📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

D'oh! Better get started... I wanna be Mortgage Free!!

1211212214216217333

Comments

  • Froggy-G
    Froggy-G Posts: 2,145 Forumite
    No luck on the viewing.. The place was tiny and no storage at all..The landlady was also trying to dodge council tax on the brand new annexe..
    I am viewing another place tonight.. Let's wait and see..

    Lots of money spent this week.. and credit card bill will land on the doorstep next week..

    On MS front, had a free meal out last night ;)

    Froggy
    Froggy's New Lillypad Fund
    Total so far: £ 10,009.77
  • Froggy-G
    Froggy-G Posts: 2,145 Forumite
    Morning all

    Finally Friday.. Unfortunately very busy weekend ahead.. No rest for the wicked :o

    The viewing last night was pants..The house was lovely..but the room itself is not much bigger than a box room..the landlord was just weird..kind of a guy you know will be on the news soon for having kept his family locked in the cellar for the last 20 years..a bit creepy all in all..I have another viewing tomorrow at 11..

    Have a good day all!

    Froggy
    Froggy's New Lillypad Fund
    Total so far: £ 10,009.77
  • Froggy-G
    Froggy-G Posts: 2,145 Forumite
    Afternoon

    Finally found a new place to live.. Much closer to work and this one is not a house share..
    My application is going through referencing and credit check but hopefully this should not be a problem..

    The move in date should be Tuesday 16th if all goes well..

    I can finally have some peace and quiet in my own place..

    Rent is quite so it will be a real challenge to raise a deposit quickly for a new mortgage.. The deposit and agent fees + a fair few bits and pieces to buy for the new place are likely to wipe out the rest of my savings..

    Hope everybody is well?

    Froggy
    Froggy's New Lillypad Fund
    Total so far: £ 10,009.77
  • Peonie
    Peonie Posts: 1,471 Forumite
    Froggy that was quick. Hopefully the peace and quiet will make the higher rent worth it. Plus think about the fuel (if you drive to work) that you'll be saving.
    Pots: House £6966/£7100, Rainy day Complete, [STRIKE]Sunny day £0/£700[/STRIKE], IVF £2523/£2523, Car up-keep £135/£135, New car £5000/£5000, Holiday £1000/£1000, MFW #16 £2077/£3120
    MFiT3 #86: Reduce mortgage from £146,800 to £125,000
    Mortgage Sept 2014: £135,500, MF Oct 2035 Peak July 2011: £154,000, MF July 2036
  • Froggy-G
    Froggy-G Posts: 2,145 Forumite
    Thats it, I am officially poor..
    I have paid the deposit (1.5 month rent) 1 month rent in advance and the estate agent fee.. It will be VERY tight for the next few months!!

    I have a great meet up to look forward to on the 20th! Can't wait for that day..

    I am moving into my new place on Tuesday.. Meeting the landlord there at 10.30am to get keys, do the inventory and get the utilities readings..

    I have taken Monday, Tuesday & Wednesday off work to get everything done without having to rush too much around..

    Hoping this is the beginning of something good..

    Froggy :D
    Froggy's New Lillypad Fund
    Total so far: £ 10,009.77
  • Here's hoping Froggy - good luck with the move.

    MCI
    Mortgage Free x 1 03.11.2012 - House rented out Feb 2016
    Mortgage No 2: £82, 595.61 (31.08.2019)
    OP's to Date £8500

    Renovation Fund:£511.39;
    Nectar Points Balance: approx £30 (31.08.2019)
  • Radish72
    Radish72 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Fingers crossed for you starting a new happy chapter in your life
    Mortgage Aug 12 £165K, Aug 19 £0
    ISA challenge start 2019 £3000/£1500 (50%)
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Great news Froggy, though surely the meet up should be at your new place :D. Hope all goes well :T.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Froggy-G
    Froggy-G Posts: 2,145 Forumite
    gallygirl wrote: »
    Great news Froggy, though surely the meet up should be at your new place :D. Hope all goes well :T.

    GG

    You know you are always more than welcome at my place, anytime ;)
    Froggy's New Lillypad Fund
    Total so far: £ 10,009.77
  • Froggy-G
    Froggy-G Posts: 2,145 Forumite
    Moving home tomorrow morning :D
    Froggy's New Lillypad Fund
    Total so far: £ 10,009.77
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.4K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.4K Work, Benefits & Business
  • 599.7K Mortgages, Homes & Bills
  • 177.2K Life & Family
  • 258K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.