Why is there no extra help?

Indie_Kid

jw2003 wrote: »

JSA would only top up a wage that is under that amount ie £30 a week would be topped up the £67-ish (can't remember the exact rate sorry)

It's £51.85 for people under 25.

Jowo_2

lyniced wrote: »

Haven't read all the threads, but could you up your hours at work?

No, apparently not, the OP hasn't secured any more work since at least December last year, perhaps longer, don't know how many of their working years they've worked part time.

Though this is only a consultation document and may not get implemented, the proposed changes to the benefit system may reform tax credits which are seen to prevent some people from working longer hours.

This is relevant to the OP for information only purposes because the govt want to introduce conditionality onto those who work only part time.

A single person working 17 hours a week at the National Minimum Wage. [FONT=FS Me,FS Me][FONT=FS Me,FS Me]Under the current system, no conditionality applies despite the fact that the individual may be claiming a range of benefits. Under a new system we could continue to apply conditionality to push that individual to extend their working hours and/or increase their earnings until they were working full time or until they were off benefits altogether.
[/FONT][/FONT]
http://www.dwp.gov.uk/docs/21st-century-welfare.pdf

MoneySavingSpender

Ideally you are still looking for work? (Libraries/Jobncentre computers etc) to work the rest of the week?

I would suggest looking at student accomodation and house share there where you should massively decrease your housing costs.

I can't seem to find how much you are paying for your housing, silly question but did you make out a budget before getting your new place? How did you get it without references? There are emergency shelters.

I suggest you do a very very detailed budget which is extremely frugal and realise house sharing will save you alot of money.

Please post some numbers.

Jowo_2

MoneySavingSpender wrote: »

...

I suggest you do a very very detailed budget which is extremely frugal and realise house sharing will save you alot of money.

MoneySavingSpender, I appreciate you aren't aware of the history of this poster, so let me fill you in why this thread comes across as impatient and why the questions you have asked are sound, but they've already been answered and made no difference to the OPs behaviour.

The OP was already aware 8 months ago that they wouldn't qualify for the full rate of LHA for a self-contained property because of their age and that they may have to top up their rent by up to £190 per month for the cheapest flat alone.

They were already aware then their income would not stretch to coer their household expenses way back then. They had done the numbers there. "There's no way I can do it".

https://forums.moneysavingexpert.com/discussion/2117457

The OP rejected the forums advice to find a houseshare once again 6 months ago on the grounds that they are quiet and preferred their own space. They were strongly advised against taking on their own property on a part-time NMW job. They were told again that because they were under the age of 25, the LHA would leave them with a big shortfall.

https://forums.moneysavingexpert.com/discussion/2248249

Now they have popped up for the third time to moan that they cannot afford their bills and query why they cannot receive greater benefits, though I note from their current posts, they are looking into ordering landline and broadband at their new property with the provider for their mobile phone, so haven't got the hang of frugality yet.

The landlord must be an idiot to grant a tenancy of at least £350pcm to someone whose 16 hours per week of NMW employment income comes in at about £400 per month.

Clearly the OP has known for a long time that they cannot afford their lifestyle and must find a better job. Perhaps they are now putting their efforts into securing this now after not managing to increase their income over the past 8 months.

thorsoak

To sum it all up : the OP (who hasn't been back for a couple of weeks) asks the qustion "WHY IS THERE NO EXTRA HELP?"

Answer: simples - there is not enough money in the Welfare Pot to give everyone what they want - think of a cake - you have to have a smaller slice in order for the cake to feed everyone!

In the words of the old proverb - cut your coat according to your cloth!

Errata

I think the answer is that the OP is not entitled to extra help, no matter how much cash there is in the nation's welfare pot.

Jowo_2

thorsoak wrote: »

To sum it all up : the OP (who hasn't been back for a couple of weeks) asks the qustion "WHY IS THERE NO EXTRA HELP?"

And the second question 'Why the hell shouldn't I rent a flat if that is what I want...to do?

thorsoak

Jowo wrote: »

And the second question 'Why the hell shouldn't I rent a flat if that is what I want...to do?

And the answer to that is : because you can't afford it - grow up & get a full-time job, then perhaps you can!

I've always wanted be able to fly first class when I go abroad ....but because I can't afford it, I travel bucket class with everybody else

MoneySavingSpender

Jowo wrote: »

MoneySavingSpender, I appreciate you aren't aware of the history of this poster, so let me fill you in why this thread comes across as impatient and why the questions you have asked are sound, but they've already been answered and made no difference to the OPs behaviour.

The OP was already aware 8 months ago that they wouldn't qualify for the full rate of LHA for a self-contained property because of their age and that they may have to top up their rent by up to £190 per month for the cheapest flat alone.

They were already aware then their income would not stretch to coer their household expenses way back then. They had done the numbers there. "There's no way I can do it".

https://forums.moneysavingexpert.com/discussion/2117457

The OP rejected the forums advice to find a houseshare once again 6 months ago on the grounds that they are quiet and preferred their own space. They were strongly advised against taking on their own property on a part-time NMW job. They were told again that because they were under the age of 25, the LHA would leave them with a big shortfall.

https://forums.moneysavingexpert.com/discussion/2248249

Now they have popped up for the third time to moan that they cannot afford their bills and query why they cannot receive greater benefits, though I note from their current posts, they are looking into ordering landline and broadband at their new property with the provider for their mobile phone, so haven't got the hang of frugality yet.

The landlord must be an idiot to grant a tenancy of at least £350pcm to someone whose 16 hours per week of NMW employment income comes in at about £400 per month.

Clearly the OP has known for a long time that they cannot afford their lifestyle and must find a better job. Perhaps they are now putting their efforts into securing this now after not managing to increase their income over the past 8 months.

Thanks for that, it seems the Landlord needs to get burned before they learn (I get multiple references, pay cheque stubs, work contract photocopies, credit search agreements etc etc, clearly this LL needs to learn a few lessons)

It seems to me the OP just wants the welfare system to fund his singleton lifestyle, when I know people in their 40's housesharing, putting up with other people, without their own space, saving for a deposit/new house, not on any kind of benefits, and living in a very austere way when it comes to money.

Simple rule: live within your means Buggles, you are not doing this.

neas

Just a quick comment, maybe you could go back to school/college/university and increase your qualifications so in the big bad world you can obtain a better job or put you above the rest?

I was in full time education till 22.. just so that i could have a good chance in life, i worked hard... my 'help' was my own determination and attitude. my 'help' was a 12,000 pounds loan that i pay back over 25 years. I worked more the same hours you do at a DIY store for 4 years while also working on my degree.... then to get the job i wanted I moved 300 miles away.

Who helped me then... sometimes god helps those who help themselves....

[Edit] I lived 4 years in a houseshare at university, didnt harm me... then even then when i got a full time job i still 'house shared' for a further 2 years!...