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Bank has taken money out of my account on a Sunday and dated it Monday?

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  • HouseHuntr
    HouseHuntr Posts: 522 Forumite
    Which one of the 3,265 would you like to know about ?
  • HouseHuntr
    HouseHuntr Posts: 522 Forumite
    AndrewKeen wrote: »
    I understand about having the money available, what gets me is my bank (Halifax) have actualy taken the money today.!

    No they haven't! read the other threads and you'll find out why!
  • DCFC79
    DCFC79 Posts: 40,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    HouseHuntr wrote: »
    Which one of the 3,265 would you like to know about ?

    Maybe im wrong but i thought jonesMUFCforever was refering to the topic has already been covered
  • HouseHuntr
    HouseHuntr Posts: 522 Forumite
    That's precisely what he was referring to and I was too. It's covered constantly. 3,265 times might be a exaggeration, but only a small one!
  • opinions4u
    opinions4u Posts: 19,411 Forumite
    edited 28 June 2010 at 7:05AM
    AndrewKeen wrote: »
    Today (Sunday 27th June) my bank has taken a banking fee for my account yet dated it Monday 28th June. Is this legal???
    No.

    It is a totally illegal act and they should clearly be prosecuted for it.

    I'd suggest dialling 999 to ensure that you get emergency attention. Or if you're a freemason bring the subject up at the next lodge meeting. I'm sure it will be quickly followed up.
    The money was not just earmarked, it was taken. It is even dated the 28th on my online account.??
    So they've as-dated the transaction to the date it was meant to go out.

    Seriously, it's normal, it's legal and it's fair.
  • Evilm
    Evilm Posts: 1,950 Forumite
    Its just showing because it was an auto payment. It will be treated as if it left Monday as it did.
  • Natwest do it all the time, i had about 5 DD due today and yes all the money had left my account on Saturday, but online banking had Mondays date next to them all.

    Just something you get used too, works both ways though, if i am due to paid on a Monday as i am paid monthly, its available on the Saturday before.
    Mummy to two girls: October 2013 and February 2016
  • catflea
    catflea Posts: 6,620 Forumite
    When I worked for Natwest I used to hate working Saturdays for this sole reason. People ringing up asking about it and then accusing me of "stealing their money"

    Your bank updates overnight to reflect the next working day. The next working day after a Friday is a Monday, therefore any credits/debits due on the Monday will show over the weekend.
    Proud of who, and what, I am. :female::male:
    :cool:
  • When I worked for NWB, I used to explain it as the computer system didn't recognise weekends and thought it was Monday lol.
    From Starrystarrynight to Starrystarrynight1 and now I'm back...don't have a clue how!
  • richard9991
    richard9991 Posts: 1,618 Forumite
    Natwest do it all the time, i had about 5 DD due today and yes all the money had left my account on Saturday, but online banking had Mondays date next to them all.

    Just something you get used too, works both ways though, if i am due to paid on a Monday as i am paid monthly, its available on the Saturday before.

    it also works te other way ie if credits are due on monday you can draw them on saturday and they have mondays date on them.
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