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Sygma Bank Credit Cards

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  • Bosie
    Bosie Posts: 1,218 Forumite
    Part of the Furniture Combo Breaker
    Can I just ask with the range of Sygma cards if they give out apr's based on risk, why would it be harder to get a Flybe card?
    I know the Creation card needs you to be on a higher income, but what is the difference with say the Silver, Accessory or Flybe?
  • PJHilder
    PJHilder Posts: 155 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Just applied for the Allsaints card and was given the "we'll let you know" response. I'm guessing this means a NO again. Last time I applied was for the Flybe card back in September and got the same response then.
  • kilasuit
    kilasuit Posts: 645 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    DAYS activated and balance transferred to Vanquis.

    Step in the right direction.
  • kilasuit
    kilasuit Posts: 645 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Along with a little bit more from Silver too.
  • Bosie
    Bosie Posts: 1,218 Forumite
    Part of the Furniture Combo Breaker
    Bosie wrote: »
    Can I just ask with the range of Sygma cards if they give out apr's based on risk, why would it be harder to get a Flybe card?
    I know the Creation card needs you to be on a higher income, but what is the difference with say the Silver, Accessory or Flybe?

    Anyone?:j:j
  • izools
    izools Posts: 7,513 Forumite
    1,000 Posts Combo Breaker
    Bosie wrote: »
    Anyone?:j:j

    As far as I can tell it would be no harder to get a Flybe card :o
    Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 11 July 2010 at 11:32AM
    Bosie wrote: »
    Anyone?:j:j

    AFAIK they are scored all individually, yes they do give rate for risk. They have 3 different rates on alot of their cards A) 16.9%, B)19.9% and C) 24.9%. They're their 3 risk bands.


    Seemingly, FlyBe and the Creation Card are scored the highest. However the Silvercard and Accessory card seem to be easier the achieve.

    HTH :)
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    izools wrote: »
    As far as I can tell it would be no harder to get a Flybe card :o

    I was told last Tuesday that they're all scored differently, but you maybe right. :)
  • PNPSUKNET
    PNPSUKNET Posts: 4,265 Forumite
    I got the flybe but declined me for silver
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    izools wrote: »
    As far as I can tell it would be no harder to get a Flybe card :o

    Your right there i remember phoning them and asking what cards are the easiest and hardest to get and the chap replied they are all scored the same..
    Basically they are all the same card and all the same T&C's just different style cards,and different benefits..
    Like flybe you get free flight,the days cards some go to charity,and my world some stupid vip pass..
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