The Sub Prime Credit Thread - Part V

Zack1

Oh I actually hate Natwest, they've cancelled my debit card, silly clowns. Good job I got my PIN for the Halifax one! I don't know why it's cancelled, the machine didn't retain it which surprised me, it just gave me a stupid bit of paper saying take this to your branch the card has been cancelled (I was in a branch but didn't fancy waiting in their epic queue so I'll sort it out when I get back from Spain)

wizzywig27 wrote: »

I am trying to take advantage of the current Santander offer of £100 if you switch accounts, does anyone know what their credit scroing is like, i.e easy/medium/hard?

thanks

Alliance took me for the Premier U21 account - I don't know if it's relaxed scoring as it's U21, but my credit file was well bad when I applied (I'd applied for everything else under the sun) - I never realised it was a full account or I wouldn't have bothered!

So for me A&L were very easy, but it's Prem U21 so don't know what difference that makes - plus with the merger it could mix everything up again....

jo-bo

i found santander quite easy, and that was with (at the time) 2 accs at rbs, 1 at halifax and 1 with nationwide. hth
also got int free overdraft for a year and they are very generous with their limits!

DarkFallout

wizzywig27 wrote: »

I am trying to take advantage of the current Santander offer of £100 if you switch accounts, does anyone know what their credit scroing is like, i.e easy/medium/hard?

thanks

I've got an A&L current account so should be relatively easy.

Do you have another current account and what?

Zack1

Oh and I had 2 Natwest current accounts when I was approved for A&L too, as well as searches for about every product under the sun

ElkyElky

Had to pop my car in to the garage today to get the brake pads replaced. They said £22 for the pads, which I thought was reasonable and was quite pleased that it was going to be rather cheap.

When I went to pick up the car, they said "oh and the labour charge will be £70 for an hour and a halfs work". Almost £100 on a few little pads, my jaw dropped.

seeya23

:wave:seeing as they remove my post just pop in to say good bye:wave:

Innocent_Guy

seeya23 wrote: »

:wave:seeing as they remove my post just pop in to say good bye:wave:

Whats up mate? Your not leaving are you?

sutton111

ElkyElky wrote: »

Had to pop my car in to the garage today to get the brake pads replaced. They said £22 for the pads, which I thought was reasonable and was quite pleased that it was going to be rather cheap.

When I went to pick up the car, they said "oh and the labour charge will be £70 for an hour and a halfs work". Almost £100 on a few little pads, my jaw dropped.

Your not having much luck with your car are you. lol

ElkyElky

sutton111 wrote: »

Your not having much luck with your car are you. lol

Oh no, the car is fine. It's just that all of the maintenance costs come at the same time. MOT is due next month so wanted to get the pads replaced before hand, then I can relax for another year.

sephrenia

Innocent_Guy wrote: »

Whats up mate? Your not leaving are you?

There was a whole host of evilness aimed at Seeya and the person who did it tried to implicate N-I-D. It was horrific to be honest, and many people are disappointed in forum moderation response time as a result. That's all I care to say about that. If Seeya wants to elaborate or N-I-D then it's up to them.

:(:(:(