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A Payment A Day - Part 9

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Comments

  • Hi,

    Morning all!

    I forgot to post my pad yesterday so here it is for £10.00.

    polka purpura.
    PAD to date: £1166-22

    Pay off as much as you can #127: £4,600 (£2,300 debt / £2,300 saved)in 2011.£660 / £4,600.(debt paid 28.7%; target 14.3%).

    Sealed pot challenge 1292: £0 (target £600 by 31-12-11)
  • gilligansyle
    gilligansyle Posts: 4,124 Forumite
    I bought a little book the other day to use as a spending diary, I'm keeping it in my bag and I've been writing down all the cash I've been spending:eek::o Quite an eye opener!

    I think its a very scary thing to do, but do it all the time. My friends think its a bit OCD, but then they have no idea how much they spend each week.

    Pad today is a tiny 18p to the slummy jar.

    Plan for the next few days is to work out a 'sort of' budget for staying in hotel, because I can't do my own lunches really, and don't know if there is a fridge in the room. Anything left on Thursday will get PaDded.
    Debts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0



    "The days pass so fast, let's try to make each one better than the last"
  • mswan
    mswan Posts: 433 Forumite
    Part of the Furniture Combo Breaker
    Pad of £5 to Virgin today, not bad for me on a Sunday :D
  • lewis70
    lewis70 Posts: 131 Forumite
    £3.65 . PAD to the pay off the overdraft fund .

    LBM .Aug 2010,Total Debts £11317.59,Overdraft £1805.75, CC1 £3529.59,CC2 £3145.00,Council Tax £1100.00, HMRC £678.00,Friends £960.
    OMG how did that happen :(
    14,Mar 2011,Total Debts £9736,Overdraft £1760, CC1 £3514.,CC2 £3147.,Council Tax £342.00, HMRC £433.,Friends £540.:T
    baby steps paid 14% of debt.:j
  • gemini12
    gemini12 Posts: 391 Forumite
    Another £3..00 towards the O/D/.
  • Silaqui
    Silaqui Posts: 2,778 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi everyone!

    Sorry I've not been posting much just lately, I am still trying to be on the wagon and everything but have lost motivation recently, not so much with moneysaving but just in general. I seem to be just coming home and sitting down and not really doing much, and I'm getting so fed up of myself but still can't be bothered to do anything about it. :mad: Does anyone else get that way? I know I need to snap out of it but I can't find the energy to do it! It's stupid because I know lots of people have far more on their plate than me! I don't know if it's because I've not been very well or what. Somebody tell me to belt up! I think I will have a lazy day today then try and sort my life out (lol love that phrase) tomorrow.

    I have been paid but not padding yet as I want to wait till after the weekend to sort out finances and make sure I know where I stand with it all.

    Just needed a little self indulgent moan really so thanks for listening. *goes back to vegging out like a slob*

    xx
    Ths signature is out of date because I'm too lazy to update it... :o
  • Sassers
    Sassers Posts: 1,303 Forumite
    Part of the Furniture 1,000 Posts Photogenic
    edited 31 October 2010 at 1:45PM
    Afternoon everyone :wave:
    Big dodgy weekend huggles to everyone today, especially those of us that need them (:grouphug:)
    £24 for me today
    Love Sassers x
    Current debt and mortgage: £25, 820.35 Debt/Mortgage at start: £92,598 (27/09/2010)
    DEBT FREE!
  • JayJay14
    JayJay14 Posts: 1,918 Forumite
    Small Sunday PAD for me - 72p to change jar.

    Waiting for my DD's to go out tomorow (and OH's debit card purchases:mad:) to see what I will have left.
  • L-M
    L-M Posts: 202 Forumite
    Hello lovely pad'ers:D

    I hope you don't mind if I join in? I did PAD a while ago and it was great, it made such a difference to my debts, then I stupidly fell off the wagon:o:(

    So I'm going to be ultra commited this time, the only problem I've had is deciding which debt to target first, but I think I've got a plan now:D

    So PAD today is £5 to simply be

    I'm so excited to be getting started:j
  • jwil
    jwil Posts: 22,231 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    gemini12 wrote: »
    Another £3..00 towards the O/D/.

    Welcome to the world of Padding Gemini! If you can make your pads in colour or bold, or large then it is easier for the counter upper. You can do that by clicking on the 'go advanced' button. Well done on your pads for today!

    26p for me today please.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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