We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Getting money back from cowboy builders

1…315316318320321…333

Comments

  • miggy
    miggy Posts: 4,328 Forumite
    :naughty: No being nasty to my friend Happy. ;)

    Though I expect if you are jumping back on the MSE wagon, a few of us ought to jump with you! :D
    Miggy

    MEMBER OF MIKE'S MOB!
    Every Penny a Prisoner

    This article is about coffeehouse bartenders. For lawyers, see Barrister. (Wikipedia)
  • Happytogetdebtfree
    Happytogetdebtfree Posts: 6,798 Forumite
    Yes indeed i need to get abit more focused on reducing outgoings :) easier said than done lol xx
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • Erme
    Erme Posts: 3,597 Forumite
    Part of the Furniture Combo Breaker I've been Money Tipped! Debt-free and Proud!
    I have a stomach bug and sinusitis. Free to a good home :)

    E
    :dance:
    I believe in the power of PAD
    Come and join us on the Payment a Day thread
    :dance:
  • Butti
    Butti Posts: 5,014 Forumite
    Part of the Furniture 1,000 Posts
    lisawaters wrote: »
    Sent from my iPad from behind the sofa.

    Just got a smartphone. No idea what I'm doing :rotfl:
    Had to ask this guy in a pub to set the time and ask my friend how I answered it!

    Have managed to put in those contacts who have texted me!

    B x
    Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
    Diary 'Butti's journey : A matter of loaf or death'.
    Diary 2 'The whimsical tale of the Waterbed of Debt'         48% off mortgage
    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB
  • Erme
    Erme Posts: 3,597 Forumite
    Part of the Furniture Combo Breaker I've been Money Tipped! Debt-free and Proud!
    How come you have just gotten a smart phone? I have a smart phone and I can work it? What's the prob with yours?

    E
    :dance:
    I believe in the power of PAD
    Come and join us on the Payment a Day thread
    :dance:
  • psychopathbabble
    psychopathbabble Posts: 5,889 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Erme wrote: »
    How come you have just gotten a smart phone? I have a smart phone and I can work it? What's the prob with yours?

    E

    Nthing is the problem, I'm guessing that Butti isn't overly knowledgeable about new-fangled technology? :p
  • Butti
    Butti Posts: 5,014 Forumite
    Part of the Furniture 1,000 Posts
    Erme wrote: »
    How come you have just gotten a smart phone? I have a smart phone and I can work it? What's the prob with yours?

    E

    Because I had a functioning mobile there was no need to change.
    I am very pleased for you and your ability to use your smart phone.
    There is no problem, I am merely a person with a smart phone who has never had a smart phone before.

    i.e. Psycho is right. :D
    Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
    Diary 'Butti's journey : A matter of loaf or death'.
    Diary 2 'The whimsical tale of the Waterbed of Debt'         48% off mortgage
    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB
  • niccatw
    niccatw Posts: 3,096 Forumite
    Part of the Furniture Combo Breaker
    Not being able to answer your new smart phone when it rings is part of the initiation process.

    I couldn't answer mine. Neither could my friend. And a handful of others.

    Then we saw a toddler, who had the right swipe of the thumbs and we realised what we were supposed to do. And also what luddites we are!
    Jan10: 28,315.81 Jan11: 18,015.32 Jan12: 7,682.58 Jan13: 2,987.73 Current debt: 1,225.55
    HFC [STRIKE]1896.10. [/STRIKE] 225.55 SLC2 [STRIKE]5123.34[/STRIKE] 0 Others [STRIKE]2085[/STRIKE] 1000 Bcard [STRIKE]1172.60[/STRIKE] 0

    Mike's Mob
  • lisawaters
    lisawaters Posts: 2,081 Forumite
    edited 13 October 2012 at 11:39PM
    My 6-year-old Nokia smartphone died this week. I have hated it since I got it but it at least had a tiny QWERTY (UIOP{) keyboard.

    I have been using a £10 Samsung thing since. Its battery seems to last forever and it does all the usual text nonsense.

    So you are expecting me to say that I wouldn't swap it for anything now?

    You are all wrong.

    I have an iPhone 5 on order, due in a couple of weeks.

    Which will be a step forward from my being able to receive but not compose messages as the Samsung has some sort of predictive texting, which I - yes I - have failed to master. When I receive a text I have to reply from my PC, or call them back to reply. I am on PAYG. This is not good.

    I expect Butti has her reasons and is now fully competent in the use of her new phone.

    I just can't believe she was in a pub...


    Love you loads. x
  • Happytogetdebtfree
    Happytogetdebtfree Posts: 6,798 Forumite
    WOW an iphone 5 i am in awe of you mike :) im still with my iphone 4 and am looking forward to when the contract is up and i can get simplicity for cheaps :) hehe if i had to choose a bog standard phone now i dont think i would know how lol :O xx
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture