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Clippy is finally being a responsible grown up!
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Sorry to hear the job news, I went through this in 2002 (just after buying house to) and again in 2009. I survived both times and luckily the 2002 epsiode encouraged me pay of all my debts and save for an emergency fund.
I hope you can enjoy your holiday with out this worrying you, I'm sure you willMortgage Aug 12 £165K, Aug 19 £0
ISA challenge start 2019 £3000/£1500 (50%)0 -
thanks, hopefully i will be lucky like you were:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j0
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heating has just come on at its allocated time, feeling rather pleased it has worked as did not come on this morning for some reason!
rang mortgage co to check payment info as they appear to have the wrong bank account down. he has to send me a form to change it so i will get the cash out on friday and pay it in the other account so it is sorted this month. whilst on the phone he was trying to flog insurance. i mentioned i was interested in mppi and he put me through to a guy who said i could still have it as i have not been told i am at risk. i was v honest and gave him all info i had and he said it would be fine as long as i am not told within 60 day period of taking it out. so that is good news :j bad news is it is £29 a month and that just covers mortgage payments! still is better than not having it and if my job is safe i can then switch around later. will do some more research but might go for that.
have magaged to build two of my three nest of tables so plan for tonight is-- build third table
- eat dinner
- go b&q to get hook lock thing for bathroom door
- go to chavsda to get a few bits (despise this shop but next door to b&q)
- set up broadband now phone line is installed
- order travel money
- have bath and wash hair
- bed
:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j0 -
Great news about the Mortgage protection, hopefully t'will never be called upon but defo good to have it in place.
Also just wanted to confess I have wasted the last few minutes googling chavsda to find out more about this new and exciting shopping possibility :doh::rotfl:
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haha bet it was a dissappointment to find out what it was!
feel sick nowshouldnt have eaten chocolate before dinner
:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j0 -
clippy_girl wrote: »heating has just come on at its allocated time, feeling rather pleased it has worked as did not come on this morning for some reason!
Well done :Tclippy_girl wrote: »rang mortgage co to check payment info as they appear to have the wrong bank account down. he has to send me a form to change it so i will get the cash out on friday and pay it in the other account so it is sorted this month. whilst on the phone he was trying to flog insurance. i mentioned i was interested in mppi and he put me through to a guy who said i could still have it as i have not been told i am at risk. i was v honest and gave him all info i had and he said it would be fine as long as i am not told within 60 day period of taking it out. so that is good news :j bad news is it is £29 a month and that just covers mortgage payments! still is better than not having it and if my job is safe i can then switch around later. will do some more research but might go for that.
Here's hoping it's not neededclippy_girl wrote: »go to chavsda to get a few bits (despise this shop but next door to b&q)Also just wanted to confess I have wasted the last few minutes googling chavsda to find out more about this new and exciting shopping possibility :doh::rotfl:
My daughter, the laydee, have brought her up well. Champagne tastes, beer income :rotfl:
A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effortMortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
so done everything except hair. really couldnt be bothered, dry shampoo will do! b&q did not have the lock i needed, they were all proper sturdy ones so i will have to look around
looking forward to painting room at weekend (well not the actual painting but the end result). have already bought ceiling paint, wall paint and glosswill look v nice when its done
:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j0 -
I'm so impressed with all the decorating you are doing
I lived in mine for 8 years before I started decorating - and that was just because its now up for saleMortgage Aug 12 £165K, Aug 19 £0
ISA challenge start 2019 £3000/£1500 (50%)0 -
i have spent so many years in skanky student/shared accom that i want to be able to do it as i want now so it is nice
so busy few days ahead-
thur
dentist :undecided
work
haircut
sort out rest of stuff in room
move bed in middle of room
rant at sky if internet still not working :mad:
fri
work
optitions :undecided
bank to get money out, change address, pick up travel money and pay in cheque
other bank to pay money in, change address
work in evening (yey overtime) :dance:
sat
audit am
paint ceiling
paint at least one coat in my room
sun
paint 2nd coat
paint gloss in my room inc sanding doorframes
sort out holiday list and rest of stuff
list anything needed to buy eg plasters etc... (dont think i need much)
phew :doh::j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j0 -
Crikey - you'll need a holiday after all that :rotfl:A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
Mortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0
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