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serious help needed urgently!!!!

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  • boyse7en
    boyse7en Posts: 883 Forumite
    Thanks for the vote in confidence :beer: :A

    Last car a 2001 MK3 petrol mondeo, Paid £2000 in april 2006, Replaced front discs & pads one rear brake caliper, And 2 basic filter changes in 4 years. Towed a caravan to cornwall and skegness every year.
    That was a good buy.

    Current car a 2004 diesel estate, Broken spring, Crap battery, Front pads will need doing very soon. Rear caliper might be sticking.
    Hope its all good after that. :money:???

    Fingers crossed.

    You might want to add in the occasional oil change to your 'servicing' if you want the car to last awhile.



    OP: Might be very little wrong with a Cat C to get it written off. I bought a Cat C Citroen which needed a new headlight, new front panel and a new wing - insurance quote was £1500 so it was scrapped. Secondhand light, panel and some hammering of the wing got it repaired and back on the road for about £150.
    Note that VoSA will only do a VIC check (Vehicle Identification Check) on the vehicle, they don't check it for roadworthyness. That it left to the MoT station.
  • lesalanos
    lesalanos Posts: 863 Forumite
    Part of the Furniture 500 Posts Name Dropper
    ukjoel wrote: »
    Agree with previous posters in that

    A - yes you have been a bit stupid
    B - There isnt anything you can do
    C - This may explain why the car was so cheap
    But
    D - Cat C isnt a disaster could have been a Cat D :) but thing to do is check the reason for the Cat claim - I think you can do this through DVLA and then if your still nervous get someone to independently check that area of the vehicle. I have seen flood damaged vehicles be given a cat D and been back on the road a few weeks later.


    Isn't Cat C more serious than Cat D?
  • davemorton
    davemorton Posts: 29,084 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Car Insurance Carver!
    lesalanos wrote: »
    Isn't Cat C more serious than Cat D?

    I believe it is, yes.
    “Quis custodiet ipsos custodes?”
    Juvenal, The Sixteen Satires
  • forgotmyname
    forgotmyname Posts: 32,922 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Cat C would need a vehicle inspection which costs £???
    Censorship Reigns Supreme in Troll City...

  • chrisw
    chrisw Posts: 3,790 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    dug123 wrote: »
    Yes same here, I put mine on ebay and got a good cash offer and some dodgy Russians turned up and paid me in cash before I even unlocked the car door! They never even drove it. It was taxed and MOT'd and they towed it away.
    I took both their vehicle registration details and mobile phone numbers etc etc and sent a detailed letter to the DVLA when I advised them it was sold.
    It was all so strange!
    I have since spoken to the DVLA on the phone and they have confirmed that the car is no longer registered to me so I do not know what to think.

    I've seen Russian oil tankers sailing down the Mersey with dozens of old cars strapped on the deck. Somebody said it was because they can resell them and the parts off them for a fortune when they get back home.
  • Harry_Flashman
    Harry_Flashman Posts: 1,922 Forumite
    Aye, my two said something similar.

    Although they did say that the money wasn't as good now the fighting has finished!
  • Dave70
    Dave70 Posts: 18 Forumite
    Category C.......An extensively damaged vehicle which the insurer has decided not to repair, but which could be repaired and returned to the road

    Category D.......A damaged vehicle which the insurer has decided not to repair due to he cost of repairs, but which could be repaired and returned to the road.


    cat C is written off due to the replacement cost of dealer parts. cat D is written off normally due to structural damage

    Did the seller state the catagory of the car ? remember it was a private sale so it's a case of buyer beware. if you didn't check prior to the purchase then unfortunately you will have to bite the bullet and put it down to experience. if the car is fine and works then so bit it. but if there is a problem then your only hope is the small claims court to get your money back which could be clear cut especially if the seller didn't list the cat C on ebay and tell you of it's stauts during the sale.
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