Monday 28th June - What small DFW things have you done today?!

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :D

Gooooood morning...another sunny one here:p
Hope everyone had a lovely weekend....we did a bit of shopping, breakfast out...was lovely. I have my DD2 home from her week away and she had a great time. Washing's all done...I just have a mountain of ironing now:o

Off to visit my sis today, she's an hour away - just a few hours there then home. So won't spend much, will just buy her a bunch of flowers and maybe some cakes for us.

Ok, here's my list:

• check banking - pay day...woopwoooop
• daily scratch - reached £10 at last so wil withdraw
• meal from plan tonight - chicken chow mein
• take chicken out of freezer for tonight
• packed lunch for dd2
• drink for dd1, save her buying one
• text ex to remind him he was paid Fri so owes me maintenance...plus money for girls school trips
• LSD - just buy flowers and treats for lunch

Ok, that's enough for me - have a great day everyone:T:T

littlemisschocolate

Morning Milly and all who follow,

Today I will do the following:

- [STRIKE]Check online bank account[/STRIKE]. Not too bad, as got paid today and transferred over some money to my savings account.
- [STRIKE]Store cupboard, breakfast, lunch and tea.[/STRIKE] Done.
- Walk at lunchtime.
-NSD
- Write some more of my assignment.
- Keep smiling despite the heat!

Have fun at your sisters Milly.

Have a great day everyone.

LMC xx

stitching_witch

Good Morning all! We had a very busy weekend as usual with piles of visitors on Saturday and we all went to do weeding, watering and strawberry picking at the allotment. Yesterday I turned the strawberries into jam.... yum yum

I also moved my ISA from a 0.25% account to one paying 2.7% for 12 months. If necessary, I'll move it again next year.

So far today I have:

• run DW overnight and emptied it
• run WM overnight and hung outside to dry
• checked banking - PPI still not gone in :mad:
• checked for surveys
• made lunch to take to work
• sent 2x half dozen eggs to work with DD for customers

I will also:

• take library books back early thus avoiding a fine
• leave purse at home so won't be tempted when I walk past the baker's to get to library
• phone PPI company to ask where the payment is
• make dinner from mealplan/stores
• have an NSD - 12th out of target of 12 this month :T

I'm not looking forward to today as it's my first full day in the admin part of my job. I've managed to get away with just doing accounts & payroll for the three weeks I've been there, but this week I HAVE to do the admin/reception. Fingers crossed that I'm still there at 5.30!!

josiebabie

Morning Milly, Little Miss and all those who follow! :wave:

Today is another hot one, really need some rain for the grass!

This is my list today:-
- [STRIKE]Check banking[/STRIKE] not toooo bad
- [STRIKE]Check CC's, have been used for a few bills til TC's come through so need to keep a close eye![/STRIKE]
- Check valued opinions for payout
- Lunch and snacks from stores
- Mince out of freezer for something for tea
- [STRIKE]Rejig budget[/STRIKE]
- Update MSE diary, not done this for ages!
- Do some onepoll, not done this for ages!
- [STRIKE]HW is off[/STRIKE]
- [STRIKE]HC is on line drying naturally[/STRIKE]
- Ex used my car yesterday to move stuff and has left extra fuel in it! :T

Jx

josiebabie

Yeah sorry mum left I left the eggs on the dresser..........

Amara

Hello!

Today, I'm going to:

• distribute my Avon books
• go to my second job
• go to an appoitment about my new business
• hoover
• do half an hour on my cross-trainer

Maybe I'll do some more things, for now, that's it.
Have a nice day!

catmiaow

Morning all,

My list for today:

[STRIKE]Check banking
Do comps before I go out[/STRIKE]
[STRIKE]See to pets[/STRIKE]
[STRIKE]Take rubbish out[/STRIKE]
[STRIKE]Put dirty washing in the machine[/STRIKE]
[STRIKE]Check washing hanging up to dry[/STRIKE]
Check job sites
[STRIKE]Go and see my mum - had a yummy lunch thanks mum xx[/STRIKE]
[STRIKE]Pay cheque in for OH
Get veg for tonight tea[/STRIKE]
[STRIKE]Do comps when I get back[/STRIKE]
Dinner from stores
[STRIKE]Sign up for new OU course[/STRIKE]
[STRIKE]Tidy up after one cat who again has the runs grrr - fed them prawns
Washing on will hang to dry
More rubbish out
Quick shower
Clean bathroom[/STRIKE]

Hope everyone has a good day!

WelshWoofer

Morning all!
A free lesson first thing for me so a chance to post early-ish.

Today's list will be....

• Take packed lunch to work
• Drive sensibly to conserve petrol
• Walk dog for free exercise
• Wash towels after work and dry on the line
• Recheck July budget to see if there's anything I have forgotten
• Continue looking at clothes for hols to see if any need washing etc
• All food from stores
• Have a NSD (desperately need these!)
• Find dog's vacc certificates to send to mum for short kennel stay when I'm on hols - mum is having the dog but goes away 1 day before we get back - in return I'll pick up both her's and my dog and keep her's for a week whilst she's on hols! Phew!
• See if there's any decent telly on tonight - not football!
• Check about health insurance and hol insurance for Turkey - anyone know? I guess the E111 card thing doesn't apply?
• Phone mum later with free mins/free landline

That's it for today - have a good one

savingforarainyday

Another Gorgeous Sunny Day:j

Today
I have checked online Banking
Bedding washing now Done
Odds and ends onto fast wash later All washing done, started on sofa covers now
Gas man coming to service boiler all done
Print out last of accounts for friend
Check emails done
Photocopy some bits for the post
Spend an hour cleaning bedrooms wont get it finished but will get it started:o Ours is done, looks much better

I have some redcurrants and strawberries and raspberries from allotment, went and did watering yesterday evening and spent an hour picking:D
Redcurrants made into pouring sauce

thriftyscotslass

Good morning all - busy start to the morning

My list for today:

[STRIKE]Washing on line[/STRIKE] - must keep eye on weather, we may catch a shower here today
Wash & dry dishes by hand
Store cupboard / freezer meals
[STRIKE]Check online banking[/STRIKE]
[STRIKE]Read gas and elec metres[/STRIKE] - woohoo, on target at gas: 16kWh per day; elec: 9kWh per day
[STRIKE]Packed lunch for dd [/STRIKE]
Ironing (loads) - free exercise
Need to revamp weekly shop ie make oh pay for his own drinkies
Go for a walk with ds - more free exercise
Start to investigate what work I can do from home - am full-time carer to adult son with autism - feels daunting just typing it

Hope everyone has a good day

determined_new_ms

Morning everyone! Just a quickie from me as I'm "working " from home (aka tidying up, posting on here )

• [STRIKE]make pack lunches for oh, ds & foreign student[/STRIKE]
• [STRIKE]get beef out of freezer for enchilladas later [/STRIKE]:D
• [STRIKE]call foreign exchange school and give them bank details for payment next week[/STRIKE]
• [STRIKE]tomato tart & fruit for lunch[/STRIKE] mmmmm was sooooo yummy!
• any surveys (may be difficult as busy busy busy today!
• [STRIKE]pop to Mr S and get a few bits as student is lactose intolerant[/STRIKE]
• [STRIKE]working in home town today so save petrol [/STRIKE]:D
• [STRIKE]repot toms (still outstanding!)[/STRIKE] I took my friend's daughter swimming after work and we came home and repotted the plants! I forgot how lovely it can be to spend time with young children...
• water plants tonight
• [STRIKE]post lovefilm back[/STRIKE]
• add titles to lovefilm
• make cake for pack lunches tomorrow
• make sandwiches for lunch tomorrow

ok that's plenty! Have a great day everyone! x


ps only 22days until my outstanding od is cleared :j:j:j