Talk me into it?

giddypenguin

Raggs wrote: »

When you just come out of a divorce with 20k debt, living with your parents is a more than acceptable option for anyone.

I know if I broke up with my GF right now I'd be moving in with one of them till I was back on my feet.

Well said. :T

Raggs_2

Another year isn't that much, and if someone was willing to pay me 20k to live with my parents for a year, I'd seriously consider it.

Just because someone lives with their parents doesn't mean they are dependant on them. They may prepare everything for themselves, and behave much like a lodger. He obviously doesn't intend to spend the rest of his life this way, but it's very much a viable option whilst you're single to try and save.

geoffky

puddy wrote: »

oh my god, it must be me and i will sound really moany, but 27 year olds shouldnt be living with their parents (yes i know, theres no such thing as should or shouldnt)

the emphasis on saving up loads of money over developing independence results in people becoming infantalised, which is probably contributing to the OPs reluctance about going out there again to independence.

in addition, yes the amounts quoted for rent are horrendous but as people have pointed out there is another way. flat share, rent a room, rent a bedsit or studio, then you can keep saving a decent amount, have your independence and not worry too much about the lack of an emergency fund. if it was me (and it was me 20 years ago), i would rent a room, flat share etc, spend your time getting the right one, be prepared for compromises etc and then sit pretty while you save up and have fun

sorry to say millions of 27 years olds are living with parents due to the obscene housing costs in this country.....

motherofstudents

You should be grateful that your parents have allowed you to move back into their home. If they are 'driving you nuts' just think what you are doing to them.

jozbo

i agree, it's a luxury you shouldnt take for granted. not everyone has the option

puddy

geoffky wrote: »

sorry to say millions of 27 years olds are living with parents due to the obscene housing costs in this country.....

true, but many want to buy or rent 1 or 2 bed flats, what has happened to the flat and house share, everyone's too good for that now

i have sympathy with the OP, parents do drive you nuts, but thats because we are not conditioned in this country to have 2 adult households (him and his parents) living in the same house. can he bring home girlfiends and have noisy sex, can he live as he wants to, can he pee in the sink after geting home drunk? probably not, so although he may not be completely dependent on his parents or babied as such, he is not living his own life. I consider that a very high cost.

BitterAndTwisted

Not such a high cost when you factor in that the OP has been able to clear £20k in debt in little over 18 months and has stashed away some savings into the bargain.

heffsta

puddy wrote: »

true, but many want to buy or rent 1 or 2 bed flats, what has happened to the flat and house share, everyone's too good for that now

i have sympathy with the OP, parents do drive you nuts, but thats because we are not conditioned in this country to have 2 adult households (him and his parents) living in the same house. can he bring home girlfiends and have noisy sex, can he live as he wants to, can he pee in the sink after geting home drunk? probably not, so although he may not be completely dependent on his parents or babied as such, he is not living his own life. I consider that a very high cost.

You speak the truth!

If the OP has just come from a divorce and already got a new girl and living with parents it seems that they haven't quite learnt to be independent yet. Live by yourself or in house share for 6months or a year not with your new girl yet. Learn to live your own life for awhile then you will be able to make better life decisions on what where you want to be etc.

rumbaba

There's some marvellous flatshares around! Sharing a flat/house with a couple of others doesn't mean you're in each others pockets. Most people these days spend a lot of time on their laptops in their bedroom with the TV and their girlfriend by their side. Even sharing a kitchen is different to days of old. People now tend to put an M7S readymeal in the microwave for 3 mins and pout themselves a beer or wine. Life is different to what it was 20 years ago. People tend to do their own things much more these days. I know of househsares where the flatmates only 'bump into each other' every couple of weeks when passing!

phil_b_2

I would be looking to rent with a mate that I get on really well with. You dont just almost half your monthly rent cost, but potentially half other living costs too. If there arent any suitable mates to rent with, and it really isnt a possibility I'd look for somewhere with the space I NEED rather than the space I'd like to have to save costs and ultimately get closer to buying a place.

Either that or build a log cabin or pitch a tent in the parents back garden!