Mrs Sparkle's sparkly debt diary

southernscouser

Hi Mrs S! :hello:

So when is the big DFD? :think:

Mrs_Sparkle

southernscouser wrote: »

Hi Mrs S! :hello:

So when is the big DFD? :think:

Hello! I haven't worked it out yet. Probably a year later than it would have been by the time I've finished buying a car :mad: I'd say realistically the end of 2009 BUT if I got a bonus in January I could knock a few months off that. I'm paying off different amounts every month so it's so hard to say.

Mrs_Sparkle

Woohoo! I've had a pretty good week. Last weekend I went blackberry picking and have got 1 1/2 ice cream cartons full in the freezer, also got a load of cooking apples and a rhubarb plant for free- yum!

I've been spending money but it was wisely at least... tons of cheap clothes for Thomas, the sales have been good this year. I didn't get much for myself but got plenty of shorts, t-shirts etc for my little man who is growing so fast now. And my treat this month- a pair of Fit Flops to get my legs nice and toned.

Only 1 day left in work and then I'm off for 2 weeks... 9 days of which will be spent in Scicily. Soooo excited.

Mrs_Sparkle

Oh dear, it's been a while.

I've been a terrible DFWer recently, I need to confess to:

1. A new car
2. A new laptop
3. NO progress on clearing my debts whatsoever
4. Still overspending on groceries
5. Have treated myself to some new clothes. MUCH needed but I do feel very guilty

On the plus side I suppose I'm no deeper in debt than I was and I'm doing lots of chutney making, home baking and batch cooking so I'm getting better. I think realistically it's going to be the end of 2009 when I finally shift all of this debt. I had hoped to do it before the recession started but looks like I've missed the boat!

southernscouser

Mrs S, if you've saved for it all then who cares. You're not a prisoner to your debt.

As long as you shopped around, got the best deal etc then don't feel guilty. Use the new lappy to MB and makes the money back.

Mrs_Sparkle

SS I need to do some MB. Are there still good deals around or have they dried up a bit?

southernscouser

Mrs_Sparkle wrote: »

SS I need to do some MB. Are there still good deals around or have they dried up a bit?

No there are loads still about. I started an October challenge but am gonna do another one next month aswell. Great way of keeping motivated.

I got out of the habit when I was without internet for couple of months but am back into it now.

Mrs_Sparkle

Yeah, I gave up trying with my old laptop... it was soooo slow I'd have lost the will to live trying to keep 2 windows open plus the stake calculator.

Right, time to set a challenge I think... get some motivation back.

southernscouser

Mrs_Sparkle wrote: »

Yeah, I gave up trying with my old laptop... it was soooo slow I'd have lost the will to live trying to keep 2 windows open plus the stake calculator.

Right, time to set a challenge I think... get some motivation back.

Well come next Saturday they'll be a new challenge in the lead up to Christmas so might be good to refresh the brain and join in then.

Mrs_Sparkle

Thanks SS, I will do. It will be a fab way of avoiding my exam studying anyway