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Polesalot's Climb to Debt Freedom

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  • vasseur
    vasseur Posts: 3,090 Forumite
    Part of the Furniture Combo Breaker PPI Party Pooper Debt-free and Proud!
    Oooh that's a good payment to Barclaycard, how much longer do you have til you pay it off?

    You're very close on Onepoll to the magic £40...I have ages yet:o I hoped to get it by Christmas but that won't happen now I don't think - oh well, it can be a New Year treat - I'll need the extra then;)

    Scampi and chips....fab, one of my favourites. It's my default choice when eating out...I just gaze at the menu for ages then say 'Sacmpi':rotfl:

    At this rate I'm going to be paying the card off for another year :( there's just over £1500 on it at the moment. With all my PADs I should get it to under £1500 by the time my first £100 goes in so that should take it to £1400. I really can't pay any more than that off it every month. There's talk of bonuses being paid at work soon so I could put some of that to it depending on how much we get. It's nice looking online and seeing the balance on the card going down :)

    I really want to get to £40 by the end of this week - did 50p's worth of surveys today, could have been more but i got screened out of a lot of them. I'm sure it's deliberate :cool:

    The scampi was from Aldi, and they are bluddy gorgeous :)
    It's not how far you fall - it's how high you bounce back.... :j
    Happiness is not a destination - it's a journey :)
  • vasseur
    vasseur Posts: 3,090 Forumite
    Part of the Furniture Combo Breaker PPI Party Pooper Debt-free and Proud!
    Bread is baking so the house smells wonderful.

    I've hoovered and done a wash load. Must mop floors before I go to bed.

    I've been practising with my new maybelline gel eyeliner. One eye looks great the other not so :o must practise every night, I quite like the look but daren't go out in public as I am right now :rotfl:
    It's not how far you fall - it's how high you bounce back.... :j
    Happiness is not a destination - it's a journey :)
  • chevalier
    chevalier Posts: 7,937 Forumite
    Part of the Furniture Combo Breaker
    you are far braver then me, i have NEVER been able to get the hang of eyeliner! I start off ok then my hand starts to shake, very fetching not.

    nice one on upping the payment to barclaycard. hope the bonus if it materialises is enough to make a good dent in your debts
    chev
    I want a job that is less than an hour driving away from my house! Are you listening universe?
  • vasseur
    vasseur Posts: 3,090 Forumite
    Part of the Furniture Combo Breaker PPI Party Pooper Debt-free and Proud!
    Just realised that I actually get paid tomorrow :o duh, I thought it was Friday.....

    I have worked out all my money. I've transferred some money to the food account - first time I've been able to do this for months - but it is going to be reduced by £80 which will equate to £30 per week until next payday. i think i can do this, if I am strict with my meal plan:-

    Friday - Chicken stir fry and noodles
    Saturday - Sausage casserole, rice, broccolli
    Sunday - Roast something
    Monday - Salmon pasta
    Tuesday - Scampi, chips and sweetcorn
    Wednesday - Pasta in a tomato sauce
    Thursday - at mums :)

    Third run of the week done :T that's my lot till Monday now.

    Right - home time :T
    It's not how far you fall - it's how high you bounce back.... :j
    Happiness is not a destination - it's a journey :)
  • vasseur
    vasseur Posts: 3,090 Forumite
    Part of the Furniture Combo Breaker PPI Party Pooper Debt-free and Proud!
    After a chat with DD the meal plan has changed but think it will save me a bit of money :)

    Friday - DD fish fingers and chips, me butternut squash risotto
    Saturday - Sausage casserole, rice and broccoli
    Sunday - Chilli
    Monday - Salmon pasta
    Tuesday - Scampi and chips, sweetcorn
    Wednesday - Pasta in a tomato sauce
    Thursday - at mums

    Looking at it there is a lot of pasta and rice there but needs must at the moment and if we have wholewheat rice and pasta it will be better for us and most of it is cooked from scratch.

    £38.70 on OnePoll :)

    I've transferred money back from my paypal account to help see me through the month. Half of it was from something I sold on eBay from WLM, tough I need that money now :D

    I've only bought one xmas present so I've still got a lot of expense there. I've also got a 40th birthday present to buy for my friend plus I have 2 nights out next weekend (can't remember the last time I went out 2 nights in a row! Must have been before DD was born :)) so need to take those into account too.

    Good job I like a challenge.....:rotfl:
    It's not how far you fall - it's how high you bounce back.... :j
    Happiness is not a destination - it's a journey :)
  • vasseur
    vasseur Posts: 3,090 Forumite
    Part of the Furniture Combo Breaker PPI Party Pooper Debt-free and Proud!
    WLM's mother keeps trying to ring me :eek: Only thing is I keep missing the call because she's trying to get through via an App which lets you call for free from abroad (she's in Spain) and it relies on wifi. Weird that I deleted her from this App yesterday and then last night at 10.30 she tried to call - I missed it because I had a banging headache and was asleep :o

    She tried again twice this morning but I was driving in to work.

    I'm too scaredy to call back (I don't think she liked me very much) although she adored DD.

    Just can't think why she could be calling me? It's all over, I haven't heard from him since he collected all his stuff nearly 2 weeks ago.

    Watch this space.....

    I have been super organised and transferred some money into a 'petrol account'. I filled up yesterday so I can't see that I am going to need to fill up more than once more before next payday.

    £1.62 PAD to barclaycard :)

    £39 on OnePoll :)
    It's not how far you fall - it's how high you bounce back.... :j
    Happiness is not a destination - it's a journey :)
  • Ooooh wonder what she wanted then?!:p Hope she rings back!

    Hooray for nearly at £40 with onepoll...I'm almost at £22, it's not happening before Xmas is it?!:o
    I really need to sort out a new signature!
  • vasseur
    vasseur Posts: 3,090 Forumite
    Part of the Furniture Combo Breaker PPI Party Pooper Debt-free and Proud!
    Ooooh wonder what she wanted then?!:p Hope she rings back!

    Hooray for nearly at £40 with onepoll...I'm almost at £22, it's not happening before Xmas is it?!:o

    I am curious I must admit! Maybe she's just asking if I'm OK (which I am now :D) or maybe she's just phoning me by accident....

    £39.20 on OnePoll - aiming for tomorrow!!
    It's not how far you fall - it's how high you bounce back.... :j
    Happiness is not a destination - it's a journey :)
  • vasseur
    vasseur Posts: 3,090 Forumite
    Part of the Furniture Combo Breaker PPI Party Pooper Debt-free and Proud!
    Still got my 'organised hat' on....going to do my shopping list ready for tomorrow evening. I usually do it while I'm at work but I can't check the cupboards when I'm there can I and often end up back home with stuff I've already got :(

    A white wash is in the machine, I'll put the darks in later and set it so it's finished when I get up tomorrow. Can get ahead of myself then.

    Ooooh Rev is on now :T
    It's not how far you fall - it's how high you bounce back.... :j
    Happiness is not a destination - it's a journey :)
  • vasseur
    vasseur Posts: 3,090 Forumite
    Part of the Furniture Combo Breaker PPI Party Pooper Debt-free and Proud!
    A very frugal Aldi shop this week - £21.85 :T so I am within budget and the few extra bits I need to get shouldn't take it over my £30 limit.

    I've got my nephew's xmas present, or I should say my sister has bought it and I have paid her. I've also ordered a beautiful mirrored jewellery box for my friend for her 40th. It's got Charles Rennie MacKintosh roses etched on it. I hope she likes it. It was from Past Times with 25% off plus a further 10% off for being a new account holder and I went through Quidco for 15% cash back and free delivery too!!

    Will pop into town tomorrow for some more xmas presents. I need to get my secret santa present, some prezzies for my aunts, uncles and cousins children.

    £39.50 on OnePoll. I've had just one survey today and I really wanted to get to the magic £40 today :mad:
    It's not how far you fall - it's how high you bounce back.... :j
    Happiness is not a destination - it's a journey :)
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