Hypno's reminder that she is doing ok, actually!

taxi73

I don't use any CCS at all Macgirl...can't spend what I don't have with a debit card and it goes out of the bank as I spend it so know where I'm up to...but extra money in vouchers is extra money but don't know whether I can be bothered...doesn't that sound awful asI spend a lot of money every year on repairs petrol etc.I did have american express but just got rid of it earlier in the year.Theres quite a few MSE things I don't do that I could to bring in money..must look into stuff really

macgirl

Yes, my MiL is retired and is not in debt - though did get saddled with a lot and got herself out of it. She is one formidable lady.
But I thought with you using Asda fuel anyway, it might save you a few bob......

taxi73

It is worth a look into..you are right x

hypno06

Morning all - laptop is on a go-slow, so v frustrating this morning......banking is done, showing £11.32 from Amazon in, but nothing else to report. Scratches are taking forever!

JAMIEDODGER

morning hypno!

Just read your signature, which amount is the one which will get you DF (apart from the mortgage)? Just being nosey:D

Pippajo

Morning, I got £35 in vouchers this time as picked out some deals, not sure what to do as DS doesnt like theme parks, may go for food as he does like that!

We seem to have some bad bugs in Lincs as the Dr's saw 7 people in 1 day with infected bites. Antibiotics worked at first, then went out on long day and forgot to take them. 1 day off them and its worse than ever, going to ring them later and get another appointment and try something stronger.

DH is ready to get on shredding and also talking about going to gym just a mile away, been trying to get him into anything for ages and now its me thats stopping it all. He won't go on his own.

hypno06

JAMIEDODGER wrote: »

morning hypno!

Just read your signature, which amount is the one which will get you DF (apart from the mortgage)? Just being nosey:D

The figure that is just over £8k at the moment, is the one that I am working towards.

Pippa, hope the bite gets better soon, you obviously have some very nasty bugs round your way!

Right, off to work before I make myself late!

se999

On the credit card debate, we're fans of the cashback cards, we have the balances automatically paid in full from the current a/c, so no chance of incurring interest on the card, and it's very nice once a year to get the 1% or 1.5% of spends back on each card, we use it for nearly everything, we have a couple of different cards, as some places don't take all cards. But we do have tight budget control/monitoring, so we do keep a careful check on spends. Taxi, with these you could buy your diesel etc anywhere.

I've looked into the Tesco credit card, but getting the cash you can spend anywhere works better for us. We were saving clubcard points for a holiday, but then they stopped the deal with that company

Pippajo - I thought I was bad with bites, but missed the infections, admittedly I had a really nasty one last year when I visited relatives in Lincolnshire, so maybe it is they have nastier bugs there. Hope it clears up soon.

Hope everyone has a good day.

JAMIEDODGER

Hypno - thats amazing hun, well done! Not long to go then:)

taxi73

have a good day everyone xx