GGGRRRRR Morecroft THUGS - hear the wrath of Mike St Helens.... after a night shift !

Mike_St_Helens

Recieved a letter from my mates at Moorecroft today, As you know I have stopped paying creditors as we are saving for bankruptcy. I though I was doing them a favour in letting them know, being polite and communicative with them.

Me : Good Afternoon, sorry to bother you, regarding this account, it is really just to inform you that I am filing for Bankruptcy next monh.

Moorecroft : Ill send this account for legal action if you dont pay anything now.

Me : It cant get any worse than Bankruptcy, I am filing next month so its just to let you know.

Moorecroft : You must pay something, or I will send this account for legal action.

Me : Ok, whatever you like, you will hear next month no doubt from the OR.

Moorecroft : Ok then, ill pass this account for legal action as you are not paying.

Me: GGRRRR - Had to hang up.


Was he a FU***ng Monkey, a parrot or just stupid, why o why did he have to keep saying that cr4p, do they not realise that you are at the end of your fu***ng theather anyway, you are worried to death, you dont fu**ng sleep. for gods sake give me some strength.

Sorry about this rant, my language is attrocious. I feel like ive just been battered. HATE THEM !!!:mad: :mad: :mad: :mad: :mad: :mad:

DontDoDebtKids

They're quite blatently trying to scare you into paying them!

You're quite right, of course - there's no need for it.

I suppose they're only doing their job.

Broken_hearted

I wouldn't let it worry you as you will have the last laugh. Just ignor them from now on.

Emmzi

I do enjoy your posts Mike :-)

Never mind. Weekend DFW party is only 3 days away!

rog2

DontDoDebtKids wrote:

I suppose they're only doing their job.

I don't really accept this as an argument, sorry. In my opinion it is reasonable to expect that somebody in that position should be sufficiently trained so as to be aware of the implications of bankruptcy on the debt.
To use untrained people, in this situation, is totally un-proffessional:mad:

Good luck Mike!

Mike_St_Helens

Emmzi wrote:

I do enjoy your posts Mike :-)

Never mind. Weekend DFW party is only 3 days away!

YAY... I think I need a mid week DFW drink after that.. Do you know I had to go out and get a lotto ticket I was that angry. Im glad im off for 5 days now.


Grrr... still rumbling !

Let_Robinson_Sing

I work for a DCA in my opinion I dont think what the guy at Moorcroft was correct, What he should have done is said "ok Are you able to make a token payment or goodwill payment?" if the answer is no he should have said "I can hold this account for 14 days but after that we will make another request for a token payment if the situation is still the same I will hold it for another 14 days, once you have filed for bankruptcy just make sure to contact us to provide your bankruptcy details"

thats all the representative of Moorcroft had to do

rog2

Let_Robinson_Sing wrote:

I work for a DCA in my opinion I dont think what the guy at Moorcroft was correct, What he should have done is said "ok Are you able to make a token payment or goodwill payment?" if the answer is no he should have said "I can hold this account for 14 days but after that we will make another request for a token payment if the situation is still the same I will hold it for another 14 days, once you have filed for bankruptcy just make sure to contact us to provide your bankruptcy details"

thats all the representative of Moorcroft had to do

I appreciate that you work for a DCA (please do not call me:rolleyes: ) but I have NEVER had a call, from ANY DCA in which the caller has conducted him/herself in a manner remotely approaching what you describe:mad: :mad: :mad:

Mike_St_Helens

Let_Robinson_Sing wrote:

I work for a DCA in my opinion I dont think what the guy at Moorcroft was correct, What he should have done is said "ok Are you able to make a token payment or goodwill payment?" if the answer is no he should have said "I can hold this account for 14 days but after that we will make another request for a token payment if the situation is still the same I will hold it for another 14 days, once you have filed for bankruptcy just make sure to contact us to provide your bankruptcy details"

thats all the representative of Moorcroft had to do

What he should have said and what he did say are 2 very different things.

Infact, what a lot - the majority and im sure a lot of people here will agree, Most DCA's are bullies and intimidate very vunerable people. However I know there is a job to be done and I know they get a lot of stick. Possibly the industry needs regulating much more harshly, like the banks themselves.

Must say, your brave in saying you work with DCA's here.... Good on you, you can try 'mould' the industry into the service that it should be.

bluezone

I think they aare all trained as robots. Barclaycard tried the same with me. I knew the OR had faxed them the day after me going bankrupt but I'm still getting the bills through and phonecalls asking me to make a payment! When I answer the calls telling them they have been informed they know nothing about it and ask for some payment. In the end I too just put the phone down!

justheclothesonmyback

sorry to hear you're having a bad time, mike.