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Category B. Good news!!

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philip43
philip43 Posts: 52 Forumite
I hope this is in the right place.

I have recently purchased a category B total loss vehicle. The vehicle was flood damaged in 2006, and the interior required replacing at a cost of £12000. This information was gained from the insurers who paid out on the vehicle. It`s a BMW Z3.

After reading through forums, and doing an HPI check, I discovered that the vehicle had been listed as scrapped, a category B. I was warned that I should not purchase this vehicle by the HPI check.

Not being one to take no for an answer, and having examined the vehicle and found there to be no structural damage, and the car is driving with all safety and operational systems intact, I checked with the DVA, which told me the car has a VIC marker. So, I phoned the DVA this morning, and asked was there ANY reason why a category B car with a VIC certificate, and a current MOT will not be allowed back on the road.

The answer was NO!. If a category B car has a VIC certificate, ( meaning that it is the vehicle it is purporting to be ), and has a current MOT, then there is NO reason why that car cannot go back on the road!!

Let me make this as clear as possible, `cos i`m over the moon actually, If A CATEGORY B CAR HAS A V.I.C. CERTIFICATE TO CONFIRM IT`S IDENTITY, AND AN M.O.T. CERTIFICATE TO CONFIRM IT`S ROADWORTHYNESS, THEN THAT CAR IS ALLOWED TO BE TAXED AND RETURNED TO THE ROAD!

The insurance companies classifications are an industry wide guidance. They are not points of law! The DVA, or DVLNI state quite clearly that Category A, B, or C cars MUST obtain a V.I.C certificate before being returned to road use. Why the insurance companies want us to believe that a category B cannot be returned to road use is anyones guess!!

I really HTH!!!:j
«13456715

Comments

  • Exemplar
    Exemplar Posts: 1,610 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Great, happy for you.....

    Shame its a Z3.....
    'Just because its on the internet don't believe it 100%'. Abraham Lincoln.

    I have opinions, you have opinions. All of our opinions are valid whether they are based on fact or feeling. Respect other peoples opinions, stop forcing your opinions on other people and the world will be a happier place.
  • Rolandtheroadie
    Rolandtheroadie Posts: 5,102 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Joe public still couldnt go into a salvage auction and buy one though.
  • motorguy
    motorguy Posts: 22,611 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    philip43 wrote: »
    I hope this is in the right place.

    I have recently purchased a category B total loss vehicle. The vehicle was flood damaged in 2006, and the interior required replacing at a cost of £12000. This information was gained from the insurers who paid out on the vehicle. It`s a BMW Z3.

    After reading through forums, and doing an HPI check, I discovered that the vehicle had been listed as scrapped, a category B. I was warned that I should not purchase this vehicle by the HPI check.

    Not being one to take no for an answer, and having examined the vehicle and found there to be no structural damage, and the car is driving with all safety and operational systems intact, I checked with the DVA, which told me the car has a VIC marker. So, I phoned the DVA this morning, and asked was there ANY reason why a category B car with a VIC certificate, and a current MOT will not be allowed back on the road.

    The answer was NO!. If a category B car has a VIC certificate, ( meaning that it is the vehicle it is purporting to be ), and has a current MOT, then there is NO reason why that car cannot go back on the road!!

    Let me make this as clear as possible, `cos i`m over the moon actually, If A CATEGORY B CAR HAS A V.I.C. CERTIFICATE TO CONFIRM IT`S IDENTITY, AND AN M.O.T. CERTIFICATE TO CONFIRM IT`S ROADWORTHYNESS, THEN THAT CAR IS ALLOWED TO BE TAXED AND RETURNED TO THE ROAD!

    The insurance companies classifications are an industry wide guidance. They are not points of law! The DVA, or DVLNI state quite clearly that Category A, B, or C cars MUST obtain a V.I.C certificate before being returned to road use. Why the insurance companies want us to believe that a category B cannot be returned to road use is anyones guess!!

    I really HTH!!!:j

    If the car was a Cat B Total Loss in 2006, where has it been since then?

    It does sound like you've went to an awful of trouble for a car they stopped making 7 years ago?
  • philip43
    philip43 Posts: 52 Forumite
    pgilc1 wrote: »
    If the car was a Cat B Total Loss in 2006, where has it been since then?

    It does sound like you've went to an awful of trouble for a car they stopped making 7 years ago?
    It was garaged. Perhaps I did go to a lot of trouble, but that wasn`t the point I was trying to make.
  • philip43
    philip43 Posts: 52 Forumite
    alcot33uk wrote: »
    Great, happy for you.....

    Shame its a Z3.....
    The type of car is irrelevant. Read the post, but perhaps you should take the green glasses off first....
  • Hintza
    Hintza Posts: 19,420 Forumite
    10,000 Posts Combo Breaker
    I wonder if anyone will insure it?
  • forgotmyname
    forgotmyname Posts: 32,928 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Category B flood damaged cars whould not be on the road, Looks like someone make a ****up.

    Expect the examiners to pop round one day.
    Censorship Reigns Supreme in Troll City...

  • loofer
    loofer Posts: 565 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    philip43 wrote: »
    I hope this is in the right place.

    I have recently purchased a category B total loss vehicle. The vehicle was flood damaged in 2006, and the interior required replacing at a cost of £12000. This information was gained from the insurers who paid out on the vehicle. It`s a BMW Z3.

    After reading through forums, and doing an HPI check, I discovered that the vehicle had been listed as scrapped, a category B. I was warned that I should not purchase this vehicle by the HPI check.

    Not being one to take no for an answer, and having examined the vehicle and found there to be no structural damage, and the car is driving with all safety and operational systems intact, I checked with the DVA, which told me the car has a VIC marker. So, I phoned the DVA this morning, and asked was there ANY reason why a category B car with a VIC certificate, and a current MOT will not be allowed back on the road.

    The answer was NO!. If a category B car has a VIC certificate, ( meaning that it is the vehicle it is purporting to be ), and has a current MOT, then there is NO reason why that car cannot go back on the road!!

    Let me make this as clear as possible, `cos i`m over the moon actually, If A CATEGORY B CAR HAS A V.I.C. CERTIFICATE TO CONFIRM IT`S IDENTITY, AND AN M.O.T. CERTIFICATE TO CONFIRM IT`S ROADWORTHYNESS, THEN THAT CAR IS ALLOWED TO BE TAXED AND RETURNED TO THE ROAD!

    The insurance companies classifications are an industry wide guidance. They are not points of law! The DVA, or DVLNI state quite clearly that Category A, B, or C cars MUST obtain a V.I.C certificate before being returned to road use. Why the insurance companies want us to believe that a category B cannot be returned to road use is anyones guess!!

    I really HTH!!!:j

    I'd still be a bit sceptical untill you have it on the road with documentation (V5 and VIC). Did you get it in writing from DVLA?

    As with all companies, you only have to get through to the wrong person on the phone and you get wrong info.
  • philip43 wrote: »
    The type of car is irrelevant. Read the post, but perhaps you should take the green glasses off first....
    Is he a Celtic fan?
  • philip43
    philip43 Posts: 52 Forumite
    Category B flood damaged cars whould not be on the road, Looks like someone make a ****up.

    Expect the examiners to pop round one day.
    I can assure you, they`ll be more than welcome!!

    I spoke with the insurance company and told them that I would quite happily pay for an independent examiner to inspect the car, as long as they would re-categorise the car to cat C. if he deemed it to be cat C.

    Needless to say they declined my polite offer.
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