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The Sub Prime Credit Thread - Part V

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  • fairmorn308
    fairmorn308 Posts: 1,530 Forumite
    noah271007 wrote: »
    5.99% is a little high considering the current interest rate 0.5%. However i would say it is a reasonable deal. Not brilliant but not awful either.

    Just looking to get a start tbh and go from there as everywhere else is really 25% and i bank with A+L so thought might be easier to get a mortgage with them aswell
  • kilasuit
    kilasuit Posts: 645 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Just looking to get a start tbh and go from there as everywhere else is really 25% and i bank with A+L so thought might be easier to get a mortgage with them aswell
    I reckon that you should be able to get a better deal than that.

    It seems like a tempt you offer but for me its not tempting enough.
  • fairmorn308
    fairmorn308 Posts: 1,530 Forumite
    kilasuit wrote: »
    I reckon that you should be able to get a better deal than that.

    It seems like a tempt you offer but for me its not tempting enough.

    Was having a think today and i might leave buying a house until about xmas time etc give myself a wee bit more time to save a bigger deposit i think. Cause also once i buy a house i have to full kit out every room so that wont be cheap either
  • Zack1
    Zack1 Posts: 1,433 Forumite
    You can actually try to negotiate with them then? I always thought it was take it or leave it based on your credit file... I will have an interesting time in a few years then, I'd negotiate a McDonalds down if I could! (Most we can do is try and get 2 freebies thrown in with our Student Card rather than 1!)

    Stupid fire alarm woke up the entire halls, well the few of us that were here.... this evacuation was rather funny compared to other ones! Now I'm up until about 4/5am Friday morning.... my intention was to pack last night and wake up well late today... would've slept earlier and packed this morning if I knew I was going to be up before 7!!

    So no more MSE from me for a few weeks, hopefully by the time I get back Seeya & NID are back with us! :)
  • DarkFallout
    DarkFallout Posts: 209 Forumite
    sutton111 wrote: »
    Looks like you've been accepted then. I hope they have :)

    Have just received an e-mail that I am accepted for Barclays Initial with 250 pound limit.
  • plumber2009
    plumber2009 Posts: 304 Forumite
    Have just received an e-mail that I am accepted for Barclays Initial with 250 pound limit.


    :beer::jcongratulations.:j:beer:
  • noah271007
    noah271007 Posts: 1,248 Forumite
    Have just received an e-mail that I am accepted for Barclays Initial with 250 pound limit.

    Well done, at least you got the card, lousy limit though.
  • sephrenia
    sephrenia Posts: 216 Forumite
    Have just received an e-mail that I am accepted for Barclays Initial with 250 pound limit.


    congratulations :D
    DFD: 2017 :eek: | Savings: £1 :o

    Save £5k in 2012: £0/5000
  • Brian1966
    Brian1966 Posts: 1,428 Forumite
    Seems very quiet in here tonight :)
    Is there anybody there :rotfl:
    Natwest gold..Limit £1750 bal £970..Vanquis Limit £3000 bal £0..Littlewoods..Limit £1200 bal 0..Additions direct..Limit £4900 bal £1356..Empire Limit £6200 bal £152..Jd williams..Limit £1100 bal £130..Simplybe..Limit £1500 bal 265,,Fashion world..Limit £1400 bal £145 Jacamo..Limit£125 bal 0
    Next..Limit £?? bal £0 Asda..limit £1250 bal £440,
  • noah271007
    noah271007 Posts: 1,248 Forumite
    Brian1966 wrote: »
    Seems very quiet in here tonight :)
    Is there anybody there :rotfl:

    Hey Brian, im here tonight. Sorry no lasses around for you to flirt sadly:(:D
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