The 18k Challenge

leon103

DontDoDebtKids wrote:

Hi all,

I've been doing a fair bit of sorting and have discovered that I was charged £30 by First Direct for going overdrawn on my account several years ago.

Should I simply ask them for it back or should I do the whole sheabang with the process on the reclaiming charges threads?

I am all new to this "Getting your charges back". I have only once been charged by my bank and that was only £10.

But was speaking to my OH about this last night and she said she has been charged £125 a couple of times by HSBC for going overdrawn.

My goal today is to research how to get this back. If anyone can advice on the best threads to read it will save a lot of time

Mirtos

leon103 wrote:

I am all new to this "Getting your charges back". I have only once been charged by my bank and that was only £10.

But was speaking to my OH about this last night and she said she has been charged £125 a couple of times by HSBC for going overdrawn.

My goal today is to research how to get this back. If anyone can advice on the best threads to read it will save a lot of time

Start with Martin's 'Claiming back bank charges' article. All the links and info you need are there.

leon103

Mirtos wrote:

Start with Martin's 'Claiming back bank charges' article. All the links and info you need are there.

Thanks. Just read up now and its seems easier than I thought.

Got the OH printed off all her old statements now

Mirtos

HAS ANYONE SEEN SMILERMONKEY? Doesn't seem to be posting much of late, and I just wondered if s/he was still in the 18k challenge? Anyone know?

becsxxx

Mirtos wrote:

HAS ANYONE SEEN SMILERMONKEY? Doesn't seem to be posting much of late, and I just wondered if s/he was still in the 18k challenge? Anyone know?

Haven't seen little L for a while either??

Mirtos

Right, I shall post a new thread to catch their attention.....

becsxxx

Mirtos wrote:

Right, I shall post a new thread to catch their attention.....

ha ha ha ha :rotfl:

love it:T :T :T

LittleL_4

Hi guys i'm here :wave: I'm sorry I was on holiday last week and I've been getting a few things sorted but I'm back and I'm in debt free mode...

I wasn't really posting that often because I was unsure about me being on a DMP. But I've thought what the heck, it all works the same at the end of the day.

So here's my plan -
Today I'm making a wall chart and I will update it every day including my earnings, expenses etc.

I'm also feeling alot better after my sunny break so I'm going into work as often as i can. I'm with a nursing agency so the more i work the more I earn (how obvious) but my earning potential is high so I'm gonna go for it.

I want to have £3000 in savings before christmas!!!! I'm so determined....

I'm also in the throws of getting my wedding stationery website up and running. This is costing £500 but I can pay it in 2 installments. This will cost me £20 in maintenance a month. Hopefully it'll be worth it.

I'm also gonna sell my new range (still to do) of handmade cards to retailers come the new year. I think they'll do well so fingers crossed xxxxx

So that's where I am at the mo. I'm still in this challenge and quite excited about it all.

Good luck everyone you're all fab!

Little L
x

Mirtos

Welcome back little L! looks like you're well on track!xxx

leon103

Welcome Back LL

Good luck with the business.

Let us know the address I got a few friends having weddings in the next year and put it too them.