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Category B. Good news!!

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  • philip43
    philip43 Posts: 52 Forumite
    Hintza wrote: »
    Erm yes I think I do. Since I have bought a number of write-offs and brought them back onto the road (albeit all Cat D).



    It's amazing what the boys in the old eastern bloc countries can do to change the identity of a vehicle.

    My point being we have gone from July to November and the car is still not on the road.

    I'm not in any rush. I shall be keeping the car for my own use. I think you're missing the point.
  • Jakg
    Jakg Posts: 2,267 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    philip43 wrote: »
    The insurance company have told you that in the event of a write off claim, they will pay out 20% less than the value of the car. The premium as you say is the same as a car that has not been damaged. I think thats fair enough, don`t you?
    Your joking, right?

    I never quite understood why insurers don't like insuring cat c /d vehicles...
    Nothing I say represents any past, present or future employer.
  • motorguy
    motorguy Posts: 22,611 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    philip43 wrote: »
    I'm not in any rush. I shall be keeping the car for my own use. I think you're missing the point.

    You've a CAT B car in your garage, depreciating even further since July. What point are we missing?
  • philip43
    philip43 Posts: 52 Forumite
    pgilc1 wrote: »
    You've a CAT B car in your garage, depreciating even further since July. What point are we missing?
    I don't think 'we' are missing any point. You are the one who is missing the point. As I stated earlier, I have no intention of selling the car, so therefore, depreciation doesn't come into it. It is a convertible, and shall be in the garage for the most of winter anyway.
  • philip43
    philip43 Posts: 52 Forumite
    Jakg wrote: »
    Your joking, right?

    I never quite understood why insurers don't like insuring cat c /d vehicles...
    Erm, joking about what exactly?
  • philip43
    philip43 Posts: 52 Forumite
    Hintza wrote: »
    Erm yes I think I do. Since I have bought a number of write-offs and brought them back onto the road (albeit all Cat D).



    It's amazing what the boys in the old eastern bloc countries can do to change the identity of a vehicle.

    My point being we have gone from July to November and the car is still not on the road.

    Well, if as you say, you have returned Cat D vehicles back to the road, you will know that they are not subject to a VIC. Are you SURE you know what you're talking about?
  • Hintza
    Hintza Posts: 19,420 Forumite
    10,000 Posts Combo Breaker
    philip43 wrote: »
    Are you SURE you know what you're talking about?

    Have you not read my signature?

    The facts remain the same though, the car is STILL not back on the road after (at least) 4-5 months that we know of.

    We will all be very impressed if you do get in back on the road.
  • pwllbwdr
    pwllbwdr Posts: 443 Forumite
    Part of the Furniture Xmas Saver!
    philip43 wrote: »
    I don't think 'we' are missing any point. You are the one who is missing the point. As I stated earlier, I have no intention of selling the car, so therefore, depreciation doesn't come into it. It is a convertible, and shall be in the garage for the most of winter anyway.

    ... which means you've missed a summer's driving
  • The car will not be put back on the road. You have spent a fortune trying to do so. CAT B's are not legally able to be resold and you would be breaking the law in doing so.

    Unless you get the car regraded to CAT C which you seem to have thrown the toys at doing even though it was likely to work it wont happen.

    I can see you "passing" the VIC after lots of effort and costs to be told that as a CAT B it can't be put back on the road afterall. Why is it you think the law is different for you? I suspect DVLA etc are simply happy to take your money and fob you off rather than deal with you but at no point will they allow the car back on the roads and even if they do it will never be able to be sold or MOT'd/taxed etc without as it will be recorded as CAT B.
  • Jakg
    Jakg Posts: 2,267 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    philip43 wrote: »
    Erm, joking about what exactly?
    That its fair they want the same premium but to devalue the car by 20% in the event of an accident...
    Nothing I say represents any past, present or future employer.
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