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Ladies & Gentlemen, please fasten your seatbelts ...

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Comments

  • benbenandme
    benbenandme Posts: 12,372 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Thankyou LouiseJ, and thankyou for the chat on f/b the other night, it really helped, sorry for ranting away!

    Thankyou too Elliemarie, its nice to think I've helped someone else along the way with all my mundane ramblings :D
    Mortgage Total: £50,720/ £75,000
    Mortgage Overpayments Pot £1587
  • benbenandme
    benbenandme Posts: 12,372 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    So, back to the matter in hand, which of course is staying on track financially and moving ahead with my longer term goals. My aims for this year were to reduce my mortgage by £10k and to move house. Well, as I said before there has been a rather major detour on the route and those plans are now very much up in the air. I still can't say toomuch about whats happened, but basically it involves my ex, money and the police :eek: The knock on effects of this financially for me mean that (a) my maintenance is potentially about to stop or at least be severely reduced and (b) the moving house idea has been shelved due to a lack of interest from buyers but mainly the effect this would all have on any mortgage application as my total income will be going down :(:(

    However, onwards and upwarsd and all that ... I am in the process of sorting out my budget, which I am doing by assuming my maintenance is stopping and then anything that does come my way from there will be a bonus. Hopefully by tomorrow I'll be able to post my new budget and maybe then I will have thought some more about my adjusted plans for the rest of this year :o
    Mortgage Total: £50,720/ £75,000
    Mortgage Overpayments Pot £1587
  • Ellidee
    Ellidee Posts: 6,216 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Happy new diary honey - loads of support here for you. XX
    Nothing is so fatiguing as the eternal hanging on of an uncompleted task. William James
  • savingmore
    savingmore Posts: 661 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    there is no way your diaries are dull, hence why you have such faithful followers and alot of lurkers, you inspire many includng moi.
    have subscribed and i am sure your mojo will be back real soon, sounds like a cunning plan to go easy until the holidays and make a new plan for then... eeks to what is going on:eek: in your life but remember you have knocked 13 years off your mortgage which is a huge acheivement
  • WelshSaver
    WelshSaver Posts: 322 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Happy New Diary BB, I'll be lurking daily with the odd post here and there. I am sure everything will turn out ok in the end, but here's an extra good luck hug to help you on your way. :grouphug:
    Make £10 a day challenge - January 2023 = £292.89/£310 - Feb 2023 = £677.09/280 - March 2023 = £102.45/£310 - April = £300.12/300 - May 2023 = £306.80/£310 - June = £245.88/£150 - July = £295.45/£310 - August 2023 £51.56/£310
  • No numpty ex could bring you down for long Benben, I have read your diaries and your attitude to money, life and ESPECIALLY your son will mean that you will always get back on track and that success will always be the sweetest revenge you can give that numpty ex...

    Take care
    KM x
  • benbenandme
    benbenandme Posts: 12,372 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Thankyou all, I do want to get back on track, I utterly hate the way that a person I have absolutely no respect for whatsoever can still cause so much disruption to my life and so much stress and worry :o There is one major part of the mess that I'm waiting to be sorted and once thats cleared up then hopefully I can plough on and make some headway with whatever the new situation will be. Once that bits sorted too then I know I'll get my mojo back and be a happier benben again ;)
    Mortgage Total: £50,720/ £75,000
    Mortgage Overpayments Pot £1587
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    I sense some ar£e kicking is gonna happen ... Pulls up a ring side seat ... Go girl we've got your back
  • benbenandme
    benbenandme Posts: 12,372 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Morning all :) Nothing new in the banking, was expecting some maintenance today but nothing to report so far ... its coming via the csa now so may take a bit longer.

    I must book in the mot for the car today, really hoping it passes, could really do without added expense there :o

    Today I will need to grab some lunch at work but other than that am hoping not to spend anything else. Mum is babysitting ds tonight as I'm off out with workmates for the night :D
    Mortgage Total: £50,720/ £75,000
    Mortgage Overpayments Pot £1587
  • Hellooo benben.
    Will be subscribing to this 1. Have lurked on the other 1 but will hopefully comment on this 1!
    Good luck!
    Back with a new name as too many eyes are looking at me! :eek:
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