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D'oh! Better get started... I wanna be Mortgage Free!!
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Morning all! :j
Came back home last night to a half destroyed bathroom :eek: The main cupboards units and the sink had disappeared, as well as most of the tiles, and replaced by brand new shiny tiles.. Hopefully it will be all done & dusted by the weekend... had acupuncture last night, it felt great and well relaxing..The next IVF go should start middle of May, fingers crossed tightly it will work this time around!
We finished the table tennis season last week with a 6-4 win.. I have been promoted to the Division above too!:rotfl:
Cheers
Froggy :cool:Froggy's New Lillypad FundTotal so far: £ 10,009.770 -
Hi froggy, just catching up on your diary.......so pleased about the 2nd interview, will have everything crossed for you.Credit card £4461.15Home mortgage £137117Buy to let mortgage £83,0000
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Morning all! :j
Came back home last night to a half destroyed bathroom :eek: The main cupboards units and the sink had disappeared, as well as most of the tiles, and replaced by brand new shiny tiles.. Hopefully it will be all done & dusted by the weekend... had acupuncture last night, it felt great and well relaxing..The next IVF go should start middle of May, fingers crossed tightly it will work this time around!
We finished the table tennis season last week with a 6-4 win.. I have been promoted to the Division above too!:rotfl:
Cheers
Froggy :cool:
Ohh a new bathroom for the weekend! perfect timing to be christened :rotfl:
Ohh a promotion, well done :T
Mortgage free - 01/05/2019, mortgage high £200k 20110 -
I have my fingers and my legs crossed for the IVF to work ..I'm now a tangled mess on the dining room floor. Hope no one looks in through the window! Really hope this is your time Mr and Mrs F.
I just popped on to wish you the very best of luck for your 2nd interview on Thursday as Im not about much. If I have anything left to cross then I will keep it crossed for you.I can't be bothered updating this anymore0 -
I have my fingers and my legs crossed for the IVF to work ..I'm now a tangled mess on the dining room floor. Hope no one looks in through the window! Really hope this is your time Mr and Mrs F.
I just popped on to wish you the very best of luck for your 2nd interview on Thursday as Im not about much. If I have anything left to cross then I will keep it crossed for you.
Thanks Iris, you've managed to put a massive smile on my face
.. I have that image now of you trying to untangle your limbs, stuck in my mind
..
Am keeping my fingers crossed for you for a quick, smooth and problem free move to your new house.. Let me know when I can come over and fill up your new wine cellar!:D
Froggy :cool:Froggy's New Lillypad FundTotal so far: £ 10,009.770 -
OOhhh, sounds like the bathroom fit is going well! Fingers crossed it will be finished by the weekend!
good luck for the 2nd interview!
BabyBMort at highest - June 2008 - £171,000 - Daily Int 5.9% = £27.64:eek:Offset Mort - Nov 2010 £150,299- Daily Int 3.75% = Nov £15.44Mortgage Jan 2012 - £136,000 - Daily Int 3.75% - £3.100 -
Everything is going so well! Must be the joy of spring :-). Here's hopeing it stays on the up and up - I'll be drinking a toast to your new job!Mini Challenge - Halve 2nd Mortgage by Year EndStarting: £10,000 Currently £8,142.62£3,142.62 to go!0
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Thanks Iris
, you've managed to put a massive smile on my face
.. I have that image now of you trying to untangle your limbs, stuck in my mind
..
Am keeping my fingers crossed for you for a quick, smooth and problem free move to your new house.. Let me know when I can come over and fill up your new wine cellar!:D
Froggy :cool:
Fill up Iris wine cellar? surely thats not as much fun as emptying it! :beer:
Mortgage free - 01/05/2019, mortgage high £200k 20110 -
Hi there, I'm new to this forum but it's interesting reading.
I used to be married to a banker (no, really he was a banker!) so he handled all the financial stuff which frankly I found boring and confusing so I was happy to let him do it. Trouble was we got divorced which meant I lost the cheap mortgage (darn!) and had to get my head round all the boring and confusing financial stuff.
Funny how now I actually quite like it. I have been overpaying my mortgage for around 2.5 years now and have increased the OP from £300 p/m to now £600 as I've got promoted and had a couple of salary hikes as a result. Never thought I'd be that sensible! So now I have knocked off around 3 years from my mortage term and at this rate should pay it off in 7 years 11 months. I have one reasonably small credit card (on 0% interest) left to pay off (which I should do in around 6 months max) and then I can look at increasing the overpayments again.
A tip on how to save some additional money: when my home and contents insurance was due for renewal, my lender (the Halifax) told me it was increasing (by not an insignificant amount) so I told them I was going to move it away from them. During that phone call, the member of staff 'went to check if there was something they could do' and came back with a quote even cheaper than I was then paying. This has happened 2 years in a row so I'm paying less than 2 years ago. That was just easy. Same thing happened with my AA membership. Oh, and my Sky TV subscription. Seems that with some organisations, if you threaten to take business away, they do you a pretty good deal.
Anyway, look forward to reading more interesting news from other members.0 -
Ahoy Fellow MSEeer,
I'm not new to this forum and nothing I have to say proves of interest to anyone or their dog. My main passion is flower arranging but I do maintain a keen interest in the goings on of all things banking (including failed marriages - yes really!). Funny thing happened the other day. I was in the midst of my latest arrangement (violets and posies (- what the hell are posies!? - ed.) when the phone rang and a lovely man from the First National Bank of Nigeria popped me an email. In exchange for me sending him a paltry £100, he has sent me a cheque for £100 million trillion pounds. THIS IS NOT A SCAM - it is real and so easy - my £100 left my account in less than 30 seconds! Anyway - you should contact me for a session in stating the bloody obvious and you too, with my tips on how to contact other such generous African philanthropists, can be richer than you ever thought possible...
Anyway, I look forward to my cheque arriving...Mortgage Free: 28/10/2010Time / Interest Saved: 18.5 years / £61,866.500
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