A Payment A Day - Part 9

Silaqui

Thanks Julie I have made the balance transfer now and chopped up the card so it's not possible any more anyway - well unless I buy online...:p

Just in the process of updating my spreadsheets and things to reflect the new financials, and have also made a PAD of £52.46 to clear the bit of the old balance that I didn't bother tranfering over. So that card is now clear, might just have a bit of residual interest.

Does anyone else have an Egg credit card - I am currently trying to figure out how I will be able to pad to it. I have a monthly direct debit of £150 set to go to them anyway but will pay more than that as always - do Egg take additional payments as extra, or do they take it off the DD amount?

For example, my £150 goes every month - if I pad £10, will they still take the £150 (total payment £160) or will they count it as part of my payment and just take £140 on DD day (total payment £150)

Sorry if that's confusing!!

xx

Paulgonnabedebtfree

Silaqui wrote: »

Thanks Julie I have made the balance transfer now and chopped up the card so it's not possible any more anyway - well unless I buy online...:p

Just in the process of updating my spreadsheets and things to reflect the new financials, and have also made a PAD of £52.46 to clear the bit of the old balance that I didn't bother tranfering over. So that card is now clear, might just have a bit of residual interest.

Does anyone else have an Egg credit card - I am currently trying to figure out how I will be able to pad to it. I have a monthly direct debit of £150 set to go to them anyway but will pay more than that as always - do Egg take additional payments as extra, or do they take it off the DD amount?

For example, my £150 goes every month - if I pad £10, will they still take the £150 (total payment £160) or will they count it as part of my payment and just take £140 on DD day (total payment £150)

Sorry if that's confusing!!

xx

The last time I made an additional payment to Egg, it did not reduce the direct debit amount. I set mine up as a bill payment from my bank account and just send an additional payment when I can. I don't do this at the moment though. This is because I have two rates with Egg. Most of it is an LOB deal. The rest is a 0% deal that is ending very soon. I'm not paying them extra until next year because they are waiting till January 1st to start offsetting extra payments against the higher interest rate.

Silaqui

Cheers Paul, hopefully it will be the same with this one then I like to know that I have a definite payment going, then that I can pay more as and when just in case an emergency crops up.

x

psychopathbabble

I was going to wait until tomorrow but I'll forget so another £12 to my cc please Silaqui. Can I have extra kudos for making 3 lots of pads today?:D:D

Although this will probably be the last of the pads until payday maybe the odd penny or two but that's all.

Flower08

Just £2.32 for me today please.

Utterly fed up today, so going to have a nice long bath and then bed I think!

JayJay14

PAD for me today £1.80 - should have something more to pad with tomorow.

angelicmary85

Evening All!

Pad of £5.00 please Silaqui!

Hope you've all had a fab day! x

boysma

Morning all

25.00 please Silaqui to my ISA today. Havent caught up on all posts yet so will pop in later :A

mooomin

£14.51 for me today thanks to Amazon sales, taking the loan under £540...

boysma

Hi can you add another 5.00 please to cap one cc? Must dash my lift will be calling shortly - bring on the weekend:)