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Sat/Sun 24th/25th July - What small DFW things have you done today??!
determined_new_ms
Posts: 7,867 Forumite
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:
Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important
:D
Hi everyone :wave: thought someone should start us off on this gorious sunny Saturday
So I just received my companies structure chart and I am definately either the managert or asst manager. Thank god was really nervous because there is 1 manager from another team who is displaced and I was nervous that there was a chance I'd be competing for that. Like Jo said yesterday its a weird thing because I'm so relieved I'm not out of a job but feel a bit guilty for thinking that...
Anyway this weekend:
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:
Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important
Hi everyone :wave: thought someone should start us off on this gorious sunny Saturday
So I just received my companies structure chart and I am definately either the managert or asst manager. Thank god was really nervous because there is 1 manager from another team who is displaced and I was nervous that there was a chance I'd be competing for that. Like Jo said yesterday its a weird thing because I'm so relieved I'm not out of a job but feel a bit guilty for thinking that...
Anyway this weekend:
- [STRIKE]fridge/freezer/cupboards inventory[/STRIKE]
- [STRIKE]meal plan[/STRIKE]
- [STRIKE]go shopping[/STRIKE]
- [STRIKE]check banking & switch some money between accounts[/STRIKE]
- [STRIKE]PAD to loan
[/STRIKE](£5 of the petrol money from colleague I give a lift to work
. next week I will havde £5 from tobacco I sold :j. It seems to be going down very quickly have already overpaid by £40 in the last week!) - [STRIKE]clean bathroom [/STRIKE](maybe lay flooring?) didn't lay floor as didn't have enough, need another pack, nd couldn't face B&Q in my last hours of freedom

- banana bread
- hm bread x 2 oh did one - will do another tomorrow
- [STRIKE]get chicken out of freezer this morning & put in the fridge to defrost for tomorrow[/STRIKE]
- [STRIKE]get chicken breasts & prawns out of freezer for signapore noodles for dinner tonight
[/STRIKE] - car maint- need a new front tire (:( that takes a chunk out of my spending money this month...), clean inside, check oil & water
- plant seeds - lettuce, basil, rocket, corriander
- feed toms
- [STRIKE]not spend too much when we go out today - there's a bungee jump thing at a loacl pub, me, oh & some friends are going to watch for a laugh![/STRIKE]
- [STRIKE]update sig[/STRIKE]
- [STRIKE]clean spare bedroom ready for new student arriving tonight[/STRIKE]
DF as at 30/12/16
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £195
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £195
0
Comments
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Morning Determined - thanks for starting us off.
Had a bit of a mini drama last night - all the power to the sockets went off and the alarm started going bonkers - it turns out after much investigation and faffing (and a midnight call to FIL) that the fridge has died. The fuse has been changed but its not having any of it - it keeps tripping out the whole house. Poo!
So today will be spent sorting that out - hopefully it can be fixed if not its a new one:eek:. The only bright side is that there's not too much left in it as we're coming up to shopping day so not too much waste.
Other than that...- Walk dogs for free exercise - already been to the park for a good run around
- Hoover downstairs (again!)
- Clean conservatory
- One load of washing and dry naturally
- Phone mum using free land line to arrange pick up of sister and drop off of dog
- Sand down manky woodwork in en suite bathroom ready to paint
- All food from stores
- Drop OH off at tram station for his mates stag night:eek:
- Look at paint charts to pick a colour for the hall and stairs
- Clean kitchen thoroughly and behind the fridge (disgraceful!)
- Maybe tidy out one or two kitchen cupboards
- Investigate new fridge prices:mad:
- Stay in tonight and wait for OH to roll in worse for wear
- Check banks
- Do any surveys that come
0 -
Good Morning Everyone,
My jobs for today are:- [STRIKE]Catch up with emails[/STRIKE]
- [STRIKE]Catch up with survey sites[/STRIKE]
- [STRIKE]Have a quick shower[/STRIKE]
- Catch up with the ironing I will do this tomorrow when OH is sleeping
- [STRIKE]Walk the dog[/STRIKE]
- [STRIKE]Feed the cats and dog[/STRIKE]
- Sort out my blogs (I’ve not updated them for months) I've put this in the diary for Monday
- [STRIKE]Sort a menu plan for next week – make a shopping list[/STRIKE]
- [STRIKE]Food Shopping with a list (Note to self – No buying extras[/STRIKE])
- [STRIKE]Check bank account[/STRIKE]
- [STRIKE]Discuss with OH what vegetables we should grow[/STRIKE] Still not too sure what to grow
- [STRIKE]Complete copywriting work[/STRIKE]
- [STRIKE]Sort plan of action for party plan business [/STRIKE] I've started this and will work on it again tomorrow
- [STRIKE]Visit my mum[/STRIKE]
- Spend time with OH and DS OH has decided to spring it on me that he is on duty tonight so will therefore not be able to do this tonight :mad:
- [STRIKE]Order a bread maker from home shopping catalogue[/STRIKE] It is due to arrive on Tusday :j
- Catch up with the laundry – hang outside if it stays dry Got one load done but it started to rain so will do the rest tomorrow (hoping that it will be a dry day)
Aiming to get Debt Free.0 -
Not much for me today SIL is getting married :beer: so I am heading off to meet everybody for 11.30, I think it is going to be a long day.
- Daily Cards
- Hoping for NSD!0 -
Morning everyone,
It's looking like another nice day :j so think we'll go to a park or maybe a long walk with the dog today. Tried my HM bread this morning... from the breadmaker I got from my mum in law as she doesn't use it
. It was ace!!! The only thing is the slices are a bit thick so the loaf won't last very long, think thinner slices will come with practice though I'm hoping. Was so excited yesterday - is that sad?
My list for the weekend: -- couple of loads of washing and line dry
- need to do ironing for next week - back to work on Monday after 2 weeks off

- make HM pizza for tea (have a go at pizza dough in BM)
- tidy house
- check surveys
- check on-line banking and July spend spreadsheet (pay day a week on Thursday)
- have NSD today and tomorrow
- make HM bread
x New starting debt 30/12/2018 £30,164.76:eek:
Revised debt £29,361.70 2.66% paid0 -
nowpanicking wrote: »Tried my HM bread this morning... from the breadmaker I got from my mum in law as she doesn't use it
. It was ace!!! The only thing is the slices are a bit thick so the loaf won't last very long, think thinner slices will come with practice though I'm hoping. Was so excited yesterday - is that sad?
Not at all sad nowpanicking! I loved trying out my bm - still do in fact 9months on! I did sundried tom bread for the first time on Tues and was well excited! Going to try some of the sweet breads next :j
FYI everyone am going to be making loads of posts over the next couple of weeks to get up to my next star! Sorry if I become tedious I will relent after I get it!
DF as at 30/12/16
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £1950 -
Bum!:mad:
Fridge is officially dead - have just ordered a new one that's due to be delivered on Weds - not sure how we'll cope until then without one.
Thought about borrowing my mum's coolbox (we still have a freezer to make the ice packs with) for milk and the essentials - might be better than nothing?
On the plus side - there's no point in going shopping until we have a fridge so we'll have to live off what we have until then - the freezer is packed and the odd bit of veg will be ok out of the fridge.
I suppose people used to live without fridges so it can't be that hard surely?????!!:o0 -
ah the wonders of modern life rachel! You can easily survive till wed, cool box is instead an ingenious solution! also do you have longlife milk? Lasts longer and we leave our out of the fridge all the time! (yay up to 600 posts only 150 to go!!!)DF as at 30/12/16
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £1950 -
Bum!:mad:
Fridge is officially dead - have just ordered a new one that's due to be delivered on Weds - not sure how we'll cope until then without one.
Thought about borrowing my mum's coolbox (we still have a freezer to make the ice packs with) for milk and the essentials - might be better than nothing?
On the plus side - there's no point in going shopping until we have a fridge so we'll have to live off what we have until then - the freezer is packed and the odd bit of veg will be ok out of the fridge.
I suppose people used to live without fridges so it can't be that hard surely?????!!:o
Hiya, my sister didn't have a fridge for a while - she kept her milk in a bucket of cold water, used water tight tubs for cheese etc... might be easier using a coolbox though if you have that option.New starting debt 30/12/2018 £30,164.76:eek:
Revised debt £29,361.70 2.66% paid0 -
Hello all,
There is a loud noise outside and its driving me mad, been going on for ages. Some one is building a patio, might go out if it carries on grrr
I have:
Checked my bank
Emailed people back
Done some comps
Used free texts
Entered received post
I will:
[STRIKE]Watch ITVplayer
Tidy up after OH and cats
Take rubbish out[/STRIKE]
[STRIKE]More comps[/STRIKE]
Possibly go out...NSD
[STRIKE]More comps
Check job sites[/STRIKE]
[STRIKE]Clean oven[/STRIKE]
Hope everyone has a good day!No you're not a vegetarian if you eat any animal or fish, so do not insult genuine veggies by calling yourself one! :mad:
Thanks to everyone who posts competitions. You are the stars of the board :T:j:T0 -
Hi all!!
Well on my way back home from lovely first family holiday in Northumberland. It was wonderful. However, now must get back on bothe the DFW and WW wagon!! This weekend I will:
Washing and line dry (not too bad as normal when back from hold as did a few loads whilst there)
Check banking - got paid 2 KIT days this month which nearly doubled my mat pay! Need to decide what to do with new found wealth!!!
Scout round tomorrow and list some more stuff on eBay
Quick shop at mr t for essentials.
Re look at budget until I return to work and see how much I can pay off last cc
Think that's about all. Have a good weekend everyone x0
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