Ladies & Gentlemen, please fasten your seatbelts ...

savingmore

so sorry about button.....

congrats on getting another month off the mortgage, but i do think you should keep all the £175 to treat yourself and may be buy lovely clothes when you get to target...birthday money should be about treating yourself, especially after the carp time you have had recently.....
anyway...hope DS isn't too upset about button...go your grandad!!!!:D

benbenandme

Woohoo, day one of shred is done Am knackered !!!!

savingmore

well done, i was meant to start today but just too tired....am hoping to start tomorrow......i was much more motivated when i bought it, but i am determined to lose wobbly bits on legs!

benbenandme

and as a nice birthday treat and a reward for doing shred my unimate has just appeared online for a birthday chat :j

Kittikins

Happy Birthday (just!) BB, sounds like you've had a great day (with the exception of your poor GP )

Buffythedebtslayer

Really sorry about Button xxx

good for you on the chatting and I am starting shred tomorrow. Sod it I wasn't meant to type that!

xxx

benbenandme

Morning all, day 2 of shred completed :j I actually didn't ache as much as I expected to this morning so thought it was best to get it over and done with and then we can get on with the day

benbenandme

Tax credits have gone in today, and I've rejiggled things slightly; my plan was to put all of it into the mortgage pot and then when/if I get my maintenace this month to use that to fill the old mortgage pot and then the rest goes into the new pot. However, as there is no certainty of getting that money I am instead going to fill the old mortgage pot first with tax credits money and then the remainder of that and any maintenace I may get will get put in when I receive it

This means that of todays tax credits money £242 goes into the old pot which means thats back where it should be, and the remaining £196 goes into the new pot, obviously if I need to get to it I can still but hopefully once its in there then psychologially I won't want to touch it

benbenandme

Woohoo, thats another month gone :j :j Heading for 2020 ....

benbenandme

Just realised I added up the tax credits money wrongly; I should have put £242 into the old mortgage pot and £243 into the new one ... off to adjust signature accordingly