D'oh! Better get started... I wanna be Mortgage Free!!

wynnvegas

Ye Gads Froggy,

You're Oprah in the making (except thinner and better at table tennis)!!

Cheers,

Billy

Froggy-G

wynnvegas wrote: »

Ye Gads Froggy,

You're Oprah in the making (except thinner and better at table tennis)!!

Cheers,

Billy

Looking good Billy, looking good...

Iris_Blue

Next weeks topic is totally above me ..can I suggest instead?


False eyelashes - When bigger is better

It's a topic I know a lot about.

Im ok with week 3 and 4 though so no change there.

mcculloch29

Okay, my story .... Moved into this house aged 30 22 years ago (end 88) with husband and 2 kids, then 10 and 5. Mortgage was a 100% one, interest only, with endowment to pay it off and hopefully give us a cash sum. (I know... he was older than me and sorted out all these things, I presumed he was wiser. Yeah, right.). By July 1992 he was my estranged and shortly to be ex husband. His decision, not mine.
I persuaded N&P to let me take over the mortgage and worked from home as a registered child-minder after trying re-training in ICT.

Years struggling to pay bills as kids grew... fast forward to 2001, when kids have grown, endowment is clearly failing and childminding work is drying up.

Cash in the endowment and live off the proceeds for a year whilst I use previous ICT training as springboard to become an adult education tutor.

Discover that most adult education tutor jobs are poorly paid, whilst becoming disabled with arthritis and becoming resigned to having to sell house at some point.

Then at end of 2009/start 2010, get a job as an online adult education tutor that is not poorly paid, at the same time as becoming eligible for disability living allowance (DLA) and disabled person's working tax credit.

Spend 2010 paying for desperately needed house repairs, paying off credit cards that had stopped me from going under since 1993 and paying off student loan for all my teaching courses.

2011 -£25,000 mortgage has only a couple of years left to run, can I overpay like fury, so that I have paid it off? Watch this space.... I made an overpayment in Dec. that was acknowledged with a nice letter from Santander (who took over N&P), but this year's big payments (1,500 x 2) haven't been acknowledged.

One expense I've been spared - I desperately needed a new central heating system and that's been given to me, by the Warm Front Scheme, because I get DLA /DPTC. Installed last week.

Hope that hasn't bored you, but I am interested to find others trying to get there too. My mortgage is much less than most from what I've read, but the time left is shorter.

Iris_Blue

Good morning,

Just wanted to say "Good Luck" for this afternoon. Knock 'em dead!

Tiggger

Good luck from me too!!!

I hope today goes well for you and that we can all be soon celebrating your success:beer:

Froggy-G

Iris_Blue wrote: »

Good morning,

Just wanted to say "Good Luck" for this afternoon. Knock 'em dead!

Thanks Iris.. Hope I will be celebrating soon (and your OH too on his side!)

Tiggger wrote: »

Good luck from me too!!!

I hope today goes well for you and that we can all be soon celebrating your success:beer:

Thanks Tiggger, very kind of you to post on my diary!

Froggy-G

Morning all!

Quick phone call to the mortgage company to get updated figures..see signature below..Almost below the £7K mark on the unsecured loan.. I should be able to make another OP before the end of the month..

I am spending my morning chilling and preparing for my interview this afternoon.. I will get to the place i plenty of time so I can gather my thoughts and give it my best shot!

The plumber is working hard on the bathroom upstairs.. Elvis is keeping a close eye on him..:D:D:D

Cheers
Froggy :cool:

lincoln-potter

Morning Frog man!

All the best for today! I am sure you will do great.

Nice work on the loan

Froggy-G

lincoln-potter wrote: »

Morning Frog man!

All the best for today! I am sure you will do great.

Nice work on the loan

Cheers LP! Will do my best
OH & I are planning a "LP style" OP of over £1K in the next few weeks..Just waiting for the final figures for the bathroom..

Froggy :cool: