A Payment A Day - Part 9

pippo

Haven't managed to get to grips with debt busting or pads for a while!:eek: Although the pad habit has not totally gone! (Please add £276 of undeclared pads Booby) I so know what I should be doing, but had a couple of months thinking what the hell .. I work - thank goodness still in a well paid job but no holiday this year so ..wanna spend!!:eek: and have used ccs!!! I am due to retire in 9 years time.. just worked out need to pad at least £3000 per year -on top of minimum payments, so no debt when I finish work.. doesn't sound too much but... I want/need to get this house sorted too... we live in the past.. ie no double glazing.. need loft conversion ,,, need to declutter big style!
So back again!!!!

pippo

PS EE..
a weight loss of 3lbs to report!

angelicmary85

Evening All!

Pad of £10.00 please Bbooy!

Hope you've all had a fab day! x

saorsie

Apologies for absence all - £16.26 for last 3 days Booby please all heading towards e-bike fund

-s-

no_problem

Hi PADs of 40p to mAdditions tin and 3p to NCF jar.

Total PADs of 43p

SuzySu

Is there room for a little one here??

I'd love to start PADing as I need to get re-motivated on clearing my debts. Not sure what to do though....how do you all know how much to pay off each day. I don't think I'd know how much is left over (if anything) until the end of the month, although I'd love to pay even a little bit every day.

mooomin

SuzySu wrote: »

Is there room for a little one here??

I'd love to start PADing as I need to get re-motivated on clearing my debts. Not sure what to do though....how do you all know how much to pay off each day. I don't think I'd know how much is left over (if anything) until the end of the month, although I'd love to pay even a little bit every day.

Always room for one more *moves over and passes a cuppa over*

I make an online payment every day into my savings account (Can't pay directly into the loan) so that even if it's only £1 it's not going on nonsense I don't need.

Pay pennies into a jar if that helps, the principal of daily payment is the main thing and many of us will testify that it's a brilliant idea that really works

Warning though - once you start PAD you're not allowed to leave :rotfl:

SuzySu

Hi FF......not being allowed to leave suits me just fine I need all the help I can get.

I have online banking so will aim to put something into my Debt Payment account with the firm hope that I don't need to take it out again at the end of the month.

Do I just post on here every day with the amount?

mooomin

SuzySu wrote: »

Hi FF......not being allowed to leave suits me just fine I need all the help I can get.

I have online banking so will aim to put something into my Debt Payment account with the firm hope that I don't need to take it out again at the end of the month.

Do I just post on here every day with the amount?

Yes indeed!

Post your PADs in bold, colour, large font or all of the above

it makes it easier for our counter-upper every month!

newmum1

Hi all,
Just made it quick PAD for me
£25.00 to cc
Had a c*** day today as you can see I owe my brother money and he begun getting a bit nasty and threatening towards me and im not sure what to do, I am paying him bacl slowly but surely I will just try to bump up the payments that I make iunto his account each week. But i will be a full time student come sept and I know that I will really struggle then, its just really got to me as im doing my best I havent eaten all day cos im so stressed out about it.
The £5000 loan is the one which I owe him.