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Kavics' bumpy journey to become once again DF!

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  • kavics17
    kavics17 Posts: 2,235 Forumite
    I managed to overpay Tesco's a good deal, so our balance is now under £9500. Roll on October and we'll be debt free. OH is already planning what we can do with the money we save up afterwards but I know I want to concentrate on investment property mortgage and pay it back ASAP. It would be such a great achievement if we can have our family home and investment property mortgage free before we're 40!!!

    All good otherwise, I need to work 2 days extra. I did a babysitting last night and doing one tonight but will cancel saturday one. Next week I need to hit ebay, the amount of clothes I have and not wear is just ridicoulous.

    I have ou assignments too due by the 26th, 2 this month than it will go back to one fortunately.
  • kavics17
    kavics17 Posts: 2,235 Forumite
    Last working day of the week, can't wait to finish to be honest. I have plenty to do the next 2 days, will be extra busy.
    We booked flights for November, off to Lanzarote for a well deserved break, we'll be debt free by than so it's all good. Won't book accomodation just now so only the flight tickets need to be paid for. I have £350 on my account to overpay tesco's, I must ring them this afternoon.

    So the things I have to do this week:
    - go for a run x2
    - go back to gp with knee
    - massage
    - cook meals for dinner and freeze them for next week
    - finish reading course material and start writing assignment
    - sort out clothes and put them on ebay
    - file papers from OU
    - create an ebay box once again
    - find out about wills in H
    - check bank account in H.
    - email lawyer about will in UK
    - cancel Barclays insurance
    Will add to the list still today but can't remember anything else at the moment
  • jtr2803
    jtr2803 Posts: 3,232 Forumite
    Sounds like you have been busy and could definitely do with the break! I left a post on my thread but you have done so well with the loans, I hope you are very proud of yourself :D

    Very happily married on 10th April 2013 :D
    Spero Meliora
    Trying to find a cure for Maldivesitis :rotfl:
  • kavics17
    kavics17 Posts: 2,235 Forumite
    4 days passed so quickly, I have done most of the things on my list but not everything.

    This week is about OU assignment, have to study and write it by the weekend as I have an Ema due next week as well.

    Moneywise: I have 10 things listed on ebay, plus OH's phone but that is his money. I have more to come on ebay but realized I wouldn't be able to post everything at the same time so will wait with the rest. OH is getting his salary this week so will overpay Tesco's, good news is that he got £250 bonus. He surprised me with a Kindle (thank you!!), it was half price in Cash Conventors so paid £80 for a brand new 3g Wifi one. Am very very happy.
  • kavics17
    kavics17 Posts: 2,235 Forumite
    Not updating often as nothing happens at the moment. 9 out of 10 ebay items sold, I did a proxy parenting weekend so earned appr £330 extra. It's not in bank account yet so can't overpay loan but will do it once it hits my bank account.

    Assignments are due this week, as usual, I haven't even started them:(. feel so deflated and no energy whatsoever.
  • kavics17
    kavics17 Posts: 2,235 Forumite
    Haven't updated for a while but here we go. Tesco's is down under £6500 I think (though it's hard to follow the correct amount as they only give you the right information once a month). I really can't wait for it to be gone, in June we won't be able to pay as much towards it as we have a £1000 credit card going out plus going home on Sun plus OH's niece and sister staying with us for 2 weeks. I really hope we can put £1500 towards it though and anything extra will be a plus.

    Assignment submitted, I have another due on Thurs and another in 2 weeks time. I'm getting fed up with it but thanks to my Kindle I have been able to enjoy some books too.

    I sold 2 of my books on Amazon, that's £25 coming in and I have 4 babysitting booked for this month,plus 2 days extra work. Getting there slowly...
  • kavics17
    kavics17 Posts: 2,235 Forumite
    BAck again. Visited my family, it was lovely as usual. I wish they'd live a bit closer, the 2000km is a bit too far! I'm due to fly out in November again, hopefully I'll be debt free by then. Made an overpayment of £1350 today, we also had some extra coming in, quidco paid out £110. But we had extra purchases too, such as the kindle, new bike, flight tickets to Hungary, 2 sets of insurance renewal...ahhh, let's hope nothing else coming up this month! I have 2 babysitting booked which will bring me some extra cash and also 2 days extra work. I supposed to do my assignment but busy sorting out things...Bring on Thursday this week and I'll be happy as ever...
  • kavics17
    kavics17 Posts: 2,235 Forumite
    Assignment submitted with only 4 minutes to spare. I'm now seriously thinking about changing the course I'll be doing in October as I think child development might be a better choice. I'll contact my tutor to see what she thinks.

    OH's niece is here, she is ok but I'm missing my bed. We're sleeping on sofa bed with OH and it's narrower than our bed. Her mum is due to arrive tmrw, not looking forward to that one!

    We're off to brighton over the weekend, which reminds me to buy the tickets. I have the Waitrose voucher in my email, will place an order over the weekend too. i'm babysitting tonight and tomorrow night which will give me money for the Olympic tickets.If I'm successful...
  • kavics17
    kavics17 Posts: 2,235 Forumite
    I need a serious kick in my !!!, have so many things to sort out and have no motivation whatsoever. So I'm going to write a list for the next 2-3 weeks to be done:
    • sort out will (it's been going on for so long and still hasn't been done)
    • chose next OU course
    • print out pictures and send them to aunty
    • bills to flats
    • start exercising
    • sort out kindle books
    • buy birthday present to nephew and send it
    • talk to brother re: job
    • find out information about B passport
    • sort out finances for June, July and August
    • sell things on ebay
    • lose a pound a week
    • watch unwatched dvds and return them
    • sort out ofsted renewal
    • get new contract signed with boss
    • be more organized at work
    • write next OU assignment which is due 21st July
    I'm sure I'll be adding to it...
  • kavics17
    kavics17 Posts: 2,235 Forumite
    We got football tickets for the Olympics, the more I think about it, the happier I am. Also going for interview to become a game maker on the 6th August, can't wait, it will be a once in a lifetime experience.

    OH's niece and sister still here, they are causing trouble though.
    Will make an overpayment of £150 on loan today so hopefully we'll go down under £5k finally. It's just going on and on and the balance doesn't seem to change.

    MY long list is still on, haven't done anything yet:(. Pouring in London, happy that i'm inside...
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