Ladies & Gentlemen, please fasten your seatbelts ...

Februarycat

Good news for you BB and great you have found your long lost friend too.

tigzem

Glad you finally got the money from ex and well done on the mortgage front... xx

savingmore

benbenandme wrote: »

My aim is to down to £32k by the end of 2010 and then I need to look carefully at it. Basically the ultimate aim is to be at zero by my 40th (August 2013), however this will only be theoretical as I will get a penalty if I actually pay it all off before the 5 yr fix is up (2014), so as long as I can balance the mortgage against my savings then that is good enough for me and I will actually clear it once I am allowed.

I will set goals at the end of his year but I reckon it will be something like;

end of 2010: £32k
end of 2011: £22k
end of 2012: £12k
July 2013: £5k
August 2013: £0 (isa's = approx £5k)

wow that is a great goal to aim for.....shows the power of putting every penny against a mortgage..:rotfl:so glad your summer is ending on such positive notes

benbenandme

Evening all, a good day back today, dinner at mums and now am tucked up in bed with the lappie

Good news; the new cable arrived today:D ... not so good news; it only works at certain angles, I think its the laptop thats got a dodgy connection not the cable

Best bit about being back at school today is that it has been a nsd :T

benbenandme

Woohoo, sold an item on ebay tonight for £16 :beer: and also got my £5 interest on my Halifax account, so another £21 into the pot

LouiseJ

BB, which calculator do you use that shows you when you are knocking months off the mortgage?

It seems a really good motivator to see the months dropping off. I use the whats the cost one but I dont think it does that?

Excellent news on the maintenance and your extra bits and bobs:)

benbenandme

Louise I use one that someone on here sent me, it is an excel spreadsheet and its fab I will try and pm you with it but I'm not very technical

Just picked up 2 mystery shops for tonight, £8 each :beer:
Spends today = £1.25 on a birthday card.

benbenandme

£18 profit from a matched bet

benbenandme

2 mystery shops are done so thats another £16 into the pot :beer: I did spend £11 on bits while I was out but it was all stuff I needed.

Just had dinner and am now in bed with the laptop, am shattered again tonight, being back at work doesn't agree with me

benbenandme

Morning all Well this morning I weighed myself and the scales have gone back up to 11 stone :eek: :eek: Tbh I knew it was there or thereabouts as my clothes are getting tighter again. So, I have been for a nice walk, done 9000 steps already today and then had a breakfast of special k with natural yoghurt and mixed berries / melon

Now that I'm back at work I should hopefully find it easier to stick to my old pattern of eating / walking again. Yesterday I thought I had hardly walked anywhere but when I measured it I had done over 9000 steps so not too bad. I need to be doing 10,000+ every day

The rest of today involves posting an ebay parcel, doing a mystery shop, food shopping and a night out tonight Off now for a shower.