prang in carpark with exit machine

Strider590

http://www.youtube.com/watch?v=7TkgmEwjynY

http://www.youtube.com/watch?v=wRvX1dfxWBc&NR=1

vikingaero

jd82 wrote: »

With a bit of luck your insurance is with Tesco so they will sort of end up payiong for it anyway .

Tesco Insurance is underwritten by UK Insurance Ltd who run a lot of big schemes. They just pay Mr T a commission and a big wedge for advertising and point of sale material.:p

Ms_Chocaholic

Just my two-penneth worth, if your wife hit my garden wall and damaged it, I would expect your wife/insurance to repair it, the same goes for the exit machine I guess.

However, if it had been me and it had just been a scratch, I would have legged it

DaveF327

Is your wife the woman in this video?

http://www.youtube.com/v/T4G-QlAsa70

skiddlydiddly

Why wouldn't you expect your wife's insurance to pay out for it?She hit it and has insurance, that's what its for.Machinery like that can be very expensive, why should the car park owner be out of pocket or claim on their own insurance?Higher overheads just means higher parking charges for everyone who uses that carpark.

Hammyman

mondayding wrote: »

Hello, anyone know the legality of this situation?

My wife scraped the ticket machine at the exit barrier of a private carpark, took some paint off our bumper and scratched the glass of the machine. The manager saw it and is getting a quote from the manufacturers for repairs (he said the machine had only been put in the day before). Yes, of course, she is guilty of hitting the thing, but I'm a little stunned that they're expecting her to pay for it. I kind of see it as a customer had an accident in their store - much like if you or I crashed a trolley into some Tesco equipment and scratched it. I wouldn't expect Tesco to demand she pay for repairs.

Don't really know what I'm expecting, just some kind of advice would be nice...

If I came round your house and put your window in, would you say "Don't worry about it mate" or would you quite rightly expect me to pay? Why should she not pay it just because the damage was done to a businesses property?

Legally? She damaged it, she's responsible for compensating the owner.

I wonder at peoples morals sometimes.

And on a personal note, I'd ban her. How the hell you hit one of those machines is beyond me. Sheer incompetence.

Quentin

mondayding wrote: »

Don't really know what I'm expecting, just some kind of advice would be nice...

As already advised, your wife is responsible for paying for the damage she has caused.

She needs to inform her car insurer about this asap.

Then when she gets correspondence about this from the car park she should pass it on to her insurer to deal with.

If she doesn't claim for repairs to her car she won't have any excess to pay, but the incident will affect her NCD (unless it's protected), and a premium loading can be expected at renewal.

thescouselander

split_second wrote: »

i dont think they accept liability- i am sure there are disclaimers in the car park that any damage is your own risk

Yes, those signs are completely pointless. If your car is damaged by a tesco employee through their negligence - eg if the trolley boy rams a line of trollies into your car - the company would be liable sign or no sign.

Equally, if your car was to be damaged due to something outside of the companies control they would not be held liable in court even if they didn't have a sign.

Inactive

Constructive comment; Advise that your wife takes additional driver training.;)