18990.85 =25.17%
    28.1.19/28.1.19 Hubs 0% £400/£2,977 =13.44%
    SPC 2019 #073


  • redsquirrel80
    redsquirrel80 Posts: 12,457 Forumite
    Lucifa73 wrote: »
    My Mum graduated at 38 (or there abouts) and we had a huge party. It was fab. I htink it means more because it takes much more effort to fit it around being a grown up;)

    Definitely - my dad was about the same age and we had a great celebration. If things go to plan I'll probably be round about the same age too :eek:


    I would NEVER go back to T-Mobile. Orange are my new best friend:D

    You see, I was sticking with T-Mobile because I'm not sure if I'd get a contract with someone different due to nasty credit rating things. I might just try though and then I can tell T-Mobile to go away in the politest way possible :A

    Personally I think its worth doing. You really want to do it. You're not frittering the money on 'stuff'. Its not going to set you too far of the DFW track. So long as its what your really want and you're not doing it because you think you 'ought' to...

    I really want to do it. I'm thinking about trying to make the whole thing money-neutral if I can, so I would have to earn back the £180 somehow but I think I can do that.
    Debt@16.12.09 £10,362.38, now debt free as of 29.02.2012.
    "I cannot make my days longer so I strive to make them better."
  • Lucifa73
    Lucifa73 Posts: 7,726 Forumite
    Part of the Furniture Combo Breaker
    I really want to do it. I'm thinking about trying to make the whole thing money-neutral if I can, so I would have to earn back the £180 somehow but I think I can do that.

    YOU could make Hammy a costume, drink some red bull and do kids parties with an 'over the hedge' theme....
    26.2.19/14.1.19: T MC 3629.26/3629.26 : VM 0% 1050/13876.59 : W 0% 100/1485 = 4409.26/18990.85 =25.17%
    28.1.19/28.1.19 Hubs 0% £400/£2,977 =13.44%
    SPC 2019 #073


  • redsquirrel80
    redsquirrel80 Posts: 12,457 Forumite
    Lucifa73 wrote: »
    YOU could make Hammy a costume, drink some red bull and do kids parties with an 'over the hedge' theme....

    :rotfl::rotfl::rotfl:
    Debt@16.12.09 £10,362.38, now debt free as of 29.02.2012.
    "I cannot make my days longer so I strive to make them better."
  • redsquirrel80
    redsquirrel80 Posts: 12,457 Forumite
    6) Helped a friend out with a techy problem and was told I was a "hero" :o:)
    Debt@16.12.09 £10,362.38, now debt free as of 29.02.2012.
    "I cannot make my days longer so I strive to make them better."
  • Quick opinion

    If I could do you think it would be worth borrowing the money from a CC to pay off my loan? (0% CC obviously)

    Loan settlement figure is 6564. current loan is 6773.

    xx
    Nevertheless she persisted.
  • redsquirrel80
    redsquirrel80 Posts: 12,457 Forumite
    Quick opinion

    If I could do you think it would be worth borrowing the money from a CC to pay off my loan? (0% CC obviously)

    Loan settlement figure is 6564. current loan is 6773.

    xx

    How long would you get the 0% for? Can you realistically pay it off before than runs out? If so then sounds like a good plan to me.
    Debt@16.12.09 £10,362.38, now debt free as of 29.02.2012.
    "I cannot make my days longer so I strive to make them better."
  • I think 9 months.

    I might ring the P.O cc people and see

    xx
    Nevertheless she persisted.
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