PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Diary of a first time buyer

12346»

Comments

  • peterae
    peterae Posts: 79 Forumite
    Hi K and N

    Thanks for the comment i am glad that it may be of help to others, i really didn't know what to expect when i started out, heard all sorts of nightmares ect, i think the key thing is to try and keep on top of things, and assume everything can go wrong at each stage and be prepared to react accordingly.

    I hope it goes similarly well on your purchase.

    Oh yeah make sure you plan all your paperless statements in advance and change them to paper.

    Thanks
  • Congratulations - I've been following avidly. Hope to have half your luck!:beer:

    C*F
  • Batchy
    Batchy Posts: 1,632 Forumite
    I should be exchanging tomorrow ... took slightly longer as I wanted it too... but its all good... relatively stress free.

    In the mean time, my mortgage rate come down too, so it was worth the wait!
    Plan
    1) Get most competitive Lifetime Mortgage (Done)
    2) Make healthy savings, spend wisely (Doing)
    3) Ensure healthy pension fund - (Doing)
    4) Ensure house is nice, suitable, safe, and located - (Done)
    5) Keep everyone happy, healthy and entertained (Done, Doing, Going to do)
  • Batchy wrote: »
    I should be exchanging tomorrow ... took slightly longer as I wanted it too... but its all good... relatively stress free.

    In the mean time, my mortgage rate come down too, so it was worth the wait!

    Congrats to you too Batchy - can I ask about the mortgage rate coming down - who is your provider and what's the deal?

    Thanks
    c*F
  • peterae
    peterae Posts: 79 Forumite
    Cheers for the comments.

    That is great news about the rate Batchy congratulations :beer:
  • peterae
    peterae Posts: 79 Forumite
    20th August

    I had a phone call as soon as i got to work from my Solicitor saying we are now the proud owners of the property and completion has been done.:beer:

    4 Weeks and 4 Days from the offer being excepted.

    I cannot leave work until 4pm :mad: but will speedily get to the estate agents as soon as possible :D
  • NyimaR
    NyimaR Posts: 110 Forumite
    Congratulations! Enjoy your new home!
  • peterae
    peterae Posts: 79 Forumite
    NyimaR wrote: »
    Congratulations! Enjoy your new home!

    Thanks NyimaR
  • gabyjane
    gabyjane Posts: 3,541 Forumite
    Congratulations I have been following your thread as very interesting, wish id'e done one!
    Hope the move etc goes well!
  • peterae
    peterae Posts: 79 Forumite
    Cheers Gaby
    :D
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.4K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.