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Basic Bank Account HSBC or NATWEST?

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  • izools
    izools Posts: 7,513 Forumite
    1,000 Posts Combo Breaker
    Go into branch, provide them with your new address and ID to show that is where you now live, and ask them to send a new card to that address whilst also making sure they cancel all previous cards in case whoever lives at your last address has opened the envelope(s).

    They'll also be able to tell you if you're eligible for an upgrade / better account whilst your in branch.

    EDIT: you have to report it lost / stolen even if it was lost in your own house! Doesn't matter :o Unless you don't want a new card, that is ;)
    Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
  • With my lloyds tsb application hanging, I was considering going for a NatWest application, but NatWest are selling their Scotland branches to Santander and I don't want to apply to RBS (have had a debt with them). I wish HSBC would provide atleast some form of Visa or Maestro.
  • pmduk
    pmduk Posts: 10,682 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Martin you can't get an overdraft or chequebook on a step account. You would need to apply for an upgraded account for that. When your card is replaced it will be a visa debit card which is somewhat better than your current solo card.
  • pmduk wrote: »
    Martin you can't get an overdraft or chequebook on a step account. You would need to apply for an upgraded account for that. When your card is replaced it will be a visa debit card which is somewhat better than your current solo card.


    some people were able to get a current account plus with a cheque book but solo card, I thought i may be eligible for that, but no response meaning not likely lol but it did/does looks like natwest try and give you a fair crack at the whip
    She LEFT me, she LIED, and she made me foot the BILL ! :mad:
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