Premium Credit Ltd - who is this?

carrie78

Hi,

I have had a debit go out labelled as 'insurance premium first payment'. When I looked into it it goes to a company called Premium Credit Ltd. Their contact number says they are not open until monday, so in the mean time does anyone know who this is?

We are currently buying a house and have had lots of various insurance quotes but I don't recall setting up a direct debit with any of them.

Thanks
Carrie

oldwiring

PC acquired in 2005 by MBNA

http://www.prnewswire.co.uk/cgi/news/release?id=115922

Have/had you any cards or loans with MBNA with some from of protection?

ISTM that;s the most likely connection

gabriel

Premium Credit also handles direct debit payments for NHI Services Ltd. insurance, which trades under the newhome and homeprotect brands.

NHI insurance also operates the webmoney.co.uk website.

carrie78

Can't think why they should be debiting me. Thanks I will ring them on monday.

Thanks
Carrie

kevmcfad

Thanks Gabriel. I've got my home insurance with Homeprotect and I could never work out what Premium Credit Ltd was on my statements.

Miss_B_4

I have just noticed two direct debits on my account under the same name and can't work out what they're for just by looking on my online banking. Grr..any ideas before I call the bank?

I don't have insurance with any of the people you mentioned.

dunstonh

premium credit are used for a number of household and general insurance providers. Not just the ones above.

arlybarly

when i had my car insurance a couple of years ago it was premium credit that took the direct debit even though it wasnt these i took the insurance out with, rather confusing.

Miss_B_4

Thanks, I think I have worked out that one is Endsleigh home insurance and the other is M&S car insurance! Mystery over!

agaveworm

dunstonh wrote: »

premium credit are used for a number of household and general insurance providers. Not just the ones above.

I work for one of the biggest three brokers in the world and we use them. Not a problem - good company as far as I'm concerned...

Hazzo

Aren't these the same people that co-own (with HSBC) the monthly school fees outfit 'Holmwoods Termtime Collections'?