Wols Riverbank Tales Pt 4: Restitution & Renaissance

GeorgeUK

So... Wol has everything covered?

Great news and so glad for you. I couldn't believe that you were just cut loose like that. So pleased that you fought your way back and have now found this insurer.

Wol2

chevalier wrote: »

That is absolutely awesome news. It almost makes you want ot sell up no matter what the price and run away asap......

Too true chev....so what should I do?

The financial head agrees with you totally............sell up quick!!

BUT...

Ths is my home/rock/fortress....and spring is coming and my garden willl be fab.....and I won't/don't want to leave.......




Don't know what to do

xxxx

Karmacat

I don't think there's an easy answer, Wol, when logic says one thing and heart says another and market conditions say something else.

Hope you can find the answer thats right for you - and now that I've stayed well for two whole weeks, maybe we *can* think about a meet really soon?

beanielou

A difficult decision however you slice the cake.

Nargleblast

And so, after several days of absence, the Wolmeistress returns - with news of the celebratious kind.....Well done you! You got insurance - that means you are finally "legal" or "kosher" or even "normal" ..... if that is possible in this, the best of all possible worlds.....pass the champers!

Ellidee

http://www.bbc.co.uk/news/uk-12661471

Numpty_Monkey

We have dandelions growing up here
don't tell the piggies:shhh:

chevalier

Wol2 wrote: »

Too true chev....so what should I do?

The financial head agrees with you totally............sell up quick!!

BUT...

Ths is my home/rock/fortress....and spring is coming and my garden willl be fab.....and I won't/don't want to leave.......

Don't know what to do

xxxx

Whilst I sympathise with this, you may want to think that an even better house is round the corner if you sell this one....My biggest fear with staying is that the insurers you have found can change their minds, and then you are stuffed again...
chev

Wol2

Well time for an update I think!!

The insurance quote came through with no flood cover and £200 higher than my current renewal premium It is however meant to be transferable (although it doesn;t state that). I am not particularly convinced so I have referred two other residents to this new broker to see what they get quoted before I make any decisions about selling the house. In the mean time I have renewed with my existing insurer who gives flood risk cover, no excess premium..but it is not a transferable policy.

I have sold £125 of stuff on ebay (one person hasn;t paid and is now claiming a hacked account :mad:)..and am awaiting the next free listing

I have sorted out income/clients to keep me busy until december so have just declined the offer of a job as a census collector

I am up to date on current work

Water company have finally agreed to refund me my plumbers bill and £20 (but I had to put up with two hour visit from them in order to get it)

Pothole damage meant had to replace an almost brand new tyre at £150 - I have photos and will at least try to get some type of compensation from the council but I realise this is an almost impossible feat

Hand treatment is going really well - now only going once a month. I can;t believe the difference between now and a year ago....pain is dramatically reduced, far less frequent and functionaility of fingers is getting much better. Will need to consider whether to buy one of these machines when the hospital discharge me in August

Maple has decided to become a Vampire guinea (like his brother Beechie before him..but with a predilection for nibbling necks rather than hands ) ..Baileys stopped wheezing....Willows bottom has healed nicely; Ginger's ear is clear of infection ........but Bandit is still very stinky despite his new medication . However vets bills are significantly less this month!!

Now about to tackle Mount Kilimanjironing and will be spending my free time this week (wed/sat/sun) decluttering/freegling/gardening.

Booze consumption has been reduced in frequency and now needs reducing in quantity. Fags is yet to start but I am about to order some stuff on the internet to help me quit.

I am hoping that once I declutter a bit, put all the remaining stuff back in the loft (which is still littering up the house and piggy palace since the bathroom ceiling came down)....then I will feel more like re-starting both the exercise regime and playing the piano.

There's still a lot of emotional ups and downs over the course of any one week (seeing pics of the Tsunami was very distressing ....and I currently have a very difficult client to deal with ), but touch wood, things do seem to be moving in the right direction at long last and I am feeling more positive and having less duvet days

I've decided it's probably best to treat this year as a means of continuing to restore some stability to all areas of my life and make any decisions on major changes (such as selling the house/going full time-employed) next year.

xxx

taxi73

What a lovely positive post...you sound so much better.Great idea to use this year to restore some stability..really liking that one