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SAt/Sun 17th/18th July - What small DFW things have you done today?!
determined_new_ms
Posts: 7,867 Forumite
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:
Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important
:D
Morning DFWers! :wave: was up with the larks! finally gave up trying to get back to sleep at 6.30 :eek: that's what you get for having a job where u have to get up at 6am!
Happy weekend everyone - so nice to just do things at a slower pace
so this weekend I intend to:
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:
Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important
Morning DFWers! :wave: was up with the larks! finally gave up trying to get back to sleep at 6.30 :eek: that's what you get for having a job where u have to get up at 6am!
Happy weekend everyone - so nice to just do things at a slower pace
so this weekend I intend to:
- [STRIKE]weekly meal plan[/STRIKE]
- [STRIKE]shopping[/STRIKE] OMG spent £76.38 :eek: however got lots of bits reduced (mainly veg but some meat) bogof (2x ground coffee £3.56 or 4x for £4 etc in Lidl) on loads of stuff I use throught the month (new things added to list see below 2 points)
- [STRIKE]update sig[/STRIKE]
- [STRIKE]chop veg & freeze[/STRIKE]
- [STRIKE]make pot & leek soup with reduced veg and find some space in the freezer for it fo lunches next week
[/STRIKE] I should have done it on the night I got it
that's 10p down the drain literally... - gi[STRIKE]ve chicken risotto a bash (never made before) with reduced veg, leftover chicken that I froze on wed as I realised it wasn't going to be eaten
[/STRIKE] omg so good :T - [STRIKE]make banana bread[/STRIKE]
- make hob nobs no golden syrup...
- hm bread - going to try a recipe other that "bog standard"! postpone this because have things that need to be eaten up in the next 2 days and don't want to divert ppl attention from them

- play tennis with oh
- [STRIKE]go for a walk[/STRIKE]
- [STRIKE]visit ex-mil[/STRIKE]
- meet up with best friend who is done from london for a coffee

- [STRIKE]make the most of being on call so cannot go out and spend money
[/STRIKE] - [STRIKE]hc & line dry[/STRIKE]
- make pizza bases & freeze for quick meals in the week
have to postpone this until mid week as freezer is too full! - [STRIKE]contact another friend & make a plan to get together next week (free mins)[/STRIKE] meeting tomorrow for coffee

- convince oh to do some touch ups in the hallway with me(emollusion touch ups on wall/clean banisters)
- have a NSD didn't make this
DF as at 30/12/16
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £195
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £195
0
Comments
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Hello!
Today, I will:
-go to my second job
-have a shower
-do some ironing
-go shopping
-check MOT on my car, it's about due0 -
Morning all,
Today I will:
[STRIKE]Check emails
Check jobs
Do some comps
Use free mins to ring my nan[/STRIKE]
Possibly go and see my mum - relatives are going who I cant stand so will text instead
Try to look on company website for info for interview on Tuesday - on list for next few days as well.
[STRIKE]Check bank
Tidy up after cats and OH
Take rubbish out
Clean oven - done hob[/STRIKE]
Hope everyone has a good day!No you're not a vegetarian if you eat any animal or fish, so do not insult genuine veggies by calling yourself one! :mad:
Thanks to everyone who posts competitions. You are the stars of the board :T:j:T0 -
Mornign all sorry been a bit remiss since holiday and then my friends came to stay - hey ho here I am now
DNM thanks for starting the thread 
Today
CHeck electric as the bill they've sent says 658 and I think its wrong
Banks to check
Pick myself some flowers from the garden instead of buying some
Look into the cost of a cover for a *free* polytunnel I've been offered
Take rented dvd back and pick up keys from ferry office as OH took my car keys today (thankfully I have a spare)
Go to charityshops
Figure out what to do today - its a bit squally so not sure I'll get out in the garden
Water and feed tomatoes and chillis/peppers - and freeze any tomatoes that are ripe whole
got a stash in the freezer now for making sauces
Feed hens
Feed birds
Do some hoovering
Tidy bedroom
Sort fridge/freezer out - my pals went fishing and left me a load of fish, cheese and also bits and bobs if I don't sort out willl go off
Call kids
Sort out phone bill for ohter house - cancel the free international calls and tell them to stop the broadband after the end of august
recycle some coffee
unpack a box even if its just one
be nice to self today - there's no one here and the kids are away for another month (sounds blissful, but in actual fact its a bit carp)
Walk doggie
Call/text a chum
Relist amazon stuff
Look at ebaying some cuttings I've got (150 nepeta cuttings)
Sure there is lots more to do but can't think straight yet need more coffeeTotal debt 26/4/18 <£1925 we were getting there. :beer:
Total debt as of 28/4/19 £7867.38:eek:
minus 112.06 = £7755.32:money:
:money:Sleeves up folks.:money:0 -
Morning:D
a quick list for me as I have an appointment with the hoover
Hoovering
check online banking
sausages for toad in the hole from freezer, veg from lottie
give bathrooms a wipe
print some work bits off
post letter
a few bits and bobs from lidl
entertain milMy finances are work in progress.Normal veiwing will resume shortly0 -
be nice to self today - there's no one here and the kids are away for another month (sounds blissful, but in actual fact its a bit carp)
Know what you mean fay, my DD has only been away a week and is coming home tomorrow but miss her like mad! Don't know what to do with myself!
Today I might...:
- [STRIKE]Check banking / CC's[/STRIKE]
- [STRIKE]Might gander to the shops to buy upstand[/STRIKE] to finish off kitchen - bought it, end bits currently sticking in place, will leave overnight to dry, dont have straight walls here so lots of pressure applied!
- Might look at paints in Homebase to decorate DD's bedroom, it's still babyish and she's 2 1/2 now and more like a teenager
- [STRIKE]Might meet friend for cuppa later[/STRIKE]
- Catch up with friends on FB
- Shower and get dressed in a minute
- Tidy garden, take males off courgette plants, try to reattach roses to front porch after the wind tore them off
- Going out with friend later into town for a few bevvy's. Should be fun!
JxNothing to report as yet...give me a minute...!0 -
Morning all. Feeling low today so not sure yet how the day will go.
I came home from work yesterday with a gap of 45 minutes to get showered, changed and ready to go out with DH. (Work had paid for us all to go to a picnic/concert) When I walked in the door I nearly cried - DH had done NOTHING all day, the house was an absolute tip and hadn't even started to get ready to go out. I feel like going out for the day and leaving him to it, but I know it'll be the same, or probably worse, when I get home. Ah well, such is life...:(
So far today:- checked banking - still no PPI payment
- checked for surveys
- fed the chickens and let them out to play
- paid CC bill
- deliberated on my day ahead
- have an NSD (Debt payments don't count!)
- bake some biscuits and bread
- go to allotment to continue weeding
- blitz the house :mad: :mad: :mad:
Making magic with fabricLight travels faster than sound. This is why some people appear bright until you hear them speak.0 -
Hi everyone, hope your all OK, still think about you guys despite not posting much.
Today i will or have
- go to library with DS, renew his books and borrow a DVD for him
- get mirror for free toy story lego for him
- helping a friends this afternoon, she is coming here so will save me spending money when out
- might do a quick clean up of house, then again, I might not
- if I get time, I might work on my craft project
- sort out paperwork needed to reclaim back some costs, which hopefully I can do monday0 -
Fay (welcome back have missed ur impossibly long lists
) & josiejosiebabie wrote: »Know what you mean fay, my DD has only been away a week and is coming home tomorrow but miss her like mad! Don't know what to do with myself!
I have long known that I am the founding member of the bad mother's club
but I feel exactly the opposite when my two aren't around. Guess it comes with having a rough time through their teens - but its bliss for me when they are staying away
:rotfl:
Stitching - poor show! Best you sit him down and have a "chat" today xDF as at 30/12/16
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £1950 -
Hey DNM waves back - I do subscribe to the bad mothers club too - but 42 days of kids away is a bit random - my pal came with her three boys (two teenagers) and my word the rate at which one of them is always on his mobile texting - I'd be driven demented.
My list isnt too bad today
honest
Just slowly getting back into the swing of things
Banks checked and not too scary - must pay more off CC's - need another cuppa first thoughTotal debt 26/4/18 <£1925 we were getting there. :beer:
Total debt as of 28/4/19 £7867.38:eek:
minus 112.06 = £7755.32:money:
:money:Sleeves up folks.:money:0 -
Hi everyone. Today I:
1) Walked to the shopping centre to collect free Toy Story lego.
2) Got bus back and discovered that T was free as they have changed the threshold to 7. Yay!
3) Bought deodorant for OH using Boots points.
4) Bought a lovely shirt for T from the charity shop.
5) Got some books out of the library.
6) Went to Adventure Wonderland using our season ticket. The Mad Hatter was having a tea party so T got lots of free sarnies and cake.
7) Bought whoopsied salads at the supermarket for dinner.
8) Won a scout leader shirt on ebay for B, for £5.50. The local shop are charging more than £25 for a shirt!:eek: I'm baulking at paying £5.50 let alone £25!
Wine and a DVD tonight - Girl with the Dragon Tattoo.
Hope you all have a funky night whether you are off down the disco or cosying up at home, L x0
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